Payment Processing

Abhi is a Karachi, Pakistan-based financial wellness and earned wage access platform — backed with $64.1 million in total funding including a $17 million Series A in April 2022 led by Speedinvest with

Adyen is a global payments technology company providing a unified payments platform that enables businesses to accept payments in any payment method, in any currency, across online, in-app, and in-sto

Affirm was founded in 2012 by Max Levchin, a co-founder of PayPal, with the mission of building honest financial products that improve lives — a direct response to what Levchin viewed as deceptive and

Afriex is an African-focused international money transfer platform enabling fast, low-cost remittances between the United States, Canada, United Kingdom, and African countries including Nigeria, Ghana

Airwallex is a global financial technology platform providing multi-currency business accounts, cross-border payments, corporate cards, and embedded finance APIs for businesses operating international

Aiwyn is an enterprise software company founded in 2020 and headquartered in Austin, Texas, focused exclusively on automating the billing, collections, and payment workflows of accounting and professi

Alaan is a Dubai, UAE-based AI-powered corporate spend management platform — backed by Y Combinator (W23) with $55 million raised including a $48 million Series A in August 2025 led by Peak XV Partner

Alpaca is a developer-first brokerage infrastructure company founded in 2015 and headquartered in San Mateo, California. It operates as a fully self-clearing broker-dealer with DTCC, Nasdaq, OCC, and

Alviere is an embedded finance platform that enables large non-financial enterprises to offer banking products, payments, and financial services to their customers and employees. Founded in 2018 and h

Amazon Pay is Amazon's digital payment service that enables shoppers to use their existing Amazon account credentials and stored payment methods (credit cards, bank accounts, gift card balances) to ma

Amount is a Chicago-based financial technology company founded in 2020 as a spinout from Avant, an online consumer lending platform. Led by CEO Adam Hughes, Amount provides a modular, white-label tech

Anyfin is a Stockholm-based fintech company founded in 2017 by Mikael Hussain, Filip Polhem, and Joakim Lunden — former senior executives from Klarna — with the mission of helping consumers reduce the

Aplos is a cloud-based fund accounting and nonprofit management software platform founded in Fresno, California. The company focuses on the intersection of nonprofit financial management and fund acco

Apple Pay is Apple's digital payment and mobile wallet platform, launched in October 2014 as part of the company's broader push into financial services and everyday commerce. Built on NFC technology c

Apto Payments is a card issuing and mobile banking platform designed for fintech companies building mobile-first financial products. Founded in 2015 and headquartered in San Francisco, California, the

Arc is an AI-powered web browser developed by The Browser Company of New York, designed to reinvent the desktop browsing experience with a sidebar-based navigation system, Spaces for organizing tabs b

Arpari is a treasury management platform for commercial real estate companies — providing a unified dashboard that consolidates bank accounts, cash positions, and payment execution across 10+ banking

Asaas is a Brazilian fintech company founded in 2012 by Marcelo Abrileri in Joinville, Santa Catarina, Brazil. The company provides a financial management platform designed specifically for small and

Aspire is a Singapore-based fintech company founded in 2018 by Andrea Baronchelli and operating as a digital financial operating system for businesses in Southeast Asia. The platform provides SMEs, st

Aspora is an international money transfer and remittance platform focused on the African diaspora market, enabling immigrants in Western countries (US, UK, Canada, Europe) to send money to family and

Atrato is a buy now, pay later (BNPL) and consumer credit platform operating in the Mexican market, enabling e-commerce consumers and retail shoppers to purchase goods on installment credit through pa

Authorize.Net is a leading US payment gateway providing credit card, debit card, e-check, and digital wallet processing infrastructure for online, in-person, and phone transactions for 445,000+ mercha

AutoFi is a digital retail platform for automotive dealerships headquartered in San Francisco, California. Founded in 2015 and having raised $85M in funding, AutoFi enables franchise dealers and OEM p

Aven is a San Francisco-based fintech company founded in 2019 by Sadi Khan and Collin Wallace. The company has developed an innovative financial product: a home equity credit card that allows homeowne

AvidXchange is an accounts payable (AP) automation and business payment company founded in 2000 by Michael Praeger and headquartered in Charlotte, North Carolina. The company provides software that di

Balance is a New York City-based B2B payments and checkout platform — backed by Y Combinator (W20) with $436.6 million in total funding from Viola Credit, Lightspeed Venture Partners, Avid Ventures, R

Bank of America is one of the largest financial institutions in the world — serving 68 million consumer and small business clients alongside thousands of institutional and corporate clients through ba

Beacons is a San Francisco-based creator platform that provides independent content creators with a link-in-bio page, AI-powered brand deal outreach tools, media kit generation, invoicing, and analyti

BetMGM is a U.S. online sports betting and iGaming operator formed as a joint venture between MGM Resorts International and Entain PLC, launched in 2018 and headquartered in New Jersey. Leveraging the

BetRivers is a U.S. online sportsbook and iGaming brand operated by Rush Street Interactive (RSI), a Chicago-based gaming company founded in 2012 by Neil Bluhm and Greg Carlin. RSI operates BetRivers

BharatPE is an Indian fintech company founded in 2018 by Ashneer Grover and Shashvat Nakrani and headquartered in New Delhi, India, providing payment acceptance and financial services to small and med

Bill.com (BILL) is a financial operations platform for small and mid-sized businesses, automating accounts payable (AP) and accounts receivable (AR) workflows — digitizing invoice receipt, approval ro

Bilt Rewards is a New York City-based fintech loyalty platform — backed with $813 million+ in total funding including a $250 million round in July 2025 co-led by General Catalyst and GID at a $10.75 b

BitPay is a pioneering cryptocurrency payment infrastructure company founded in 2011 in Atlanta, Georgia, making it one of the oldest and most established businesses in the crypto payments space. The

Biz2Credit is a financial technology company founded in 2007 by Rohit Arora and Ramit Arora and headquartered in New York City. The company operates an online credit marketplace that connects small an

Block, Inc. is a San Francisco, California-based financial technology company — publicly traded on the New York Stock Exchange (NYSE: SQ) as an S&P 500 Information Technology component (added to the S

Bluevine is a New Jersey-based financial technology company focused exclusively on small and medium-sized business banking, recognized by CNBC as one of the world's top fintech companies in 2025 and a

