Groundfloor logo

Groundfloor

Growth

Real estate debt crowdfunding for non-accredited investors; $10 minimum in fractionalized loans on fix-and-flip projects; 8-15% interest on 6-18 month terms; first SEC Reg A+ debt platform.

Best for: Real Estate Debt Investing
39
AI Score
Grade D↑ Trending
AI Visibility Score (Beta)
Real Estate & ConstructionReal Estate Debt InvestingWebsiteUpdated April 2026

Brand Intelligence Graph

Capabilities
Real Estate Debt Investing

Company Overview

Groundfloor is an Atlanta-based real estate lending and investment platform that enables non-accredited investors to participate in short-term real estate debt by investing as little as $10 in fractionalized loans on residential fix-and-flip and new construction projects. Borrowers — real estate investors and developers — receive fast bridge loans for acquisition and renovation, while retail investors earn interest rates typically ranging from 8-15% on 6-18 month loan terms. Groundfloor was the first company to receive SEC qualification under Regulation A+ to offer real estate debt investments to non-accredited investors, making it a pioneering platform in democratizing real estate credit investing. The company has originated over $1B in loans and has expanded to offer a savings account-like product (Stairs) that provides higher yields than traditional banks through its underlying real estate loan portfolio. Founded in 2013, Groundfloor has raised institutional funding and grown a retail investor base of over 200,000 users. It competes with PeerStreet and RealtyMogul in the real estate crowdfunding debt market.

Founded
2013
Curated content • Fact-checked and verified

Frequently Asked Questions

Estimated Visibility Trend (Beta)

Simulated 8-week rolling score

39
↑ Trending

Based on estimated brand signals. Historical tracking coming soon.

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