Best Alternatives to xPay

Finnt is a family banking and financial education platform offering joint accounts, spending cards, and financial literacy tools for parents and their children aged 8-18. Founded i

Slope is a B2B buy-now-pay-later (BNPL) and net terms payment platform enabling suppliers to offer flexible payment terms to business customers while receiving payment upfront. Fou

Finley Technologies is a San Francisco-based debt capital management platform that streamlines the debt raise, compliance, and reporting workflows for venture-backed and growth-sta

Concourse is a San Francisco-based AI agent platform for corporate finance automation — enabling finance teams at startups, unicorns, and Fortune 500 companies to automate financia

Salient is an AI-powered outbound calling platform that automates phone-based customer outreach for financial services companies — enabling lenders, banks, and credit unions to con

JustPaid is a Mountain View, California-based AI-powered accounts receivable automation platform transforming invoice-to-cash workflows for B2B companies — using AI agents to autom

Confido is a New York-based AI-powered financial operations platform for consumer packaged goods (CPG) brands — automating the cash application, trade deductions management, trade

Delve is a San Francisco-based AI-native compliance automation platform — backed by Y Combinator (W24) with $35.8 million in total funding including a $3.3 million seed in 2024 fro

Aleph is an Israeli financial data analytics and planning platform for CFOs and finance teams, providing a modern alternative to spreadsheet-based financial planning and analysis (

Zoho Books is a cloud-based accounting software product developed by Zoho Corporation, the Chennai, India-based technology company that offers a broad suite of over 50 business app

Greenboard is a San Francisco-based AI-native compliance operations platform for fintechs, private funds, and wealth managers — providing a unified system for Know Your Employee (K

Numeral is a sales tax compliance automation platform helping e-commerce businesses automate the filing and remittance of sales tax across US states, eliminating the manual burden

FreshBooks is an accounting and invoicing software platform purpose-built for self-employed professionals and small service-based businesses, providing invoicing, expense tracking,

FreeAgent is an Edinburgh, UK-based accounting software company that provides freelancers, contractors, and small businesses with cloud-based bookkeeping, invoicing, expense manage

Atomic (Atomic.vc) is a venture studio and startup foundry that co-founds companies alongside entrepreneurs, providing capital, infrastructure, talent networks, and operational sup