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Concur

Challenger#10 in Financial Services

SAP's global T&E platform processing $55B annual corporate spend; travel booking, expense automation, and invoice processing for 55K companies competing with Navan and Brex.

Best for: T&E Management
62
AI Score
Grade B
AI Visibility Score (Beta)
Financial ServicesT&E ManagementWebsiteUpdated October 2026

Brand Intelligence Graphproduct

Part ofSAP
Competes with
Integrates with
Acquired bySAP
Capabilities
T&E Management

Company Overview

About Concur

Concur Technologies (SAP Concur) is the world's largest travel and expense management software platform — providing corporate travel booking, expense report automation, invoice processing, and travel risk management for enterprise companies and mid-market organizations worldwide. Acquired by SAP in 2014 for $8.3 billion and headquartered in Bellevue, Washington, SAP Concur serves approximately 55,000 companies in 150+ countries and processes over $55 billion in annual corporate spend. The Concur brand is now part of SAP's broader Business Technology Platform and S/4HANA ecosystem.

Business Model & Competitive Advantage

Concur's core products include Concur Travel (online booking for flights, hotels, and rental cars within policy and integrated with corporate negotiated rates), Concur Expense (automated expense reporting where employees photograph receipts, and AI/ML extracts data and applies policy rules), and Concur Invoice (AP automation for supplier invoice processing). The TripIt service (consolidated travel itinerary management) and Hipmunk (travel search) are additional consumer-facing products in the Concur portfolio.

Competitive Landscape 2025–2026

In 2025, SAP Concur competes with Navan (formerly TripActions, combining travel and expense), Brex (corporate cards and expense), Expensify, Chrome River (Emburse), and Coupa Pay for corporate travel and expense management. The T&E market has been disrupted by Navan's unified travel booking + corporate card approach that provides a more modern user experience than Concur's older interface. SAP Concur's advantage is its global scale, deep SAP ERP integration (for companies running S/4HANA, Concur is the natural T&E complement), and coverage of complex multinational policy and tax requirements. The 2025 strategy focuses on Intelligent Spend Management (connecting Concur T&E with SAP Ariba procurement and SAP vendor invoice for total spend visibility), AI-powered expense audit, and improving the user experience to compete with modern alternatives.

Headquarters
Bellevue, Washington
Curated content • Fact-checked and verified

Recent Activity

View all →
blog_post
How Can Energy and Utilities Companies Turn Spend Data into Sustainability Action?

Energy and utilities organizations can use travel and expense data to turn sustainability goals into everyday action. This article explores how modern spend management can help make sustainable travel

blog_post
How Finance System Integration Creates One Connected View of Spend

SAP Concur integrations connect your travel, expense, and invoice data directly to the ERP, HR, and finance systems your business already uses — so manual reconciliation becomes a thing of the past.

blog_post
She Builds: Four SAP Concur leaders on careers, leadership, and AI

4 SAP Concur business leaders share their perspectives on some of the same questions at the heart of “She Builds.”

blog_post
The CFO’s Strategic Role: Beyond Targets and Scorecards

Today's CFOs must go beyond financial measurement to coach business functions, set collaborative targets, align strategy, and drive sustainable growth.

blog_post
Best Invoice Management Software for Businesses in 2026

Compare the best invoice management software for 2026, including SAP Concur, BILL, Zoho Books, and Tipalti. Explore features, pricing, integrations, AI, and best-fit use cases.

blog_post
How World Vision Balances Global Spend Management, Local Realities, and Responsible Innovation

Managing travel and expense is complicated for any global organization. For World Vision, the challenge looks very different. The humanitarian organization works across more than 100 countries, includ

blog_post
How SAP Concur Scales with Your Business: Smarter Expense Management for Growth

Learn how SAP Concur supports scalable expense management across global growth, acquisitions, multiple entities, currencies, policies, and finance systems.

blog_post
Travel Spend Reporting: How SAP Concur Improves Visibility and Control

Learn how SAP Concur helps improve travel spend reporting, strengthen policy compliance, gain spend visibility, and make smarter budget decisions.

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Smarter Expense Compliance with SAP Concur: Reduce Risk and Gain Control

Learn how SAP Concur helps automate expense compliance, enforce policies, detect anomalies, improve VAT recovery, and reduce audit risk.

blog_post
Refundable vs. Non-Refundable Flights: What Should Your Travel Policy Cover?

Learn what you should do if your traveling employee books the incorrect airfare option.

blog_post
Business Travel’s Trust Problem: 4 Lessons for Travel Leaders

Business travel policies may be clear on paper, but they’re experienced by people. Drawing on findings from the 2026 Global Business Travel Survey and a conversation with Sara Sarwar of alan.agency, t

blog_post
AI Use Cases for Travel & Expense: Pre-Submit Receipt Check

Learn how AI-powered pre-submit receipt check in Concur Expense helps detect duplicate receipts, missing data, and expense mismatches before submission.

Key Differentiators

Strong Challenger

Concur is an established challenger with significant market presence and competitive offerings in Finance.

Top 10 Ranked

Ranked #10 in the Finance category, among the industry's best.

Frequently Asked Questions

Estimated Visibility Trend (Beta)

Simulated 8-week rolling score

62
→ Stable

Based on estimated brand signals. Historical tracking coming soon.

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