Orum logo

Orum

Emerging

Orum (New York) is an intelligent money movement API that automatically selects the optimal rail — ACH, RTP, wire, or push-to-card — per transaction for speed and cost optimization.

Best for: Money Movement APIEmerging, rapid growth
36
AI Score
Grade D
AI Visibility Score (Beta)
Financial ServicesMoney Movement APIWebsiteUpdated October 2026

Brand Intelligence Graph

Capabilities
Money Movement API

Company Overview

Orum is a New York-based money movement company that provides an intelligent payment routing API that automatically selects the optimal payment rail — ACH same-day, RTP real-time payments, wire, or push-to-card — for each transaction based on the recipient bank's capabilities, the required speed, and cost optimization. For fintech companies and financial institutions that need to move money reliably and quickly, Orum's routing intelligence eliminates the complexity of managing multiple payment rail integrations and failure handling. The platform also provides account verification, fund availability intelligence, and a risk scoring layer that predicts ACH return likelihood — critical for platforms extending instant pay or same-day settlement services. Orum serves payroll platforms, gig economy apps, and financial services companies that need reliable, fast money movement with minimal payment failures. Founded in 2019, Orum raised over $82M from investors including Accel, Bain Capital Ventures, and Canapi Ventures. It competes with Dwolla, Moov, and Stripe in the money movement infrastructure market.

Founded
2019
Curated content • Fact-checked and verified

Key Differentiators

Emerging Innovator

Orum is an emerging player bringing innovative solutions to the FinTech market.

Frequently Asked Questions

Estimated Visibility Trend (Beta)

Simulated 8-week rolling score

36
→ Stable

Based on estimated brand signals. Historical tracking coming soon.

Similar Brands

Alpaca logo

Alpaca

Financial Services
B2bFintechApi FirstPlatformDeveloper ToolsSaasPayment ProcessingNorth AmericaGlobalScaleup

Alpaca is a developer-first brokerage infrastructure company founded in 2015 and headquartered in San Mateo, California. It operates as a fully self-clearing broker-dealer with DTCC, Nasdaq, OCC, and

Block logo

Block

Finance
B2bFintechPayment ProcessingPublicGlobalPlatform

Block, Inc. is a San Francisco, California-based financial technology company — publicly traded on the New York Stock Exchange (NYSE: SQ) as an S&P 500 Information Technology component (added to the S

QuickBooks logo

QuickBooks

Finance
B2bSaasFintechAutomationEnterprisePlatformPublic

QuickBooks is Intuit's (NASDAQ: INTU) flagship small business accounting and financial management platform — the #1 small business accounting software in the US by market share — providing bookkeeping

Visa logo

Visa

Finance
B2bFintechFortune500GlobalPayment ProcessingPublic

Visa Inc. is a San Francisco-based global payments technology company — listed on NYSE (NYSE: V) — operating the world's largest electronic payment network connecting 4.48 billion active cards, 150+ m

Mastercard logo

Mastercard

Finance
B2bFintechFortune500GlobalPayment ProcessingPublic

Mastercard Incorporated is a Purchase, New York-based global payment technology network — publicly traded on the New York Stock Exchange (NYSE: MA) as an S&P 500 Financials component with a market cap

Plaid logo

Plaid

Finance
B2bFintechApi FirstDeveloper Tools

Plaid is a financial data infrastructure company that provides the API layer connecting financial applications to bank accounts and financial data. Founded in 2013 by Zach Perret and William Hockey, P

Compare Orum with Competitors

Side-by-side AI visibility scores, platform breakdown, and market position.

For Orum

Claim This Profile

Are you from Orum? Claim your profile to see full AI mention excerpts, get weekly visibility change alerts, and optimize how AI systems describe your brand.

Claim Orum Profile →
For competitors & analysts

Track AI Visibility in Real Time

Monitor how ChatGPT, Gemini, Perplexity, and Claude mention Orum vs competitors. Get alerts when AI recommendations shift.

Start Free Tracking →