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Concur

Challenger#10 in Financial Services

SAP's global T&E platform processing $55B annual corporate spend; travel booking, expense automation, and invoice processing for 55K companies competing with Navan and Brex.

Best for: T&E Management
51
AI Score
Grade C↑ Trending
AI Visibility Score (Beta)
Financial ServicesT&E ManagementWebsiteUpdated March 2026

Brand Intelligence Graphproduct

Part ofSAP
Competes with
Integrates with
Acquired bySAP
Capabilities
T&E Management

Company Overview

About Concur

Concur Technologies (SAP Concur) is the world's largest travel and expense management software platform — providing corporate travel booking, expense report automation, invoice processing, and travel risk management for enterprise companies and mid-market organizations worldwide. Acquired by SAP in 2014 for $8.3 billion and headquartered in Bellevue, Washington, SAP Concur serves approximately 55,000 companies in 150+ countries and processes over $55 billion in annual corporate spend. The Concur brand is now part of SAP's broader Business Technology Platform and S/4HANA ecosystem.

Business Model & Competitive Advantage

Concur's core products include Concur Travel (online booking for flights, hotels, and rental cars within policy and integrated with corporate negotiated rates), Concur Expense (automated expense reporting where employees photograph receipts, and AI/ML extracts data and applies policy rules), and Concur Invoice (AP automation for supplier invoice processing). The TripIt service (consolidated travel itinerary management) and Hipmunk (travel search) are additional consumer-facing products in the Concur portfolio.

Competitive Landscape 2025–2026

In 2025, SAP Concur competes with Navan (formerly TripActions, combining travel and expense), Brex (corporate cards and expense), Expensify, Chrome River (Emburse), and Coupa Pay for corporate travel and expense management. The T&E market has been disrupted by Navan's unified travel booking + corporate card approach that provides a more modern user experience than Concur's older interface. SAP Concur's advantage is its global scale, deep SAP ERP integration (for companies running S/4HANA, Concur is the natural T&E complement), and coverage of complex multinational policy and tax requirements. The 2025 strategy focuses on Intelligent Spend Management (connecting Concur T&E with SAP Ariba procurement and SAP vendor invoice for total spend visibility), AI-powered expense audit, and improving the user experience to compete with modern alternatives.

Headquarters
Bellevue, Washington
Curated content • Fact-checked and verified

Recent Activity

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blog_post
How to Handle Expense Reimbursements for Hybrid Employees

The article explores how hybrid work has blurred the boundaries between personal commuting costs and reimbursable business expenses. It outlines common gray areas—including office travel, home-office

blog_post
Unifying Travel and Expense to Boost Travel Spend Visibility and Policy Compliance

Struggling with travel spend visibility? Explore 3 ways to connect Concur Expense and Concur Travel for better policy compliance and cost control.

blog_post
Compliance as a Foundation: How CenTrak’s CFO Uses SAP Concur to Run a Tighter, Faster Finance Operation

See how CenTrak CFO Brian Vance used SAP Concur and Intelligent Audit to go from 65% to 100% expense report coverage, cut the close cycle from 5 days to 3, and scale T&E compliance.

blog_post
What Small and Mid-Sized Businesses (SMB) Say on G2 About Using SAP Concur

See what small and midsize businesses say about SAP Concur on G2, including automation, expense reporting, mobile receipt capture, and spend visibility.

blog_post
How to Manage Your Company’s Corporate Travel Program

New to managing corporate travel? Get practical tips on building a travel policy, choosing a booking tool, controlling costs, and connecting travel and expense.

blog_post
Survey Shows AI Adoption in Business Travel Is Outpacing Governance

New findings from the eighth annual SAP Concur Global Business Travel Survey show that employees are already using AI to plan and manage trips—often faster than organizations can put policies and cont

blog_post
SAP Concur Sets New Standard for What AI Can Do for Travel and Finance Teams

For more than three decades, SAP Concur has helped organizations bring control, visibility, and confidence to integrated travel and expense (T&E) management.

blog_post
Best Expense Management Software for Businesses in 2026

Find the right expense management software for your business. Compare SAP Concur, Navan, Ramp, Expensify, Zoho Expense, and Emburse.

blog_post
Corporate travel checklist: A travel manager’s best practices guide

Use this corporate travel management checklist to improve travel policies, supplier management, duty of care, spend visibility, reporting, and automation.

blog_post
Corporate cards vs employee reimbursement: Which is better for your business?

Compare corporate cards and employee reimbursement, including costs, controls, employee experience, and when businesses should use each payment model.

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The complete business travel checklist for corporate travelers

As you prepare for your next business trip, these corporate travel tips will help you make the most of it.

blog_post
How a Global Concur Admin Manages Expense Reporting Across 12 Countries

For John Lovasz, one of the biggest improvements from using SAP Concur solutions has been making expense reporting easier for traveling employees.

Key Differentiators

Strong Challenger

Concur is an established challenger with significant market presence and competitive offerings in Finance.

Top 10 Ranked

Ranked #10 in the Finance category, among the industry's best.

Frequently Asked Questions

Estimated Visibility Trend (Beta)

Simulated 8-week rolling score

51
↑ Trending

Based on estimated brand signals. Historical tracking coming soon.

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