Bolt Financial is an e-commerce technology company that operates the largest one-click checkout network in the United States, enabling online retailers to offer instant, frictionless purchasing for re

Bond Finance was an embedded finance platform that enabled brands, technology companies, and enterprises to launch financial products—including co-branded credit cards, charge cards, and banking accou

Bond is a San Francisco-based embedded finance infrastructure company that enables brands, fintechs, and software companies to launch white-label financial products — branded credit cards, debit cards

Braintree is a Chicago-founded payment processing platform — acquired by PayPal (NASDAQ: PYPL) in 2013 for $800 million — providing enterprise merchants, global marketplaces, and digital commerce busi

Branch is a financial technology company headquartered in Minneapolis, Minnesota, building digital payment infrastructure for workforce compensation. Founded to address the inefficiencies and inequiti

Brex is a corporate finance platform providing business credit cards, expense management, business banking accounts, and travel management tools targeted at venture-backed startups and technology comp

Bujeti is a Lagos-based corporate card and expense management platform that helps African businesses issue corporate cards, automate payment workflows, and gain real-time visibility into company spend

Buk is a Santiago, Chile-based HR technology company founded in 2017 by Alejandro Burr and Jaime Arrieta. The platform provides an end-to-end human resources management suite designed specifically for

Buy Me a Coffee is a creator monetization platform headquartered in San Francisco, CA, that enables creators to receive one-time tips, recurring memberships, and sell digital products through a simple

Caesars Digital is the online gaming division of Caesars Entertainment, the largest U.S. casino-hotel operator. Launched following the 2020 merger of Caesars Entertainment and Eldorado Resorts, the di

Capchase is a non-dilutive financing platform that provides SaaS companies with upfront capital against their existing annual recurring revenue contracts and future subscription commitments. Rather th

Capi Money is a London, United Kingdom-based cross-border payment platform for emerging market businesses — backed by Y Combinator (S23) with €17.2 million in Series A funding in February 2025 led by

Caribou is a fintech company that helps car owners refinance their auto loans entirely online, partnering with a network of approximately 40 lenders — primarily community banks and credit unions — to

Carry1st is a mobile gaming and digital content company founded in 2018 by Cordel Robbin-Coker, Lucy Hoffman, and Tinotenda Mundangepfupfu, headquartered in Cape Town, South Africa. The company operat

Cars24 is India's leading online marketplace for buying and selling used cars, combining vehicle transactions with integrated financing, insurance, and ownership services through a single digital plat

Cedar is a New York-based healthcare technology company founded in 2016 by Florian Otto and Arel Lidow. It operates an enterprise platform that modernizes the administrative and billing side of the pa

Cents is a New York-based vertical software company founded in 2018 by Zachary Sher and Nathan Yount that builds an all-in-one business management platform specifically for laundry and dry cleaning op

Chariot is a nonprofit payment network that connects donors to their Donor-Advised Fund (DAF) balances directly within nonprofit donation flows — using embedded DAFpay technology that allows nonprofit

CharityEngine is an all-in-one nonprofit CRM and fundraising platform headquartered in McLean, Virginia. The platform is designed for mid-to-large nonprofits and direct response fundraising organizati

Chase is the consumer and commercial banking division of JPMorgan Chase & Co. (NYSE: JPM), the largest US bank by assets — providing checking and savings accounts, credit cards (Sapphire, Freedom, Ink

Checkout.com is a global payment processing platform providing enterprise-grade payment APIs, gateway, and acquiring services for large-scale merchants and platforms. Founded in 2012 and headquartered

CheqUPI is a Bengaluru-based fintech company operating India's first UPI (Unified Payments Interface)-enabled digital wallet specifically designed for foreign nationals, Non-Resident Indians (NRIs), a

Chipper Cash was founded in 2018 by Ham Serunjogi and Maijid Moujaled with a mission to make money transfers across Africa as simple and affordable as sending a text message. The platform operates in

Citibank is the global consumer banking division of Citigroup Inc. (NYSE: C) — operating in 160+ countries as one of the most internationally present consumer banks — providing personal checking and s

Clara is a Mexico City-based financial technology company providing comprehensive spend management solutions to businesses across Latin America. Its platform combines corporate cards, accounts payable

ClearBank is a cloud-native clearing and embedded banking platform that provides regulated banking infrastructure to fintechs, neobanks, digital asset platforms, traditional financial institutions, an

Clearco, formerly known as Clearbanc, is a fintech company that provides non-dilutive, revenue-based financing to direct-to-consumer (D2C) e-commerce brands. Founded in 2015 by Andrew D'Souza and Mich

ClickPe is an Indian fintech lending marketplace providing collateral-free business loans with daily repayment options to small and micro businesses — connecting SME borrowers with lenders through a p

Coba is a Mexico-based fintech providing dual-currency financial accounts for Latin American knowledge workers — enabling remote workers earning USD to hold dollar deposits that protect against peso d

Conta Simples is a São Paulo, Brazil-based digital bank for businesses — backed by Y Combinator (W20) with $68.1 million in total funding including a $41.5 million Series B in January 2024 led by Base

ConvertKit (rebranding to Kit) is a Boise, Idaho-based email marketing platform built specifically for independent creators — bloggers, podcasters, YouTube creators, course creators, and online educat

Countingup is a London-based fintech company that provides a regulated business current account with built-in accounting software specifically designed for UK sole traders and small limited companies.

