Top Fintech Companies by Revenue 2026

Kalshi is a CFTC-regulated prediction market exchange where users trade on the outcome of real-world events — from elections to economic data to weather. HQ: San Francisco.

NZX/ASX listed (XRO) cloud accounting at NZ$2.1B revenue (+23% FY2025) with 44.3 Rule of 40; dominant in NZ/Australia/UK competing with Intuit QuickBooks for small business accounting and bookkeeping platform.

Sage (LON: SGE) AICPA-preferred cloud accounting for mid-market with multi-entity consolidation serving 26,000+ organizations; competing with NetSuite for growing business financial management platform.

Workday (NASDAQ: WDAY) cloud FP&A platform acquired for $1.55B serving 6,000+ organizations with collaborative budgeting and scenario modeling; competing with Anaplan and OneStream for enterprise finance planning.

Circle Internet (CRCL) reported $1.7B revenue in FY2024, up 16% YoY. Issuer of USDC, the #2 stablecoin with $43B in circulation. HQ: Boston, MA. Filed for IPO 2024.

Corporate expense platform with $7.65B valuation; corporate cards plus AI spend intelligence that identifies waste and unused subscriptions competing with Brex and Concur for finance teams.

Corporate finance platform with $1.5B raised; enterprise spend management pivot with corporate cards, expense management, and travel for venture-backed and mid-market companies.

SMB financial operations platform with $1.3B revenue processing $280B annually; AP/AR automation and Divvy corporate cards competing with Ramp and Brex for SMB finance share.

Stripe subscription billing product (private, $1.4T TPV 2024 +38%) at $500M+ ARR; 300K companies/200M subscriptions with $6.

SAP's global T&E platform processing $55B annual corporate spend; travel booking, expense automation, and invoice processing for 55K companies competing with Navan and Brex.

Cloud tax compliance platform with 30K+ customers; sales tax calculation and e-filing automation for post-Wayfair economic nexus obligations competing with Vertex for e-commerce businesses.

Palo Alto travel and expense platform (formerly TripActions) with $9.2B valuation; $1.2B raised combining travel booking, expense reporting, and corporate cards competing with SAP Concur for enterprise T&E.

NASDAQ-listed (EXFY) expense management platform with SmartScan receipt automation and Expensify Card; competing with Ramp and Brex for SMB expense management under growth pressure post-IPO.

NASDAQ: AFRM | $3.2B revenue FY2025 guidance; $36B GMV; 21M+ consumers; 358K+ merchants; Q2 FY2025 revenue +47%; transparent BNPL with no late fees; founded by PayPal co-founder Max Levchin

$700M funding ($200M Sept 2025 Hercules); $8.3B valuation 2021; $200M ARR; $75B payment volume (+30% YoY); 5K customers (+30% YoY); AP automation leader

Mobile-first neobank with 22M+ members and fee-free banking; SpotMe overdraft protection and early direct deposit targeting underbanked consumers before planned IPO.

NYSE: JPM | $169B revenue FY2024; $58.5B record net income; $4T+ assets; #1 US bank by assets; investment banking, commercial, retail, and asset management across 100+ countries

Global investment bank and wealth manager with $61.9B FY2024 revenue; $7.5T client assets; E*Trade ($13B, 2020) and Eaton Vance ($7B, 2021) acquisitions anchored shift to 55% fee-based wealth revenue.

LSE: HSBA | $144.7B revenue 2024 (+8%); $3.1T total assets; largest Europe-based bank; 50+ country network; strength in Asia-Europe trade finance and private banking

JPMorgan Chase consumer banking brand serving 80M US households; Sapphire credit card travel rewards ecosystem and 4,700+ branches competing with Bank of America and Wells Fargo.

Micro-investing app with 10M accounts rounding up spare change into diversified ETF portfolios; subscription model with banking and IRA products competing with Robinhood for first-time investors.

Apple's digital payment and mobile wallet processing $85B+ in transactions in 2025; 600K+ merchant locations; 159 countries. Face ID and Touch ID biometric auth keeps card numbers off merchant systems;

NASDAQ-listed (HOOD) commission-free retail investing at $2.95B revenue with 24.3M funded accounts; Bitstamp and TradePMR acquisitions expanding beyond trading to crypto exchange and RIA custody.

Morgan Stanley-owned (MS, $13B acquisition 2020) online brokerage with commission-free trading and advanced options platform; competing with Fidelity, Schwab, and Robinhood for retail investor brokerage.

Challenger bank with 11M+ customers and $280M revenue in 2024 (+42% YoY); NASDAQ: DAVE; $4B SPAC valuation 2022.

Amazon (AMZN) checkout payment service enabling shoppers to use stored Amazon credentials and addresses on third-party merchants; competing with PayPal for alternative checkout using Amazon Prime's 200M+ base.

Google (GOOGL) digital wallet with NFC tap-to-pay and digital ID storage across Android and iOS; competing with Apple Pay and PayPal for mobile payment wallet on 3B+ Android devices globally.

