Payment Processing

Abhi is a Karachi, Pakistan-based financial wellness and earned wage access platform — backed with $64.1 million in total funding including a $17 million Series A in April 2022 led by Speedinvest with

Adyen is a global payments technology company providing a unified payments platform that enables businesses to accept payments in any payment method, in any currency, across online, in-app, and in-sto

Affirm is a financial technology company that provides point-of-sale financing and buy now, pay later (BNPL) payment options for online and in-store purchases. The company serves consumers seeking tra

Afriex is an African-focused international money transfer platform enabling fast, low-cost remittances between the United States, Canada, United Kingdom, and African countries including Nigeria, Ghana

Airwallex is a global financial technology platform providing multi-currency business accounts, cross-border payments, corporate cards, and embedded finance APIs for businesses operating international

Alaan is a Dubai, UAE-based AI-powered corporate spend management platform — backed by Y Combinator (W23) with $55 million raised including a $48 million Series A in August 2025 led by Peak XV Partner

Amazon Pay is Amazon's digital payment service that enables shoppers to use their existing Amazon account credentials and stored payment methods (credit cards, bank accounts, gift card balances) to ma

Apple Pay is a mobile payment and digital wallet service that enables users to make contactless payments using iPhone, Apple Watch, iPad, and Mac devices at retail locations, within apps, and on websi

Arc is an AI-powered web browser developed by The Browser Company of New York, designed to reinvent the desktop browsing experience with a sidebar-based navigation system, Spaces for organizing tabs b

Arpari is a treasury management platform for commercial real estate companies — providing a unified dashboard that consolidates bank accounts, cash positions, and payment execution across 10+ banking

Aspora is an international money transfer and remittance platform focused on the African diaspora market, enabling immigrants in Western countries (US, UK, Canada, Europe) to send money to family and

Atrato is a buy now, pay later (BNPL) and consumer credit platform operating in the Mexican market, enabling e-commerce consumers and retail shoppers to purchase goods on installment credit through pa

Authorize.Net is a leading US payment gateway providing credit card, debit card, e-check, and digital wallet processing infrastructure for online, in-person, and phone transactions for 445,000+ mercha

Balance is a New York City-based B2B payments and checkout platform — backed by Y Combinator (W20) with $436.6 million in total funding from Viola Credit, Lightspeed Venture Partners, Avid Ventures, R

Bank of America is one of the largest financial institutions in the world — serving 68 million consumer and small business clients alongside thousands of institutional and corporate clients through ba

Bill.com (BILL) is a financial operations platform for small and mid-sized businesses, automating accounts payable (AP) and accounts receivable (AR) workflows — digitizing invoice receipt, approval ro

Bilt Rewards is a New York City-based fintech loyalty platform — backed with $813 million+ in total funding including a $250 million round in July 2025 co-led by General Catalyst and GID at a $10.75 b

Block, Inc. is a San Francisco, California-based financial technology company — publicly traded on the New York Stock Exchange (NYSE: SQ) as an S&P 500 Information Technology component (added to the S

Braintree is a Chicago-founded payment processing platform — acquired by PayPal (NASDAQ: PYPL) in 2013 for $800 million — providing enterprise merchants, global marketplaces, and digital commerce busi

Brex is a corporate finance platform providing business credit cards, expense management, business banking accounts, and travel management tools targeted at venture-backed startups and technology comp

Bujeti is a Lagos-based corporate card and expense management platform that helps African businesses issue corporate cards, automate payment workflows, and gain real-time visibility into company spend

Capi Money is a London, United Kingdom-based cross-border payment platform for emerging market businesses — backed by Y Combinator (S23) with €17.2 million in Series A funding in February 2025 led by

Chariot is a nonprofit payment network that connects donors to their Donor-Advised Fund (DAF) balances directly within nonprofit donation flows — using embedded DAFpay technology that allows nonprofit

Chase is the consumer and commercial banking division of JPMorgan Chase & Co. (NYSE: JPM), the largest US bank by assets — providing checking and savings accounts, credit cards (Sapphire, Freedom, Ink

Checkout.com is a global payment processing platform providing enterprise-grade payment APIs, gateway, and acquiring services for large-scale merchants and platforms. Founded in 2012 and headquartered

