Melio logo

Melio

Growth

Melio is a B2B payments platform enabling small businesses to pay vendors by ACH or card even when vendors only accept checks, improving cash flow management.

Best for: B2B Payments
22
AI Score
Grade D↑ Trending
AI Visibility Score (Beta)
Financial ServicesB2B PaymentsWebsiteUpdated April 2026

Brand Intelligence Graph

Capabilities
B2B Payments

Company Overview

Melio is a B2B payments company founded in 2018 in New York that has raised over $500M to modernize accounts payable for small businesses. The platform allows small businesses to pay any vendor by ACH bank transfer or credit card regardless of how the vendor accepts payment, solving the common problem of needing to pay vendors who only accept checks. Melio handles the conversion, sending vendors a check or ACH transfer while the paying business uses their preferred payment method. This approach allows small businesses to earn credit card rewards on vendor payments while preserving cash by paying via card and capturing the float. Melio integrates with QuickBooks Online, Xero, and other accounting software to sync bill payment data automatically. The company serves hundreds of thousands of small businesses and has established embedded payment partnerships with QuickBooks, American Express, and Capital One. Melio charges no subscription fee, generating revenue through optional card payment processing fees. The platform addresses a significant market need given that billions of dollars in B2B payments still move via paper checks in the US.

Founded
2018
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Frequently Asked Questions

Estimated Visibility Trend (Beta)

Simulated 8-week rolling score

22
↑ Trending

Based on estimated brand signals. Historical tracking coming soon.

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