Craftable is a hospitality-focused inventory, purchasing, and cost management platform founded in San Francisco. The company serves bars, restaurants, hotels, and nightlife venues that require precise

CRED is an India-based members-only financial platform founded in 2018 by Kunal Shah and headquartered in Bengaluru, Karnataka. The platform targets consumers with credit scores of 750 or above — appr

Creizer is a Mexico City-based revenue-based financing platform providing flexible credit lines (MXN 30,000-4,000,000 / approximately $1,500-$200,000) to online sellers on Mercado Libre, Amazon, Shopi

Cross River Bank is a Fort Lee, New Jersey-based FDIC-insured bank that has built one of the most sophisticated Banking-as-a-Service platforms in the United States, providing fintech companies with th

Cypher is a crypto-enabled neobank providing non-custodial debit card infrastructure that allows users to spend crypto assets at 40 million+ traditional merchants worldwide — enabling holders of 500+

DailyPay is the market-leading on-demand pay and earned wage access platform, enabling employees to access the wages they have already earned before their scheduled payday. Founded in 2015 and headqua

Discover Financial Services is an American financial services company providing credit cards, banking, personal loans, student loans, and payment network services through its Discover Card and Discove

Dots is a San Francisco-based payout infrastructure company providing a multi-channel API for marketplaces, gig platforms, and creator economy companies to pay their sellers, contractors, and creators

DraftKings is a Boston-based digital sports entertainment and gaming company founded in 2012 by Jason Robins, Matthew Kalish, and Paul Liberman. Originally a daily fantasy sports platform, DraftKings

Duplo is a Nigerian B2B fintech company providing an integrated platform for African businesses to automate payables, receivables, and corporate expense management — enabling companies to pay supplier

Dutchie is one of the most well-funded companies in cannabis technology, having raised over $350 million and achieving unicorn status. Headquartered in Bend, Oregon, the company provides licensed cann

Dwolla is a financial technology company founded in 2008 by Ben Milne and headquartered in Des Moines, Iowa. The company operates a developer-first API platform that enables businesses to integrate ba

EarnIn is a Palo Alto-based fintech company founded in 2012 that pioneered the consumer earned wage access (EWA) category. Its flagship Cash Out feature allows workers to access up to $150 per day (up

Elevate is a Dubai-based fintech — backed by Y Combinator, Visa, and Global Founders Capital with $11.5 million raised including a $5 million pre-Series A in 2024 — providing FDIC-insured US dollar ba

Employment Hero is a Sydney-based HR technology company founded in 2014 by Ben Thompson and Dave Tong that provides an all-in-one platform for managing human resources, payroll, compliance, benefits,

eToro is a global social investing and multi-asset brokerage platform founded in 2007 and headquartered in Limassol, Cyprus. The platform allows retail investors to trade stocks, ETFs, cryptocurrencie

Eventcube is a UK-based event ticketing and virtual event platform that provides event organizers with self-service tools for creating ticketed events, managing registrations, processing payments, and

Fanatics Betting & Gaming is the sports betting and online casino arm of Fanatics, Inc., the licensed sports merchandise and trading card giant founded by Michael Rubin. Fanatics entered sports bettin

FanDuel is the United States' largest sports betting and daily fantasy sports operator, headquartered in New York City and founded in 2009. Acquired by Flutter Entertainment (formerly Paddy Power Betf

Félix Pago is a fintech company that enables Latino immigrants in the United States to send money to Latin American countries directly through WhatsApp. The platform uses a chatbot interface that make

Figure Technologies is a San Francisco-based financial technology company founded in 2018 by Mike Cagney and June Ou that operates as the leading non-bank home equity line of credit (HELOC) lender in

Finastra is one of the world's largest financial technology companies, headquartered in London, United Kingdom and majority-owned by Vista Equity Partners. Formed in 2017 through the merger of Misys a

Finclusion Group is a Cape Town, South Africa-based credit-led neobank — backed by Y Combinator (W20) with $62 million in total funding including $20 million from Lendable and $40 million in combined

Finix is a payments infrastructure company enabling software platforms, SaaS companies, and marketplaces to become their own payment facilitators — processing payments directly rather than through thi

Finova Capital is a non-banking financial company (NBFC) founded in 2016 and headquartered in Jaipur, Rajasthan, India. The company specializes in providing collateral-backed business loans to micro,

Finzly is a modern payments and banking infrastructure company headquartered in Charlotte, North Carolina. Founded in 2012, Finzly provides community banks, regional banks, and credit unions with a mo

Fizz is a San Francisco-based student financial platform — backed by Y Combinator with $14.4 million raised in a Series Seed round in June 2024 from Kleiner Perkins, SV Angel, YC, and founders of eigh

Flex is a United States-based HSA/FSA payment infrastructure platform — backed by Y Combinator (S23) with $18 million in total funding including a $3.2 million seed in September 2024 from Y Combinator

Floatpays is a Cape Town-based earned wage access and financial wellness platform providing African employees with on-demand access to their earned wages before scheduled payday — enabling workers to

Flutterwave is a pan-African payments technology company building the infrastructure enabling businesses to make and accept payments across Africa and beyond. Founded in 2016 in San Francisco with ope

Foodics is a cloud-based restaurant POS and management platform headquartered in Riyadh, Saudi Arabia. Founded in 2014, the company has raised over $170M in funding and serves more than 30,000 restaur

Form3 is a London-based financial technology company offering a cloud-native, real-time payments-as-a-service platform for banks, payment service providers, and financial institutions. Founded to mode

Fourthwall is a San Francisco-based creator commerce platform that enables content creators to launch fully branded storefronts for selling custom merchandise, memberships, and digital products direct

Fundbox is a financial technology company founded in 2013 by Eyal Shinar and headquartered in San Francisco, California (with significant operations in Tel Aviv, Israel). The company operates an AI-dr

Galileo Financial Technologies is a financial technology platform providing card issuance, payment processing, and account management APIs that power some of the largest fintech companies in the Unite

Gas Pos is a Mexico City-based company providing hardware POS (point-of-sale) terminal solutions specifically designed for fuel merchants, gas stations, and convenience stores in Mexico — enabling dig

GIMO is a Ho Chi Minh City, Vietnam-based earned wage access and payroll fintech platform — backed by Y Combinator (W22) with $17.1 million in Series A funding in July 2023 in equity and debt from Thi

GlossGenius is a technology company founded in 2016 and headquartered in New York City that provides an all-in-one business management and embedded payments platform designed exclusively for independe

GoCardless is a global bank payment network specializing in recurring bank-to-bank payments via direct debit, enabling businesses to collect subscription fees, invoices, and recurring charges directly

Google Pay (Google Wallet) is Google's digital wallet and payment platform — enabling consumers to store credit cards, debit cards, transit passes, loyalty cards, boarding passes, and digital IDs in a

GoSite is a small business digital platform company founded in 2013 by Alex Goode and headquartered in San Diego, California. The company targets local service businesses — including home services con

Gr4vy is a San Jose-based payment orchestration company founded in 2020 that provides enterprises with a cloud-native payment infrastructure layer deployed directly into the merchant's own cloud envir

