Solid Financial

Emerging

Solid Financial (San Jose) offers a fintech-as-a-service API for bank accounts, debit cards, and payments with bank sponsorship and compliance built in, enabling product launches within days.

Brand Intelligence Graph

Capabilities
Fintech-as-a-Service

Company Overview

Solid Financial is a San Jose-based fintech infrastructure company that provides a platform for launching financial products — bank accounts, debit cards, ACH transfers, wire transfers, and spend management — through a unified API with compliance and banking infrastructure handled by Solid. The platform is designed for speed of deployment: companies can launch a working financial product in days using Solid's APIs and pre-built front-end components, with bank sponsorship, regulatory compliance, and fraud management provided out of the box. Solid targets early-stage fintech startups and non-financial software companies adding financial features who need to move quickly without building financial infrastructure from scratch. The company's pay-per-API-call model enables usage-based pricing that scales with customer growth. Founded in 2021, Solid raised over $63M from investors including FTV Capital, Headline, and Commerce Ventures. The company serves hundreds of fintech companies and competes with Unit, Treasury Prime, and Bond in the BaaS and embedded finance market.

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Key Differentiators

Emerging Innovator

Solid Financial is an emerging player bringing innovative solutions to the FinTech market.

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