CheqUPI is a Bengaluru-based fintech company operating India's first UPI (Unified Payments Interface)-enabled digital wallet specifically designed for foreign nationals, Non-Resident Indians (NRIs), a

Citibank is the global consumer banking division of Citigroup Inc. (NYSE: C) — operating in 160+ countries as one of the most internationally present consumer banks — providing personal checking and s

ClickPe is an Indian fintech lending marketplace providing collateral-free business loans with daily repayment options to small and micro businesses — connecting SME borrowers with lenders through a p

Coba is a Mexico-based fintech providing dual-currency financial accounts for Latin American knowledge workers — enabling remote workers earning USD to hold dollar deposits that protect against peso d

Conta Simples is a São Paulo, Brazil-based digital bank for businesses — backed by Y Combinator (W20) with $68.1 million in total funding including a $41.5 million Series B in January 2024 led by Base

Creizer is a Mexico City-based revenue-based financing platform providing flexible credit lines (MXN 30,000-4,000,000 / approximately $1,500-$200,000) to online sellers on Mercado Libre, Amazon, Shopi

Cypher is a crypto-enabled neobank providing non-custodial debit card infrastructure that allows users to spend crypto assets at 40 million+ traditional merchants worldwide — enabling holders of 500+

Discover Financial Services is an American financial services company providing credit cards, banking, personal loans, student loans, and payment network services through its Discover Card and Discove

Dots is a San Francisco-based payout infrastructure company providing a multi-channel API for marketplaces, gig platforms, and creator economy companies to pay their sellers, contractors, and creators

Duplo is a Nigerian B2B fintech company providing an integrated platform for African businesses to automate payables, receivables, and corporate expense management — enabling companies to pay supplier

Elevate is a Dubai-based fintech — backed by Y Combinator, Visa, and Global Founders Capital with $11.5 million raised including a $5 million pre-Series A in 2024 — providing FDIC-insured US dollar ba

Finclusion Group is a Cape Town, South Africa-based credit-led neobank — backed by Y Combinator (W20) with $62 million in total funding including $20 million from Lendable and $40 million in combined

Finix is a payments infrastructure company enabling software platforms, SaaS companies, and marketplaces to become their own payment facilitators — processing payments directly rather than through thi

Fizz is a San Francisco-based student financial platform — backed by Y Combinator with $14.4 million raised in a Series Seed round in June 2024 from Kleiner Perkins, SV Angel, YC, and founders of eigh

Flex is a United States-based HSA/FSA payment infrastructure platform — backed by Y Combinator (S23) with $18 million in total funding including a $3.2 million seed in September 2024 from Y Combinator

Floatpays is a Cape Town-based earned wage access and financial wellness platform providing African employees with on-demand access to their earned wages before scheduled payday — enabling workers to

Flutterwave is a pan-African payments technology company building the infrastructure enabling businesses to make and accept payments across Africa and beyond. Founded in 2016 in San Francisco with ope

Gas Pos is a Mexico City-based company providing hardware POS (point-of-sale) terminal solutions specifically designed for fuel merchants, gas stations, and convenience stores in Mexico — enabling dig

GIMO is a Ho Chi Minh City, Vietnam-based earned wage access and payroll fintech platform — backed by Y Combinator (W22) with $17.1 million in Series A funding in July 2023 in equity and debt from Thi

GoCardless is a global bank payment network specializing in recurring bank-to-bank payments via direct debit, enabling businesses to collect subscription fees, invoices, and recurring charges directly

Google Pay (Google Wallet) is Google's digital wallet and payment platform — enabling consumers to store credit cards, debit cards, transit passes, loyalty cards, boarding passes, and digital IDs in a

Grey is a fintech company providing US, EU, and UK bank accounts to remote workers, freelancers, and digital professionals in Africa, Latin America, and Asia — enabling users in countries with limited

Gumroad is a creator commerce platform enabling independent creators — writers, artists, educators, musicians, and developers — to sell digital products, memberships, and courses directly to their aud

HitPay is a Singapore-based all-in-one payment infrastructure company serving small and medium businesses across Asia-Pacific — enabling merchants to accept payments via QR code (PayNow, DuitNow, Prom

HSBC is a multinational banking and financial services organization serving millions of customers worldwide with commercial banking, investment banking, wealth management, and retail banking services.