Grasshopper Bank is a New York-based FDIC-insured digital business bank focused exclusively on serving venture-backed startups, small businesses, and private equity-backed companies with business bank

Grey is a fintech company providing US, EU, and UK bank accounts to remote workers, freelancers, and digital professionals in Africa, Latin America, and Asia — enabling users in countries with limited

GrowthZone is a cloud-based association and chamber of commerce management software platform headquartered in Nisswa, Minnesota. The company serves over 4,000 chambers of commerce, professional associ

Guideline is a technology-driven 401(k) plan provider founded in 2015 by Kevin Busque (co-founder of TaskRabbit), headquartered in San Mateo, CA. The company set out to democratize retirement savings

Gumroad is a creator commerce platform enabling independent creators — writers, artists, educators, musicians, and developers — to sell digital products, memberships, and courses directly to their aud

Happy Money is a consumer fintech lender specializing in personal loans designed to help Americans pay off high-interest credit card debt and achieve financial well-being. Its flagship product — the P

Highnote is a next-generation embedded card and payment platform built by fintech industry veterans from Braintree and PayPal. Founded in 2020 and headquartered in San Francisco, California, the compa

HitPay is a Singapore-based all-in-one payment infrastructure company serving small and medium businesses across Asia-Pacific — enabling merchants to accept payments via QR code (PayNow, DuitNow, Prom

HSBC is one of the world's largest and most internationally connected banks, founded in 1865 in Hong Kong and Shanghai to finance trade between Europe and Asia and now headquartered in London, United

Infinia is a Montevideo, Uruguay-based account-to-account (A2A) payments infrastructure company — backed by Y Combinator (W23) with $500,000 in funding from G2 Momentum Capital, Tekton Ventures, YC, D

Infinity is a Bengaluru-based cross-border business banking platform that enables Indian SMBs and startups to manage global bank accounts, execute international payments, and invest idle cash in high-

JABU is a Windhoek, Namibia-based B2B commerce and payments platform digitizing the cash economy for small retailers and informal merchants across Southern Africa — connecting 6,000+ retailers to supp

Jeeves is a global corporate spend management platform built specifically for international and emerging-market businesses. Founded in 2019 and headquartered in Miami, Jeeves provides corporate cards,

Jenfi is a Singapore-based revenue-based financing platform — backed by Y Combinator (W20) with $37.9 million in total funding from Y Combinator, Monk's Hill Ventures, and Headline Asia, including a $

JobNimbus is a Lehi, Utah-based CRM and project management platform purpose-built for roofing contractors and exterior trade companies including siding, gutters, and windows. Founded in 2013, the comp

JPMorgan Chase & Co is an American multinational financial services corporation headquartered in New York City, formed through the 2004 merger of J.P. Morgan & Co. and Bank One. Tracing its institutio

Kapital is a Mexican financial technology company founded in 2020 and headquartered in Mexico City, offering a digital banking and financial services platform for small and medium-sized businesses (SM

Karbon Card is a Bengaluru-based corporate card and expense management platform providing Indian startups and funded SMBs with international payment solutions — offering corporate credit cards, expens

Kashin is a Latin American fintech providing micro-merchant financing through a social credit algorithm that leverages endorser networks — where established merchants in a community vouch for new borr

Kickfin is a digital tip distribution platform headquartered in Austin, Texas, that enables restaurants to send tip payments instantly and directly to employees' bank accounts at the end of every shif

Klarna is a Swedish buy-now-pay-later (BNPL) and payments fintech providing consumers with flexible payment options — split payments (Pay in 4), pay later (Pay in 30), and financing — at checkout for

Kodo is a corporate spend management platform providing company cards, expense management, and vendor payment solutions for businesses in Southeast Asia — targeting growing companies in the region tha

Ko-fi is a bootstrapped creator support platform that lets fans make one-time or recurring donations and purchases directly to creators — operating as a creator-friendly alternative to Patreon with a

Koji is a San Diego-based creator platform that provides a library of mini-apps that creators can add to their profile link for fan engagement, digital product sales, and monetization. Rather than a s

Kosh is a Bengaluru, India-based digital lending platform providing joint liability group (JLG) loans to blue-collar workers and informal economy participants — a "Microfinance 2.0" model that combine

Koywe is a Montevideo, Uruguay-based crypto payment infrastructure company — backed by Y Combinator (W23) with $1.6 million in total funding including a $1.1 million seed in January 2023 led by Manuta

Kredi is a Monterrey, Mexico-based digital mortgage platform applying the Rocket Mortgage model to Latin America — digitizing the home loan origination, underwriting, and closing process for Mexican a

Kredivo is a digital financial services company founded in 2015 and headquartered in Singapore, operating under FinAccel, that provides buy now, pay later (BNPL) and digital credit products primarily

Kushki is a Latin American payments technology company that has become the region's first next-generation, non-bank payment acquirer with primary membership in Visa and Mastercard across Mexico, Chile

Lead Bank is a Kansas City-based FDIC-insured bank that has repositioned as a fintech-friendly bank offering Banking-as-a-Service partnerships to fintech companies and technology platforms seeking a r

Lean Technologies is a Riyadh-based fintech infrastructure company founded in 2019 by Hisham Al-Falih, Aditya Sarkar, and Ashu Gupta. It provides secure financial APIs that connect applications to ban

Lemon Squeezy is a merchant of record and e-commerce platform built specifically for software creators, indie developers, and SaaS companies that want to sell digital products and subscriptions global

Levelset is a New Orleans-based construction payment software company acquired by Procore in 2021, providing mechanics lien management, preliminary notice automation, and payment rights protection too

Lightspeed Commerce is a Canadian commerce technology company founded in 2005 by Dax Dasilva and headquartered in Montreal, Quebec. The company provides a cloud-based omnichannel commerce platform ser

LINE MAN Wongnai is Thailand''s leading on-demand services platform, offering food delivery, ride-hailing, grocery delivery, parcel delivery, and payment services through a single app. The company was

Lithic is a card issuing and payment infrastructure platform built for developers and product teams building embedded payment experiences. Founded in 2016 and headquartered in New York City, the compa

