Company Overview
About Kushki
Kushki is a Latin American payments technology company that has become the region's first next-generation, non-bank payment acquirer with primary membership in Visa and Mastercard across Mexico, Chile, Peru, and Colombia. Founded in 2017 and headquartered in Quito, Ecuador, Kushki provides comprehensive online payment infrastructure including credit and debit card processing, bank transfers, cash payments, and anti-fraud tools designed for the diverse and fragmented payment landscape of Latin America. Its platform enables businesses to accept payments from customers across the region through a single integration with local payment method coverage that would otherwise require relationships with dozens of local acquirers and processors.
Business Model & Competitive Advantage
Kushki achieved unicorn status after completing a $100M extension of its Series B funding round, bringing its valuation to over $1.5 billion. The company's technology is built for the regulatory complexity and payment method diversity of Latin American markets, where credit card penetration varies significantly by country, cash and bank transfer alternatives remain critical, and cross-border acquiring is historically difficult due to local bank licensing requirements. By obtaining direct Visa and Mastercard principal membership — rather than operating as a payment facilitator under a bank's license — Kushki can offer merchants lower costs, higher authorization rates, and greater control over the payment experience.
Competitive Landscape 2025–2026
Kushki's partnership with PXP Financial, announced in 2024, extends its technology reach into additional Latin American markets and demonstrates its role as the preferred infrastructure layer for international payment companies entering the region. The company competes with local acquirers, EBANX, and global processors like Adyen and Worldpay for the growing e-commerce and digital commerce opportunity across Latin America, where digital payment adoption accelerated significantly post-pandemic.
Key Differentiators
Strong Challenger
Kushki is an established challenger with significant market presence and competitive offerings in Financial Services.
Frequently Asked Questions
Estimated Visibility Trend (Beta)
Simulated 8-week rolling score
Based on estimated brand signals. Historical tracking coming soon.
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