Cross River Bank logo

Cross River Bank

Growth

Cross River Bank (Fort Lee NJ) is an FDIC bank powering fintech BaaS for Affirm, Coinbase, Stripe, and Transferwise with credit facilities and compliant payment rails at scale.

Best for: Banking-as-a-Service Partner Bank
20
AI Score
Grade D↑ Trending
AI Visibility Score (Beta)
Financial ServicesBanking-as-a-Service Partner BankWebsiteUpdated April 2026

Brand Intelligence Graph

Capabilities
Banking-as-a-Service Partner Bank

Company Overview

Cross River Bank is a Fort Lee, New Jersey-based FDIC-insured bank that has built one of the most sophisticated Banking-as-a-Service platforms in the United States, providing fintech companies with the bank sponsorship, compliance infrastructure, and credit facilities they need to launch consumer and business financial products. Cross River's technology platform enables fintech partners — including Affirm, Coinbase, Stripe, and Transferwise — to access payment rails, issue credit, and process transactions under their own brand with Cross River as the regulated bank entity. Unlike traditional banks that resist fintech partnerships due to complexity, Cross River invested heavily in API infrastructure and compliance systems that make it a preferred bank partner for fintech companies needing a regulated balance sheet. The bank also provides personal loans, real estate loans, and PPP loans through fintech distribution partners. Founded in 2008 and headquartered in New Jersey, Cross River has grown significantly and has become one of the most prominent fintech-focused banks in the U.S., competing with Evolve Bank and Blue Ridge Bank as preferred bank partners for fintech BaaS deployments.

Founded
2008
Headquarters
New Jersey, Cross River has grown significantly
Curated content • Fact-checked and verified

Frequently Asked Questions

Estimated Visibility Trend (Beta)

Simulated 8-week rolling score

20
↑ Trending

Based on estimated brand signals. Historical tracking coming soon.

Similar Brands

Dext logo

Dext

Fintech
FintechSaasB2bPlatformEnterpriseAi PoweredAutomationGlobalSmbEurope

Dext is a London-based bookkeeping automation platform, formerly known as Receipt Bank, that provides receipt capture, expense management, and document processing tools for accountants, bookkeepers, a

NetSuite logo

NetSuite

Finance
B2bSaasAi PoweredFintechAutomationEnterprise

NetSuite is a San Mateo, California and Austin, Texas-based cloud enterprise resource planning (ERP) platform and business unit of Oracle Corporation (NYSE: ORCL) — serving over 40,000 customers in 21

Cash App logo

Cash App

Fintech
B2bB2cFintechMobile FirstSaas

Cash App is a San Francisco, California-based digital banking and payments platform — operated by Block, Inc. (NYSE: SQ, formerly Square) — providing 57 million monthly active users with a comprehensi

HSBC logo

HSBC

Finance
B2bB2cFintechFortune500GlobalPayment ProcessingPublic

HSBC is one of the world's largest and most internationally connected banks, founded in 1865 in Hong Kong and Shanghai to finance trade between Europe and Asia and now headquartered in London, United

Principal Financial Group logo

Principal Financial Group

Consumer Finance
B2cFintechPublic

Principal Financial Group, Inc. is a Des Moines, Iowa-based financial services company — publicly traded on NASDAQ (NASDAQ: PFG) as an S&P 500 Financials component — providing retirement savings, asse

Morgan Stanley logo

Morgan Stanley

Finance
B2cFintechGlobalPublicFortune500

Morgan Stanley is a leading global financial services firm providing investment banking, securities, wealth management, and investment management services, founded in 1935 by Henry Sturgis Morgan (gra

For Cross River Bank

Claim This Profile

Are you from Cross River Bank? Claim your profile to see full AI mention excerpts, get weekly visibility change alerts, and optimize how AI systems describe your brand.

Claim Cross River Bank Profile →
For competitors & analysts

Track AI Visibility in Real Time

Monitor how ChatGPT, Gemini, Perplexity, and Claude mention Cross River Bank vs competitors. Get alerts when AI recommendations shift.

Start Free Tracking →