Littio is a Bogotá, Colombia-based dollar-denominated neobank — backed by Y Combinator (W23) with $4.2 million in total funding from Goodwater Capital, Taisu Ventures, and Y Combinator — providing Col

LollyLaw is an immigration-focused law practice management platform headquartered in Atlanta, Georgia. Founded to serve the specific operational needs of immigration law practices, LollyLaw provides a

Lydia is a French fintech company that built the leading peer-to-peer payment app in France, with more than 8 million users. Founded to simplify money transfers between friends and managing shared exp

Malga is a São Paulo-based payment orchestration platform — backed by Y Combinator with $10.3 million raised including a $5.55 million Series A led by CV iDEXO and Costanoa in February 2025 — enabling

MANTL is a New York-based fintech company that built digital account origination software for banks and credit unions, enabling them to open consumer and commercial deposit accounts digitally in minut

Marqeta is a modern card issuing platform that enables companies to create, issue, and manage customized payment card programs. Founded in 2010 and headquartered in Oakland, California, Marqeta went p

Mastercard Incorporated is a Purchase, New York-based global payment technology network — publicly traded on the New York Stock Exchange (NYSE: MA) as an S&P 500 Financials component with a market cap

Maya Philippines is the country's leading all-in-one financial platform and digital bank, operated by Maya Bank, Inc. and backed by PLDT (the Philippines' largest telecommunications company) alongside

Melio is a B2B payments company founded in 2018 in New York that has raised over $500M to modernize accounts payable for small businesses. The platform allows small businesses to pay any vendor by ACH

Melio Payments is a New York-based B2B payments platform founded in 2018 that enables small and medium-sized businesses to pay vendors, suppliers, and business bills via ACH transfer, credit card, or

MemberClicks is an association management software (AMS) platform designed for professional associations, trade associations, and nonprofit membership organizations. Founded in 1998 and headquartered

Memberful is a membership and subscription platform that helps creators, publishers, and independent media organizations monetize their audience through paid membership tiers. The company was acquired

Mercury is a digital banking company that provides checking accounts, savings, debit cards, and financial management tools purpose-built for startups and venture-backed companies. Founded in 2017 and

Meter Feeder is a parking payment and management technology platform enabling municipalities and parking operators to offer cashless parking payment through mobile apps and digital meters. Founded in

Modern Treasury is a payments operations platform providing API infrastructure for moving money, reconciling transactions, and managing ledger entries at scale. Founded in 2018 and headquartered in Sa

Mollie is a European payment service provider offering a clean, developer-friendly payment API for e-commerce businesses and platforms across the Netherlands, Belgium, Germany, France, and other Europ

Mondu is a Berlin-based B2B payments company founded in 2021 by Philipp Povel, Malte Huffmann, and Gil Danziger. It provides buy now pay later and flexible payment solutions purpose-built for business

Moni is a Nigerian fintech company providing group-based business loans to African SMBs (small and medium businesses) through a community-powered model where groups of entrepreneurs collectively guara

Monite is an embedded finance platform that provides APIs for vertical SaaS companies and fintech platforms to embed invoicing, accounts payable, and payment automation features directly into their pr

Mono is a Lagos-based fintech company providing open banking APIs that enable African businesses to connect with their customers' financial accounts — offering account connectivity (read customer bank

Moov is a fintech infrastructure company that provides open-source, extensible payment and banking infrastructure for developers and businesses. Founded and headquartered in the United States, Moov''s

Moov Financial is a Cedar Falls, Iowa-based payments infrastructure company that provides open-source and API-based tools for developers building payment capabilities including ACH transfers, card acc

Mudflap is a fintech and logistics company founded in 2019 by Dan Weisman and Keith Mullin and headquartered in Redwood City, California. The company operates a mobile app and payment platform that co

MyCase is a cloud-based law practice management software platform headquartered in San Diego, California. Founded in 2010 and acquired by AppFolio (a publicly traded SaaS real estate and legal softwar

Mynt (Globe Fintech Innovations, Inc.) is the Philippine fintech company behind GCash, the country''s largest and most widely used digital financial services platform. Founded in 2015 as a joint ventu

Nabis is a San Francisco-based technology-enabled cannabis distribution company founded in 2018 by Vince Ning and Jun Lee, operating as the largest licensed wholesale cannabis distributor in Californi

Nelly is a financial technology company founded in 2020 and headquartered in Munich, Germany, that provides an automated billing and payment platform purpose-built for healthcare professionals. Its ta

NextPay is a Philippine digital banking and business payments platform enabling small and medium-sized businesses to manage payroll, business payments, and cash flow through a mobile-first platform bu

Nexu is a Mexico City, Mexico-based digital automotive financing platform — backed by Y Combinator (W20) with $73 million in total funding including a $20 million Series B in 2023 led by Valor Capital

Nium is a global fintech company providing real-time payment infrastructure for banks, financial institutions, and platforms operating across international markets. Founded in 2014 in Singapore and he

NMI (Network Merchants Inc.) is a payment technology company founded in 2001 and headquartered in Schaumburg, Illinois. The company operates a white-label payment enablement platform that allows indep

Nomad is a fintech company founded in 2019 and headquartered in Menlo Park, California, with primary operations serving the Brazilian market. The company offers Brazilians access to international fina

Nomod is a no-code platform for building and deploying custom business applications, internal tools, and customer-facing portals without writing code, enabling non-technical operators, founders, and p

nsave is a London and Geneva-based fintech platform that provides regulated offshore savings and banking accounts in USD, EUR, and GBP for consumers in high-inflation and economically unstable countri

Nuvei is a Montreal-based global payment technology company founded in 2003 and publicly listed on Nasdaq and the TSX, providing payment processing, acquiring, and risk management to merchants in regu

Nymbus is a cloud banking platform that enables established banks, credit unions, and new charter holders to launch digital banking brands quickly without requiring full core system replacement. Found

Octane is a financial technology company founded in 2014 by Jason Guss and Kris Kully, headquartered in New York City. The company operates a digital lending and point-of-sale financing platform for l

Olist is a Brazilian e-commerce solutions company founded in 2015 and headquartered in Curitiba, Paraná. Olist started as a marketplace integration platform — helping small and medium-sized businesses

OnePay (rebranded from One Finance in 2024) is a Walmart-majority-owned fintech company co-founded by Walmart and Ribbit Capital in 2021, building an American "super app" for personal finance. The pla

Orum is a New York-based money movement company that provides an intelligent payment routing API that automatically selects the optimal payment rail — ACH same-day, RTP real-time payments, wire, or pu

Paddle is a merchant of record and revenue delivery platform for SaaS companies selling software subscriptions globally. As the merchant of record, Paddle takes on full legal and financial responsibil

Palla is a Miami-based cross-border payments infrastructure company providing instant P2P payment rails from the US to Latin American and Caribbean countries — through a B2B API platform, white-label

Pantore Pay is a Sao Paulo-based fintech company providing working capital and credit solutions specifically designed for Brazilian restaurants — offering credit lines dedicated to supply purchases an

Papaya is a Los Angeles-based fintech company that built a mobile-first bill payment platform designed to simplify how consumers pay bills across healthcare, utilities, government, and other sectors.

