Razorpay

Payment gateway ROI is the net payment value a business successfully captures after accounting for transaction failures and processing costs. A lower transaction fee does not automatically deliver better ROI. If a slightly more expensive gateway completes materially more payments, the additional captured revenue can exceed the fee difference. Here is the decision you are [...]

The EPFO wage ceiling has changed for the first time in more than a decade. From 17 September 2026, the EPFO limit for mandatory coverage under the Employees’ Provident Fund Organisation has increased from Rs15,000 to Rs25,000 per month. This is the first revision since September 2014, and it directly affects PF coverage, the EPF [...]

A jeweller closes a Rs 5 lakh sale on a debit card. A school collects a Rs 1.4 lakh term fee. A builder takes a booking amount on plastic. Then the settlement lands, and the net credit does not match the arithmetic anyone did in their head. The money question is blunt: if you take [...]

The cheapest payment gateway for businesses in India in 2026 depends on your monthly transaction volume, payment method mix, and business type. For new businesses, Razorpay offers the lowest entry cost with a 0% platform fee for the first 90 days on up to Rs 5 lakh in cumulative domestic transactions. There is no setup [...]

Your checkout fails during your biggest sales day, and there is nobody to call. Your pricing sheet stops making sense the moment GST and an annual maintenance charge land on the invoice. And somewhere sits an uncomfortable question about whether the company holding your settlement money is actually authorised to hold it. Most founders arrive [...]

India’s digital payment story has always been defined by one thing: making every transaction simpler. Now, that experience takes another leap forward. Apple Pay is now available in India, on Razorpay, giving customers an easy, secure and private way to pay online. With a tap, a double-click and a quick authentication using Face ID, Touch [...]

Starting a direct-to-consumer brand in India in 2026 costs between ₹45,000 and ₹6 lakh for the first 90 days, depending on your validation stage, product category, and city tier. You have read three starter budget guides this week. One says ₹50,000. One says ₹3.5 lakh. One says ₹10 lakh. None tells you which number applies [...]

Two questions bring finance heads to this page. At my volume, what should I actually be paying? And is my payment platform actually built for enterprise scale, or am I on a starter plan with a slightly better rate? This is the guide to enterprise payment gateway pricing in India, built around the volume tiers, [...]

Your store is live, the first orders have landed, and the money that reached your bank account is visibly smaller than the rate card promised. Nothing has gone wrong. You have just met the India-specific cost stack, usually in a settlement report, or while comparing two or three gateway pitches quoting 1.75%, 1.9%, and 2% [...]

The EPFO wage ceiling has changed for the first time in more than a decade. From 17 September 2026, the EPFO limit for mandatory coverage under the Employees’ Provident Fund Organisation has increased from Rs.15,000 to Rs.25,000 per month. This is the first revision since September 2014, and it directly affects PF coverage, the EPF [...]

TLDR SUMMARY Small businesses in India face statutory obligations across PF, ESI, Professional Tax, and TDS – each with penalties for errors or late filings. Payroll software automates computation, deductions, payslip generation, and salary disbursement – cutting processing time from days to hours. Startups managing full-time employees and contractors need separate payroll workflows to stay [...]