US YC W22 global finance automation for multi-entity business groups; €1.1M pre-seed TheVentureCity/YC/4Founders/Glenfarne centralizing banking/AP/AR/treasury across subsidiaries and currencies competing with Tipalti for enterprise multi-entity fi...

Uruguay YC W23 compliant crypto on/off-ramp APIs for Latin America in Chile/Mexico/Colombia/Peru; $1.6M Manutara/Daedalus seed, acquired FACTO Jun 2024, joined Borderless May 2025, 5x MoM growth competing with Bitso for LatAm stablecoin payment in...

Moneybox is a UK fintech app for savings, ISAs, pensions, and investments with 1M+ customers; offers Lifetime ISAs, Stocks & Shares ISAs, and self-invested personal pensions (SIPPs); raised £60M+; a leading retail savings platform for UK millennials.

SF YC W24 AI workspace for financial services at $75M FT Partners/QED Series A Nov 2025; 20% workload reduction for investment banks and asset managers with ex-HSBC/UBS/Julius Baer CEO advisors competing with Harvey and AlphaSense for finance AI d...

NYC institutional digital asset custody with MPC+chip isolation at $8B valuation (2022); $1.04B+ total, $4T+ transactions, NYDFS custodian charter 2024 and Dynamic $90M acquisition Oct 2025 serving BNY Mellon/BNP Paribas competing with Anchorage a...

Consensys is the leading Ethereum software company — MetaMask (30M+ monthly active users), Infura (400K+ developers), and Diligence audits; $7B valuation; $725M raised from SoftBank, Microsoft, and ParaFi Capital; Joe Lubin (Ethereum co-founder) CEO.

UK YC S23 cross-border payments for African/LatAm/Asia SMEs at $2.9M revenue 2024; €17.2M Creandum Series A Feb 2025 serving businesses in 4 African countries competing with Flutterwave and Nium for emerging market international supplier payment i...

Cloud-native SaaS banking platform for lending and deposits; Berlin/Amsterdam-based; raised $266M; 230+ banks including N26, ABN AMRO, and Banque Internationale à Luxembourg across 65 countries use Mambu's composable API-first core banking infrast...

Pakistan YC W20 first Pakistani YC fintech with State Bank PSO/PSP license; $5.5M from Stripe/Global Founders/Soma/Gobi/i2i competing for Pakistan digital payment processing as Stripe partnership positioning for Pakistan's e-commerce digital payme...

Facet is a fintech financial planning company that pairs clients with dedicated CFPs under a flat-fee membership model; raised $232M+ total including a $100M round in 2022 and a $35M extension; serves clients nationally via CFP-led virtual advisory;

SF YC W22 AI global tax compliance at 30%+ MoM growth since Dec 2024 launch; $25.3M total ($21M a16z Series A Nov 2025) with Stripe native integration serving Deel/Replit/Eleven Labs/Lovable competing with Avalara for automated multi-jurisdiction...

Kredivo is Southeast Asia's leading BNPL and digital credit platform offering instant credit for online and offline purchases in Indonesia and Vietnam; uses real-time alternative credit scoring; raised $270M+ in equity and $1B+ in credit facilities;

Point is a home equity investment platform enabling homeowners to access cash without taking on a loan; $2.5B Blue Owl capital commitment secured Dec 2025; funded 15,000+ homeowners and $2B+ in HEIs; 2025 performance tracking 3x+ above 2024 results.

Fundbox is an AI-powered working capital platform for small and mid-sized businesses; offers revolving lines of credit up to $150K with decisions in minutes using machine learning on business cash flow data; raised $420M+ including a $100M Series C;

Nomad is a Brazilian-American fintech offering international USD accounts, debit cards, and investments to Brazilians; raised $113–119M total (Series B, Aug 2023); 1.5M+ customers; valued at R$1.8 billion; founded 2019, headquartered in Menlo Park.

NYC YC W20 B2B checkout platform increasing conversions 30% and buyer spend 55% with net terms, ACH, and credit; $436.6M total from Lightspeed/Ribbit/Forerunner competing with Stripe for B2B payment infrastructure with embedded accounts receivable.

Titan is a modern wealth management app offering actively managed portfolios, hedge-fund-style strategies, and dedicated human advisors to retail investors; founded 2018; serves tech employees with RSU, equity compensation, and retirement planning.

Paris open-source fintech infrastructure with programmable ledger and payment orchestration at 10x revenue growth; YC $21M PayPal Ventures/Portage Series A serving Doctolib and Liberis competing with Modern Treasury for fintech ledger-as-a-service.

Earned Wealth is a tech-enabled wealth management firm exclusively serving doctors and healthcare professionals; offers integrated financial planning, investment management, tax planning, debt management, and career advisory tailored to physician.

SF student fintech providing credit-building debit card and financial education at 300+ universities; YC $14.4M Kleiner Perkins seed building credit history for college students without debt competing with Chime for young adult financial services.