Parafin is an embedded business financing platform that enables software platforms and marketplaces to offer capital advances and loans to their small business users. Founded in 2020 and headquartered

Partna is a Wilmington, Delaware-based fintech company providing a global payment platform and API infrastructure enabling African businesses to process cross-border payments, manage multi-currency tr

Passionfroot is a Berlin-based creator sponsorship management platform that helps independent creators and newsletters manage inbound brand partnership inquiries, generate sponsorship proposals, and c

Patreon is the leading creator membership platform enabling artists, podcasters, YouTubers, writers, musicians, and other content creators to earn recurring revenue through paid fan memberships — offe

Payabli is a Miami-based embedded payments infrastructure company founded in 2021 that provides vertical SaaS platforms and software businesses with the full technical and regulatory infrastructure ne

PayCaddy is a Panama City, Panama-based Banking as a Service (BaaS) platform — backed by Y Combinator (W22) with $4.3 million raised from AAF Management, Cathexis Ventures, Kube VC, Rebel Fund, and So

PayCrunch is a Bengaluru, India-based student fintech platform — backed by Y Combinator (W22) with $500,000 raised from YC, Soma Capital, and prominent angel investors including Kunal Shah (CRED found

Payflow is PayPal's payment gateway product providing payment processing APIs for e-commerce businesses and developers — enabling merchants to accept credit cards, PayPal, Venmo, and other payment met

PayJoy is a San Francisco-based fintech public benefit corporation founded in 2015 by Doug Ricket, Mark Heynen, and Gib Lopez. The company provides smartphone financing and credit lines to underserved

PayNearMe is a fintech company that provides a comprehensive Payment Experience Management (PEM) platform — rebranded as PayXM in 2025 — for businesses that collect consumer payments across multiple c

PayPal Holdings is a San Jose, California-based digital payments technology platform — publicly traded on NASDAQ (NASDAQ: PYPL) at approximately $70 billion market capitalization — providing 434 milli

Paysend is a UK-headquartered fintech company founded in 2017 that enables low-cost global money transfers through a unified digital platform. The company''s network connects to over 25 billion endpoi

Paystack is a payments technology company enabling African businesses to accept payments from customers worldwide through cards, bank transfers, and mobile money. Founded in 2015 in Lagos, Nigeria by

Paytm (One97 Communications Limited) is India's largest and most recognized digital payments and financial services company, founded in 2010 by Vijay Shekhar Sharma and headquartered in Noida, Uttar P

Paytronix is a guest engagement, loyalty, and online ordering platform headquartered in Newton, Massachusetts. Founded in 2001, the company has raised over $60M in funding and serves more than 1,800 r

PhonePe is India's dominant digital payments platform and a leading super app, holding approximately 47.7% of UPI (Unified Payments Interface) market share by value as of early 2025—making it the sing

Pier is a San Francisco-based credit-as-a-service API platform — backed by Y Combinator (W23) with $2.4 million in seed funding from Liquid 2 Ventures, YC, ACME, Horizon Ventures, and angels in early

Pigeon is a United States-based peer-to-peer lending platform — backed by Y Combinator (W22) with $2.5 million in seed funding in May 2022 from Y Combinator, Pioneer Fund, and Paul Graham — providing

Ping is a Buenos Aires-based fintech company providing an all-in-one neobank platform for freelancers, contractors, and remote workers in Latin America — enabling seamless cross-border payments, invoi

PingPong is a cross-border fintech company founded in 2015 and headquartered in Hangzhou, China, with major operations in the United States, Europe, and Asia-Pacific. The platform was built specifical

Pipe is a capital platform that enables recurring-revenue businesses to convert their future subscription and contract revenue into immediate upfront capital without diluting equity or taking on tradi

Pliant is a Berlin-based fintech company founded in 2020 that offers corporate credit cards and spend management software for startups, scale-ups, and growing businesses. The platform provides virtual

PocketSuite is a business management app for independent service professionals — personal trainers, estheticians, pet groomers, house cleaners, and other self-employed workers — providing scheduling,

PracticePanther is a legal practice management software company headquartered in Miami, Florida. Founded in 2012, PracticePanther has built a reputation in the legal software market for delivering a c

Primer is a no-code payment orchestration platform allowing enterprise merchants to manage their entire payment stack — processors, fraud tools, 3DS providers, and payment methods — through a visual w

Productfy is an embedded financial products platform that enables non-fintech companies — vertical SaaS businesses, marketplaces, and consumer apps — to add savings accounts, debit cards, and payment

Prospa is a Lagos, Nigeria-based digital business banking platform — backed by Y Combinator (W21) with $3.92 million in total funding including a $3.8 million pre-seed from Global Founders Capital, Li

Prosper Marketplace is one of the original peer-to-peer lending platforms in the United States, founded in 2005 by Chris Larsen and John Witchel in San Francisco as the first U.S. marketplace lending

Purplepass is a full-service event ticketing and box office platform that provides venues, promoters, and event organizers with online ticketing, reserved seating management, box office tools, will-ca

Q2 Holdings is a financial technology company providing digital banking and lending platforms to banks, credit unions, and alternative financial institutions across the United States. Founded in 2004

Railsr (formerly Railsbank) is a global embedded finance platform that enables businesses to integrate banking, wallets, card issuance, and financial services into their own products via API. The comp

Rainforest is a fintech company providing embedded payment infrastructure for vertical software platforms, founded in 2022 and headquartered in Atlanta, Georgia. The company operates as a Payments-as-