Infinia is a Montevideo, Uruguay-based account-to-account (A2A) payments infrastructure company — backed by Y Combinator (W23) with $500,000 in funding from G2 Momentum Capital, Tekton Ventures, YC, D

Infinity is a Bengaluru-based cross-border business banking platform that enables Indian SMBs and startups to manage global bank accounts, execute international payments, and invest idle cash in high-

JABU is a Windhoek, Namibia-based B2B commerce and payments platform digitizing the cash economy for small retailers and informal merchants across Southern Africa — connecting 6,000+ retailers to supp

Jeeves is a global corporate spend management platform built specifically for international and emerging-market businesses. Founded in 2019 and headquartered in Miami, Jeeves provides corporate cards,

Jenfi is a Singapore-based revenue-based financing platform — backed by Y Combinator (W20) with $37.9 million in total funding from Y Combinator, Monk's Hill Ventures, and Headline Asia, including a $

JPMorgan Chase is one of the largest banking institutions in the United States, providing consumer and commercial banking, investment banking, asset management, and financial services to individuals,

Karbon Card is a Bengaluru-based corporate card and expense management platform providing Indian startups and funded SMBs with international payment solutions — offering corporate credit cards, expens

Kashin is a Latin American fintech providing micro-merchant financing through a social credit algorithm that leverages endorser networks — where established merchants in a community vouch for new borr

Klarna is a Swedish buy-now-pay-later (BNPL) and payments fintech providing consumers with flexible payment options — split payments (Pay in 4), pay later (Pay in 30), and financing — at checkout for

Kodo is a corporate spend management platform providing company cards, expense management, and vendor payment solutions for businesses in Southeast Asia — targeting growing companies in the region tha

Ko-fi is a bootstrapped creator support platform that lets fans make one-time or recurring donations and purchases directly to creators — operating as a creator-friendly alternative to Patreon with a

Kosh is a Bengaluru, India-based digital lending platform providing joint liability group (JLG) loans to blue-collar workers and informal economy participants — a "Microfinance 2.0" model that combine

Koywe is a Montevideo, Uruguay-based crypto payment infrastructure company — backed by Y Combinator (W23) with $1.6 million in total funding including a $1.1 million seed in January 2023 led by Manuta

Kredi is a Monterrey, Mexico-based digital mortgage platform applying the Rocket Mortgage model to Latin America — digitizing the home loan origination, underwriting, and closing process for Mexican a

Littio is a Bogotá, Colombia-based dollar-denominated neobank — backed by Y Combinator (W23) with $4.2 million in total funding from Goodwater Capital, Taisu Ventures, and Y Combinator — providing Col

Malga is a São Paulo-based payment orchestration platform — backed by Y Combinator with $10.3 million raised including a $5.55 million Series A led by CV iDEXO and Costanoa in February 2025 — enabling

Mastercard Incorporated is a Purchase, New York-based global payment technology network — publicly traded on the New York Stock Exchange (NYSE: MA) as an S&P 500 Financials component with a market cap

Mercury is a digital banking company that provides checking accounts, savings, debit cards, and financial management tools purpose-built for startups and venture-backed companies. Founded in 2017 and

Meter Feeder is a parking payment and management technology platform enabling municipalities and parking operators to offer cashless parking payment through mobile apps and digital meters. Founded in

Modern Treasury is a payments operations platform providing API infrastructure for moving money, reconciling transactions, and managing ledger entries at scale. Founded in 2018 and headquartered in Sa

Mollie is a European payment service provider offering a clean, developer-friendly payment API for e-commerce businesses and platforms across the Netherlands, Belgium, Germany, France, and other Europ

Moni is a Nigerian fintech company providing group-based business loans to African SMBs (small and medium businesses) through a community-powered model where groups of entrepreneurs collectively guara

Mono is a Lagos-based fintech company providing open banking APIs that enable African businesses to connect with their customers' financial accounts — offering account connectivity (read customer bank

NextPay is a Philippine digital banking and business payments platform enabling small and medium-sized businesses to manage payroll, business payments, and cash flow through a mobile-first platform bu

