Moov Financial

Emerging

Moov Financial (Cedar Falls IA) provides open-source developer-first payment APIs for ACH, card acceptance, and bank account verification with a free tier for low-volume production use.

Payments Infrastructure
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Capabilities
Payments Infrastructure

Company Overview

Moov Financial is a Cedar Falls, Iowa-based payments infrastructure company that provides open-source and API-based tools for developers building payment capabilities including ACH transfers, card acceptance, bank account verification, and money movement into their applications. Moov's developer-first approach and open-source components differentiate it from traditional payments infrastructure providers by giving developers transparency into how payment processing works and flexibility to customize integrations. The company provides a free tier for development and low-volume production use, enabling startups to build payment capabilities without minimum commitments. Moov's platform handles compliance and bank partnerships through a licensed money transmitter structure, letting developers focus on building rather than regulatory infrastructure. Founded in 2017, Moov raised over $70M from investors including Bain Capital Ventures, Commerce Ventures, and Andreessen Horowitz. The company targets fintech builders and software companies embedding payments who want a developer-grade alternative to Stripe's black-box approach, competing with Dwolla and Orum in the money movement API market.

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Key Differentiators

Emerging Innovator

Moov Financial is an emerging player bringing innovative solutions to the FinTech market.

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