Ramp is a corporate expense management and financial operations platform providing corporate cards, expense management, bill payments, vendor management, and financial reporting for businesses — combi

Rapyd is a global fintech-as-a-service platform providing payment infrastructure, issuing, banking, and compliance services that allow businesses to embed financial capabilities into their products ac

Razorpay is India's leading full-stack payments and business banking platform, enabling businesses of all sizes to accept online payments, manage payouts, and access banking services through a single

Relay Financial is a Canadian-founded fintech company launched in 2018 that provides online business banking for small and medium-sized businesses in the United States. The platform allows businesses

Relay Payments operates a digital payment network that enables freight brokers and shippers to send instant electronic payments to carriers and lumper services at truck delivery docks — replacing the

Ripple is a San Francisco-based fintech company that leverages blockchain technology to enable fast, low-cost cross-border payments for financial institutions, payment providers, and businesses worldw

Ripple Labs is a San Francisco-based fintech company that builds blockchain-based payment infrastructure for financial institutions, banks, and payment providers. Founded in 2012, Ripple developed the

Routable is an accounts payable and mass payments automation platform helping businesses streamline vendor payments, contractor payouts, and reimbursements. Founded in 2017 and based in San Francisco,

Safepay is a Karachi, Pakistan-based payment processing company and Pakistan's first Y Combinator graduate fintech — backed by Y Combinator (W20) with $5.5 million in total funding from Stripe, Global

Salesforce Revenue Cloud is a Salesforce product that unifies configure-price-quote (CPQ), billing, subscription management, and revenue recognition into a single platform — enabling B2B companies wit

Salla is an Arabic-first e-commerce platform founded in 2016 by Salah Al-Alyani and headquartered in Jeddah, Saudi Arabia, providing merchants with the tools to create and operate online stores optimi

SALT is a Bengaluru-based B2B cross-border payment and banking platform simplifying international transactions for Indian SMEs, startups, and freelancers — managing the foreign inward remittance compl

Satispay is a Milan-based mobile payments company founded in 2013 that built an independent payment network — bypassing Visa and Mastercard — that connects consumers and merchants directly through sma

Scalapay is a Milan-based buy now, pay later (BNPL) fintech founded in 2019 that enables consumers to split purchases into three or four interest-free installments at partner merchants both online and

Self Financial (operating as Self, Inc.) is a fintech company founded in 2015 and headquartered in Austin, Texas, focused on helping individuals with limited or no credit history build credit and savi

Settle is a financial operations platform founded in 2019 and headquartered in the United States, purpose-built for consumer packaged goods (CPG) and e-commerce brands. The platform addresses a persis

Shekel Mobility is a Lagos, Nigeria-based B2B automotive fintech platform — backed by Y Combinator (W23) with $7 million+ in total funding including $3.2 million in equity and $4 million+ in debt in N

Shopmonkey is an automotive software company founded in 2016 by Ashot Iskandarian and headquartered in Campbell, California. The company develops an all-in-one cloud-based management platform specific

Signifyd is a fraud prevention and commerce protection company founded in 2011 by Rajesh Ramanand and Michael Liberty, headquartered in San Jose, California. The company's core product is a machine-le

Sivo is an embedded lending infrastructure platform that enables fintech companies and financial services startups to offer credit products to their customers without building their own loan originati

Slash is a Los Altos-based fintech company providing comprehensive financial services and corporate cards for high-spending businesses — offering global payments, programmable corporate cards, real-ti

Slope is a B2B buy-now-pay-later (BNPL) and net terms payment platform enabling suppliers to offer flexible payment terms to business customers while receiving payment upfront. Founded in 2021 and hea

Solaris is a German Banking-as-a-Service (BaaS) company founded in 2016 and headquartered in Berlin, Germany. Licensed as a full credit institution under German banking law, Solaris provides an API-ba

Soldo is a London and Rome-based business spending company that provides programmable prepaid Mastercard cards and an expense management platform for businesses needing to distribute spending power ac

Solid is a full-stack banking-as-a-service platform that provides fintech companies and enterprises with the infrastructure to build deposit accounts, card programs, and lending products through a uni

Solid Financial is a San Jose-based fintech infrastructure company that provides a platform for launching financial products — bank accounts, debit cards, ACH transfers, wire transfers, and spend mana

SpotOn is a San Francisco-based financial technology company providing integrated point-of-sale, payments, and business management software primarily for restaurants, bars, and small-to-mid-size retai

Spreedly is a Durham, North Carolina-based payment orchestration company founded in 2008 that provides merchants with a PCI-compliant vault for securely storing payment credentials alongside a multi-g

Spring, formerly known as Teespring, is a creator commerce platform headquartered in New York City that enables creators to design, sell, and ship custom merchandise directly to their fans. The compan

Stan is a Los Angeles-based creator commerce platform that provides content creators with a simple storefront for selling digital products, booking paid calls, offering memberships, and collecting tip

Stark Bank is a São Paulo, Brazil-based open banking API platform and digital business bank — backed by Y Combinator (W20) with $58.2 million in total funding including a $45 million Series B in April

Stashfin is a New Delhi, India-based digital lending fintech and NBFC (Non-Banking Financial Company) — backed by Y Combinator (W20) with $431 million in total funding (including significant debt fina

Stripe is a global payments infrastructure company founded in 2010 by Irish brothers Patrick and John Collison, headquartered in San Francisco, California and Dublin, Ireland. Stripe was born from the

Sunbit is a financial technology company founded in 2016 and headquartered in Los Angeles, California, that provides buy-now-pay-later (BNPL) financing for everyday services purchased in person. Unlik

Super.com, formerly known as Snapcommerce, is a consumer technology company founded in 2016 by Hussein Fazal and Henry Shi, and headquartered in Toronto, Canada with a significant U.S. presence. The c

Sure is a Santa Barbara-based insurtech company that provides the technology infrastructure — or "rails" — that powers digital insurance programs for insurance carriers, managing general agents (MGAs)

Swift is a San Francisco-based embedded finance platform — backed by Y Combinator (W24) with $2.34 million raised from 27 investors — enabling online merchants and e-commerce platforms to embed financ

Swile is a French employee benefits technology company founded in 2017 (as Lunchr) and headquartered in Paris, France. The company builds a unified digital benefits platform — combining a multi-purpos

Synapse Financial was a prominent banking-as-a-service platform that provided fintech companies with the infrastructure to offer FDIC-insured deposit accounts, debit cards, and payment services throug

Tamara is a buy-now-pay-later (BNPL) and consumer credit platform founded in 2020 by Turki Bin Zaher and headquartered in Riyadh, Saudi Arabia. The company operates as the leading BNPL provider in the

TaxJar is a Portland, Oregon-based sales tax automation platform that was acquired by Stripe in 2021 and subsequently integrated into Stripe Tax, Stripe's native sales tax and VAT calculation product.

