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Concur

Challenger#10 in Financial Services

SAP's global T&E platform processing $55B annual corporate spend; travel booking, expense automation, and invoice processing for 55K companies competing with Navan and Brex.

Best for: T&E Management
51
AI Score
Grade C↑ Trending
AI Visibility Score (Beta)
Financial ServicesT&E ManagementWebsiteUpdated March 2026

Brand Intelligence Graphproduct

Part ofSAP
Competes with
Integrates with
Acquired bySAP
Capabilities
T&E Management

Company Overview

About Concur

Concur Technologies (SAP Concur) is the world's largest travel and expense management software platform — providing corporate travel booking, expense report automation, invoice processing, and travel risk management for enterprise companies and mid-market organizations worldwide. Acquired by SAP in 2014 for $8.3 billion and headquartered in Bellevue, Washington, SAP Concur serves approximately 55,000 companies in 150+ countries and processes over $55 billion in annual corporate spend. The Concur brand is now part of SAP's broader Business Technology Platform and S/4HANA ecosystem.

Business Model & Competitive Advantage

Concur's core products include Concur Travel (online booking for flights, hotels, and rental cars within policy and integrated with corporate negotiated rates), Concur Expense (automated expense reporting where employees photograph receipts, and AI/ML extracts data and applies policy rules), and Concur Invoice (AP automation for supplier invoice processing). The TripIt service (consolidated travel itinerary management) and Hipmunk (travel search) are additional consumer-facing products in the Concur portfolio.

Competitive Landscape 2025–2026

In 2025, SAP Concur competes with Navan (formerly TripActions, combining travel and expense), Brex (corporate cards and expense), Expensify, Chrome River (Emburse), and Coupa Pay for corporate travel and expense management. The T&E market has been disrupted by Navan's unified travel booking + corporate card approach that provides a more modern user experience than Concur's older interface. SAP Concur's advantage is its global scale, deep SAP ERP integration (for companies running S/4HANA, Concur is the natural T&E complement), and coverage of complex multinational policy and tax requirements. The 2025 strategy focuses on Intelligent Spend Management (connecting Concur T&E with SAP Ariba procurement and SAP vendor invoice for total spend visibility), AI-powered expense audit, and improving the user experience to compete with modern alternatives.

Headquarters
Bellevue, Washington
Curated content • Fact-checked and verified

Recent Activity

View all →
blog_post
Why Standalone Expense Management Tools are No Match for SAP Concur and SAP ERP

Standalone expense tools weren't built for your SAP ERP. See how native SAP Concur integration delivers better visibility, AI automation, and control.

blog_post
The 5 Things Customers Mention Most in Our G2 Reviews

See why SAP Concur was named #1 in G2's Summer 2026 Travel and Expense Management Grid Report and discover the five features customers love most.

blog_post
2026 AP Automation Trends Report: The case for embedded AI

Another finding that stood out to us was that 70% of respondents believe automation and AI would allow their teams to focus on more strategic work.

blog_post
5 steps SMBs can use to cut employee expense costs: A practical guide to automated expense management

Learn how SMBs can reduce costs, improve compliance and simplify expense management with AI-driven automation and smarter workflows.

blog_post
How Meteor Education Manages T&E for 350 Employees with SAP Concur

For Rebecca Kelley, T&E Analyst at Meteor Education, managing SAP Concur is not a part of her job, it is her job, and she would not have it any other way.

blog_post
Why Growing Businesses Should Digitize Their Invoices

Manual AP processes cost time and money. See how invoice digitization gives growing businesses better visibility, control, and efficiency while cutting costs by 70%.

blog_post
New Research Reveals Growing Paradox at the Center of Business Travel

A global snapshot of business travel, bringing together the perspectives of travel leaders and business travelers to understand what's changing, what's not, and what matters most moving forward.

blog_post
How AI Is Changing Travel and Expense Management

Artificial intelligence is transforming travel and expense (T&E) management by shifting organizations from reactive expense processing to proactive spend guidance. Traditionally, T&E programs focused

blog_post
Business Travel Holds Steady as Travel Costs Rise

Business travel costs continued to climb in the first half of this year, driven in part by rising fuel prices and broader transportation pressures. However, according to SAP Concur data, companies aro

blog_post
How to Build a Cost-Saving Corporate Travel Program (From Foundation to Strategy)

Learn how to reduce corporate travel costs with strategies for spend visibility, policy compliance, supplier management, and automation. Get the handbook.

blog_post
SAP Concur Receives 2026 TrustRadius Top Rated Recognition for Expense, Travel, Spend, and AP Solutions

SAP Concur earned 2026 TrustRadius Top Rated Awards in four categories, with customer reviews praising faster approvals, easier expense management, and time-saving automation.

blog_post
AI in Business Travel Management: 8 Questions Travel Managers Should Ask

AI can simplify business travel, but only if it delivers real value. Here are 8 questions travel managers should ask before adopting it.

Key Differentiators

Strong Challenger

Concur is an established challenger with significant market presence and competitive offerings in Finance.

Top 10 Ranked

Ranked #10 in the Finance category, among the industry's best.

Frequently Asked Questions

Estimated Visibility Trend (Beta)

Simulated 8-week rolling score

51
↑ Trending

Based on estimated brand signals. Historical tracking coming soon.

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