Relay Payments

Emerging

Relay Payments provides a digital payment network for the trucking industry enabling instant, electronic lumper and carrier payments that replace cash and paper checks at the dock.

Company Overview

About Relay Payments

Relay Payments operates a digital payment network that enables freight brokers and shippers to send instant electronic payments to carriers and lumper services at truck delivery docks — replacing the cash, paper checks, and ComData codes that have historically been the primary payment mechanisms in trucking. The company's mobile app and dock payment terminals allow instant payment authorization and disbursement that eliminates the cash handling and check mailing that create friction, delays, and security risks in freight payment workflows.

Business Model & Competitive Advantage

The company's initial focus on lumper payments — the cash payments made to dock workers who unload trucks at warehouses — addressed one of trucking's most persistent cash flow pain points: drivers carrying large amounts of cash for lumper fees or waiting hours for payment authorization codes. Relay's digital network eliminates this friction, improving driver satisfaction and reducing the risk of cash loss or theft at the dock.

Competitive Landscape 2025–2026

The $800B U.S. trucking industry processes enormous payment volumes through antiquated mechanisms — paper checks, wire transfers, and physical payment cards — that are slow, costly, and insecure. Relay Payments' network-based approach to digital payments modernizes this payment infrastructure, providing brokers with cost and time savings while improving the carrier and driver payment experience that increasingly determines which brokers attract quality capacity.

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Key Differentiators

Emerging Innovator

Relay Payments is an emerging player bringing innovative solutions to the Logistics Tech market.

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