Temenos is a global banking software company headquartered in Geneva, Switzerland, listed on the SIX Swiss Exchange under the ticker TEMN. Founded in 1993 and one of the oldest and largest banking sof

Tempo is a payments-optimized blockchain incubated by Stripe and Paradigm, designed specifically for stablecoin-settled payments, card issuance, and global money movement. Rather than a general-purpos

Thunes is a Singapore-headquartered global payment infrastructure company founded in 2016 by Peter De Caluwe and Floris De Kort. It operates a proprietary cross-border payment network that connects pa

TicketLeap is a self-service event ticketing platform that provides event organizers with simple tools for creating event pages, selling tickets, processing payments, and managing attendees, targeting

Tillster is a digital ordering, kiosk, and engagement platform headquartered in Los Angeles, California, serving enterprise restaurant chains across the quick-service and fast-casual segments. Founded

Tipalti is a global accounts payable automation platform founded in 2010 by Chen Amit and Oren Weiss in Foster City, California, built to eliminate the operational complexity of managing mass payment

Touch and Pay Technologies is a Lagos-based Nigerian fintech company digitizing microtransactions across transportation, education, healthcare, and government revenue collection in West Africa — opera

Trade Republic is a Berlin-headquartered fintech company founded in 2015 by Christian Hecker, Thomas Pischke, and Marco Cancellieri. The company is Europe's largest savings platform and commission-fre

Treasury Prime is a San Francisco-based Banking-as-a-Service company that provides APIs connecting fintech companies and non-bank businesses with a curated network of FDIC-insured bank partners for em

TrueLayer is a European open banking platform providing payment initiation and account data APIs that allow businesses to accept bank payments, verify account ownership, and access financial data with

Ualá is an Argentine fintech company founded in October 2017 by Pierpaolo Barbieri in Buenos Aires. The company provides a mobile application and prepaid Mastercard debit card that enables users to ma

Union54 is a Lusaka, Zambia-based fintech company — backed by Y Combinator — operating ChitChat, an integrated messaging and digital payments platform that combines secure instant messaging with USD d

UpBanx is an Indonesian fintech platform providing financial infrastructure for direct-to-consumer brands and content creators — combining high-yield business accounts, revenue-based financing, paymen

USAA (United Services Automobile Association) is a Fortune 500 financial services company providing banking, auto and home insurance, life insurance, investments, and retirement products exclusively t

VaultPay is a Kinshasa, Democratic Republic of Congo-based digital banking platform — backed by Y Combinator (S23) with $500,000 in pre-seed funding in September 2023 led by Y Combinator — providing D

Visa Inc. is a San Francisco-based global payments technology company — listed on NYSE (NYSE: V) — operating the world's largest electronic payment network connecting 4.48 billion active cards, 150+ m

Volante Technologies is a global provider of cloud-native payments and financial messaging solutions, serving financial institutions seeking to modernize their payment infrastructure. Founded in 2001

Waystar is a healthcare technology company formed through the 2019 merger of ZirMed and Navicure that provides cloud-based revenue cycle management technology to healthcare providers. The platform aut

Waza is a Lagos-based B2B cross-border payments platform enabling businesses in Africa and other emerging markets to make and receive international payments — solving the specific challenge of settlin

Wells Fargo & Company is a San Francisco-based diversified financial services company — listed on NYSE (NYSE: WFC) and the third-largest US bank by total assets — providing retail banking, commercial

Wibond is a buy-now-pay-later (BNPL) platform serving the Latin American market — providing flexible digital payment solutions and consumer credit to the large underbanked population in Argentina, Bra

Wild Apricot is a cloud-based membership management software platform serving associations, nonprofits, clubs, and other membership organizations. Founded in 2003 in Toronto, Canada, Wild Apricot was

Wise (formerly TransferWise) is a global money transfer and multi-currency financial platform providing individuals and businesses with international transfers at rates dramatically cheaper than tradi

Xenial is a cloud-based enterprise restaurant technology platform headquartered in Charlotte, North Carolina, and operated as a subsidiary of Global Payments, a leading global payment technology compa

xPay is a San Francisco-based international billing operations platform for SaaS companies — handling the complexity of cross-border subscription billing, sales tax and VAT compliance, and payment loc

Yenmo is a Mumbai, India-based secured consumer lending platform — backed by Y Combinator with $500,000 from Y Combinator in March 2024 and ₹9.2 crore ($1.1 million) in seed funding in March 2025 from

Yuno is a payment orchestration startup founded in 2021 by Juan Pablo Ortega and Julián Domínguez, with roots in Latin America and a global headquarters in the United States. Its core product is a uni

Zeller is an Australian fintech company that provides an integrated business banking and payments ecosystem for small and medium-sized businesses. Launched in 2021 and headquartered in Melbourne, Zell

Zepz is a London-headquartered global financial services company formed as the parent entity of WorldRemit and Sendwave — two of the most widely used digital money transfer platforms in the world. Wor

Zero Hash is a B2B embedded crypto infrastructure company that enables banks, brokerages, fintechs, and enterprise platforms to natively integrate digital assets — including crypto trading, stablecoin

Ziina is a Dubai, United Arab Emirates-based fintech company providing instant peer-to-peer payments, business payment links, and embedded payment infrastructure for the Middle East and North Africa (

Zilch is a UK-based consumer payments fintech that offers a buy now, pay later (BNPL) solution integrated with Mastercard, enabling users to pay at virtually any online retailer — not just those with

Zip is an enterprise procurement software company that has redefined how large organizations manage the intake and approval of business purchases. Before Zip, enterprise procurement was fragmented—emp