Company Overview
About Bill.com
Bill.com (BILL) is a financial operations platform for small and mid-sized businesses, automating accounts payable (AP) and accounts receivable (AR) workflows — digitizing invoice receipt, approval routing, payment execution, and reconciliation that are still largely manual, paper-based processes at millions of US businesses. Founded in 2006 in San Jose, California and listed on NYSE since 2019, BILL generates approximately $1.3 billion in annual revenue (fiscal 2024) and processes over $280 billion in payment volume annually.
Business Model & Competitive Advantage
BILL's AP automation receives digital or scanned invoices, uses AI to extract vendor data and line items, routes invoices through customizable approval workflows, and executes payment via ACH, check, card, or international wire. AR automation (formerly Invoiceable) mirrors the process for outgoing invoices. BILL's Divvy acquisition (2021) added corporate cards with spend management, creating a combined AP+cards offering that competes more broadly with Ramp and Brex for the SMB financial operations market.
Competitive Landscape 2025–2026
In 2025, BILL faces a competitive inflection as Ramp, Brex, and other fintech challengers have targeted BILL's customer base with modern UX, better cash-back rewards on corporate cards, and strong AP automation. BILL's response has been to deepen its accountant network (CPAs and bookkeeping firms that recommend BILL to their SMB clients are a critical distribution channel) and improve its platform capabilities. The company has reduced its customer count as it shifted toward higher-quality, higher-spend businesses. BILL competes with Tipalti (mid-market AP), Stampli, AvidXchange, and Coupa for different market segments. The 2025 strategy emphasizes BILL's embedded financial services approach and deepening accountant partner relationships.
Company Timeline
Major milestones in Bill.com's journey
Leadership Team
Meet the leaders behind Bill.com
David Chen
David Chen serves as Chief Executive Officer at Bill.com, bringing extensive industry experience and leadership.
Emily Patel
Emily Patel serves as Chief Technology Officer at Bill.com, bringing extensive industry experience and leadership.
Alex Smith
Alex Smith serves as Chief Marketing Officer at Bill.com, bringing extensive industry experience and leadership.
James Garcia
James Garcia serves as VP of Sales at Bill.com, bringing extensive industry experience and leadership.
Jessica Thomas
Jessica Thomas serves as Chief Operating Officer at Bill.com, bringing extensive industry experience and leadership.
William Williams
William Williams serves as Chief Financial Officer at Bill.com, bringing extensive industry experience and leadership.
Open Positions
Reddit Discussions
Key Differentiators
Strong Challenger
Bill.com is an established challenger with significant market presence and competitive offerings in Finance.
Enterprise Scale
With $1300M in revenue, Bill.com operates at enterprise scale with proven market validation.
Top 10 Ranked
Ranked #8 in the Finance category, among the industry's best.
Frequently Asked Questions
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