Company Overview
About AIG
American International Group (AIG) is a New York-based global insurance and financial services company providing commercial property-casualty insurance, specialty lines, life insurance, and retirement solutions to businesses and institutions across 200+ countries and territories. Listed on NYSE (NYSE: AIG), AIG was founded in 1919 by Cornelius Vander Starr in Shanghai and generated approximately $26 billion in revenue in 2024, serving Fortune 500 corporations, mid-market companies, and high-net-worth individuals through its global underwriting network — maintaining scale and financial strength after the company's dramatic government bailout during the 2008 financial crisis.
Business Model & Competitive Advantage
AIG's commercial insurance franchise includes global programs (multinational corporations requiring insurance coordination across subsidiaries in multiple countries), specialty lines (directors and officers liability, errors and omissions, cyber insurance, financial lines), and property insurance for large industrial and commercial risks that require bespoke underwriting expertise. AIG's high-net-worth personal lines (Private Client Group) serves wealthy individuals requiring specialized coverage for fine art collections, classic cars, estates, and excess liability. Following the 2008 crisis restructuring, AIG divested multiple businesses (AIA life insurance, ILFC aircraft leasing) to repay the government bailout, refocusing on commercial P&C and specialty insurance as core competencies.
Competitive Landscape 2025–2026
In 2025, AIG (NYSE: AIG) competes in the commercial insurance market with Chubb (NYSE: CB, strongest financial strength ratings), Zurich Insurance Group, and Marsh McLennan-brokered insurers (NYSE: MMC) for multinational commercial insurance spending. AIG's 2021 separation of its life and retirement business (Corebridge Financial, NYSE: CRBG) completed the post-crisis portfolio transformation into a focused commercial P&C insurer. AIG's 2025 strategy focuses on profitability improvement in commercial lines through underwriting discipline, growing cyber insurance (one of the fastest-growing commercial lines), expanding the high-net-worth private client personal lines business, and technology investment to automate policy issuance and claims handling for commercial accounts.
Company Timeline
Major milestones in AIG's journey
Open Positions
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Key Differentiators
Market Leader
AIG is recognized as a market leader in the Insurance Tech sector, demonstrating strong industry presence and customer trust.
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