Nexu is a Mexico City, Mexico-based digital automotive financing platform — backed by Y Combinator (W20) with $73 million in total funding including a $20 million Series B in 2023 led by Valor Capital

Nium is a global fintech company providing real-time payment infrastructure for banks, financial institutions, and platforms operating across international markets. Founded in 2014 in Singapore and he

Nomod is a no-code platform for building and deploying custom business applications, internal tools, and customer-facing portals without writing code, enabling non-technical operators, founders, and p

nsave is a London and Geneva-based fintech platform that provides regulated offshore savings and banking accounts in USD, EUR, and GBP for consumers in high-inflation and economically unstable countri

Palla is a Miami-based cross-border payments infrastructure company providing instant P2P payment rails from the US to Latin American and Caribbean countries — through a B2B API platform, white-label

Pantore Pay is a Sao Paulo-based fintech company providing working capital and credit solutions specifically designed for Brazilian restaurants — offering credit lines dedicated to supply purchases an

Partna is a Wilmington, Delaware-based fintech company providing a global payment platform and API infrastructure enabling African businesses to process cross-border payments, manage multi-currency tr

Patreon is the leading creator membership platform enabling artists, podcasters, YouTubers, writers, musicians, and other content creators to earn recurring revenue through paid fan memberships — offe

PayCaddy is a Panama City, Panama-based Banking as a Service (BaaS) platform — backed by Y Combinator (W22) with $4.3 million raised from AAF Management, Cathexis Ventures, Kube VC, Rebel Fund, and So

PayCrunch is a Bengaluru, India-based student fintech platform — backed by Y Combinator (W22) with $500,000 raised from YC, Soma Capital, and prominent angel investors including Kunal Shah (CRED found

Payflow is PayPal's payment gateway product providing payment processing APIs for e-commerce businesses and developers — enabling merchants to accept credit cards, PayPal, Venmo, and other payment met

PayPal Holdings is a San Jose, California-based digital payments technology platform — publicly traded on NASDAQ (NASDAQ: PYPL) at approximately $70 billion market capitalization — providing 434 milli

Paystack is a payments technology company enabling African businesses to accept payments from customers worldwide through cards, bank transfers, and mobile money. Founded in 2015 in Lagos, Nigeria by

Pier is a San Francisco-based credit-as-a-service API platform — backed by Y Combinator (W23) with $2.4 million in seed funding from Liquid 2 Ventures, YC, ACME, Horizon Ventures, and angels in early

Pigeon is a United States-based peer-to-peer lending platform — backed by Y Combinator (W22) with $2.5 million in seed funding in May 2022 from Y Combinator, Pioneer Fund, and Paul Graham — providing

Ping is a Buenos Aires-based fintech company providing an all-in-one neobank platform for freelancers, contractors, and remote workers in Latin America — enabling seamless cross-border payments, invoi

PocketSuite is a business management app for independent service professionals — personal trainers, estheticians, pet groomers, house cleaners, and other self-employed workers — providing scheduling,

Primer is a no-code payment orchestration platform allowing enterprise merchants to manage their entire payment stack — processors, fraud tools, 3DS providers, and payment methods — through a visual w

Prospa is a Lagos, Nigeria-based digital business banking platform — backed by Y Combinator (W21) with $3.92 million in total funding including a $3.8 million pre-seed from Global Founders Capital, Li

Ramp is a corporate expense management and financial operations platform providing corporate cards, expense management, bill payments, vendor management, and financial reporting for businesses — combi

Rapyd is a global fintech-as-a-service platform providing payment infrastructure, issuing, banking, and compliance services that allow businesses to embed financial capabilities into their products ac

Razorpay is India's leading full-stack payments and business banking platform, enabling businesses of all sizes to accept online payments, manage payouts, and access banking services through a single

Routable is an accounts payable and mass payments automation platform helping businesses streamline vendor payments, contractor payouts, and reimbursements. Founded in 2017 and based in San Francisco,

Safepay is a Karachi, Pakistan-based payment processing company and Pakistan's first Y Combinator graduate fintech — backed by Y Combinator (W20) with $5.5 million in total funding from Stripe, Global

Salesforce Revenue Cloud is a Salesforce product that unifies configure-price-quote (CPQ), billing, subscription management, and revenue recognition into a single platform — enabling B2B companies wit

