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Concur

Challenger#10 in Financial Services

SAP's global T&E platform processing $55B annual corporate spend; travel booking, expense automation, and invoice processing for 55K companies competing with Navan and Brex.

Best for: T&E Management
51
AI Score
Grade C↑ Trending
AI Visibility Score (Beta)
Financial ServicesT&E ManagementWebsiteUpdated March 2026

Brand Intelligence Graphproduct

Part ofSAP
Competes with
Integrates with
Acquired bySAP
Capabilities
T&E Management

Company Overview

About Concur

Concur Technologies (SAP Concur) is the world's largest travel and expense management software platform — providing corporate travel booking, expense report automation, invoice processing, and travel risk management for enterprise companies and mid-market organizations worldwide. Acquired by SAP in 2014 for $8.3 billion and headquartered in Bellevue, Washington, SAP Concur serves approximately 55,000 companies in 150+ countries and processes over $55 billion in annual corporate spend. The Concur brand is now part of SAP's broader Business Technology Platform and S/4HANA ecosystem.

Business Model & Competitive Advantage

Concur's core products include Concur Travel (online booking for flights, hotels, and rental cars within policy and integrated with corporate negotiated rates), Concur Expense (automated expense reporting where employees photograph receipts, and AI/ML extracts data and applies policy rules), and Concur Invoice (AP automation for supplier invoice processing). The TripIt service (consolidated travel itinerary management) and Hipmunk (travel search) are additional consumer-facing products in the Concur portfolio.

Competitive Landscape 2025–2026

In 2025, SAP Concur competes with Navan (formerly TripActions, combining travel and expense), Brex (corporate cards and expense), Expensify, Chrome River (Emburse), and Coupa Pay for corporate travel and expense management. The T&E market has been disrupted by Navan's unified travel booking + corporate card approach that provides a more modern user experience than Concur's older interface. SAP Concur's advantage is its global scale, deep SAP ERP integration (for companies running S/4HANA, Concur is the natural T&E complement), and coverage of complex multinational policy and tax requirements. The 2025 strategy focuses on Intelligent Spend Management (connecting Concur T&E with SAP Ariba procurement and SAP vendor invoice for total spend visibility), AI-powered expense audit, and improving the user experience to compete with modern alternatives.

Headquarters
Bellevue, Washington
Curated content • Fact-checked and verified

Recent Activity

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blog_post
Where AI Actually Shows Up in Your Workday: A Closer Look at Joule

Where AI actually shows up in everyday work through the lens of SAP Concur’s AI assistant, Joule. Rather than focusing on abstract AI concepts, it highlights practical moments like booking travel, sub

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The Tool ‘Actually Worked’: How Customers Improved SAP Concur Adoption with WalkMe

Explores how customers are improving SAP Concur adoption and compliance outcomes using WalkMe, a digital adoption platform that delivers real-time guidance directly within the flow of work. Instead of

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From friction to flow: How Joule with SAP Concur solutions is reshaping the T&E journey

Explore how Joule with SAP Concur solutions transforms travel and expense into a connected, AI-powered journey with smarter decisions, embedded compliance and less friction.

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Expense Fraud Detection: How to Spot and Prevent False Claims

Learn how to detect and prevent expense fraud, spot red flags, reduce false claims and use AI-powered tools to protect business spend.

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How SMB Finance Leaders Can Drive Growth, Control Costs, and Improve AI ROI

Learn how SMB finance leaders can improve cost control, drive growth, and increase AI ROI while meeting CEO expectations.

blog_post
Modernization Without the Operational Risk in Public Sector and Regulated Industries

For many public agencies, modernization can feel less like opportunity and more like exposure. New systems introduce procurement scrutiny. Operational changes create uncertainty. And when public trust

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Maximizing the Value of SAP Concur: A Guide to Concur Expertise and Care Solutions

Learn how SAP Concur Expertise & Care pairs expert guidance with proactive support to improve compliance, efficiency, and ROI across your Concur ecosystem.

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Every Dollar Under Scrutiny: How K–12 Finance Leaders Can Stay Audit-Ready Every Day

why audit readiness has become a growing priority for K–12 school districts, from strengthening grant management and policy consistency to reducing manual work and improving visibility into district s

10-Q
10-Q — FORM 10-Q FOR MAR 2026

Quarterly Report filed 2026-05-06

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Your ERP Is Changing. But Across Campus, Work Doesn’t Stop.

ERP changes disrupt decentralized campuses, but integrating SAP Concur with new systems preserves workflows, visibility, and compliance without slowing operations.

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Faster Isn’t the Same as Better When Scaling Automation

Automation can accelerate expense processes, but speed alone doesn’t guarantee better outcomes. As systems scale, small inconsistencies in policy interpretation, approvals, and categorization begin to

blog_post
When Systems Collide: M&A Exposes Hidden T&E Risk in Healthcare

Healthcare M&A moves fast. Integration doesn’t. But organizations with regulatory-grade T&E platforms can establish spend visibility in weeks, not months.

Key Differentiators

Strong Challenger

Concur is an established challenger with significant market presence and competitive offerings in Finance.

Top 10 Ranked

Ranked #10 in the Finance category, among the industry's best.

Frequently Asked Questions

Estimated Visibility Trend (Beta)

Simulated 8-week rolling score

51
↑ Trending

Based on estimated brand signals. Historical tracking coming soon.

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