SALT is a Bengaluru-based B2B cross-border payment and banking platform simplifying international transactions for Indian SMEs, startups, and freelancers — managing the foreign inward remittance compl

Shekel Mobility is a Lagos, Nigeria-based B2B automotive fintech platform — backed by Y Combinator (W23) with $7 million+ in total funding including $3.2 million in equity and $4 million+ in debt in N

Sivo is an embedded lending infrastructure platform that enables fintech companies and financial services startups to offer credit products to their customers without building their own loan originati

Slash is a Los Altos-based fintech company providing comprehensive financial services and corporate cards for high-spending businesses — offering global payments, programmable corporate cards, real-ti

Slope is a B2B buy-now-pay-later (BNPL) and net terms payment platform enabling suppliers to offer flexible payment terms to business customers while receiving payment upfront. Founded in 2021 and hea

Stark Bank is a São Paulo, Brazil-based open banking API platform and digital business bank — backed by Y Combinator (W20) with $58.2 million in total funding including a $45 million Series B in April

Stashfin is a New Delhi, India-based digital lending fintech and NBFC (Non-Banking Financial Company) — backed by Y Combinator (W20) with $431 million in total funding (including significant debt fina

Stripe is a financial infrastructure platform that provides payment processing, billing, fraud prevention, and financial tools for internet businesses and online platforms. The company serves startups

Swift is a San Francisco-based embedded finance platform — backed by Y Combinator (W24) with $2.34 million raised from 27 investors — enabling online merchants and e-commerce platforms to embed financ

Tipalti is a global payables automation platform that streamlines accounts payable processes, supplier payments, tax compliance, and reconciliation for businesses making mass payments. The company ser

Touch and Pay Technologies is a Lagos-based Nigerian fintech company digitizing microtransactions across transportation, education, healthcare, and government revenue collection in West Africa — opera

TrueLayer is a European open banking platform providing payment initiation and account data APIs that allow businesses to accept bank payments, verify account ownership, and access financial data with

Union54 is a Lusaka, Zambia-based fintech company — backed by Y Combinator — operating ChitChat, an integrated messaging and digital payments platform that combines secure instant messaging with USD d

UpBanx is an Indonesian fintech platform providing financial infrastructure for direct-to-consumer brands and content creators — combining high-yield business accounts, revenue-based financing, paymen

USAA (United Services Automobile Association) is a Fortune 500 financial services company providing banking, auto and home insurance, life insurance, investments, and retirement products exclusively t

VaultPay is a Kinshasa, Democratic Republic of Congo-based digital banking platform — backed by Y Combinator (S23) with $500,000 in pre-seed funding in September 2023 led by Y Combinator — providing D

Visa Inc. is a San Francisco-based global payments technology company — listed on NYSE (NYSE: V) — operating the world's largest electronic payment network connecting 4.48 billion active cards, 150+ m

Waza is a Lagos-based B2B cross-border payments platform enabling businesses in Africa and other emerging markets to make and receive international payments — solving the specific challenge of settlin

Wells Fargo & Company is a San Francisco-based diversified financial services company — listed on NYSE (NYSE: WFC) and the third-largest US bank by total assets — providing retail banking, commercial

Wibond is a buy-now-pay-later (BNPL) platform serving the Latin American market — providing flexible digital payment solutions and consumer credit to the large underbanked population in Argentina, Bra

Wise (formerly TransferWise) is a global money transfer and multi-currency financial platform providing individuals and businesses with international transfers at rates dramatically cheaper than tradi

xPay is a San Francisco-based international billing operations platform for SaaS companies — handling the complexity of cross-border subscription billing, sales tax and VAT compliance, and payment loc

Yenmo is a Mumbai, India-based secured consumer lending platform — backed by Y Combinator with $500,000 from Y Combinator in March 2024 and ₹9.2 crore ($1.1 million) in seed funding in March 2025 from

Ziina is a Dubai, United Arab Emirates-based fintech company providing instant peer-to-peer payments, business payment links, and embedded payment infrastructure for the Middle East and North Africa (

Zip is an enterprise procurement software company that has redefined how large organizations manage the intake and approval of business purchases. Before Zip, enterprise procurement was fragmented—emp