Nala vs Onfido
Side-by-side comparison of AI visibility scores, market position, and capabilities
Previously raised $40M Series A (2024). Targeting $120M raise (late 2026). Rafiki API powers B2B Africa cross-border payments. 11 African countries. US is 60% of revenue.
About
Nala is a cross-border payments company building the B2B payment network for Africa, enabling US businesses and African diaspora to pay African contractors, suppliers, and beneficiaries across 11 countries. The company raised $40 million in Series A financing in 2024 and is targeting a $120 million raise in late 2026 as its Rafiki API — the business payments infrastructure layer — gains traction with US companies operating in or sourcing from Africa.
Onfido is an AI-powered identity verification platform authenticating government IDs across 195+ countries with biometric liveness detection; serves fintech and mobility onboarding; acquired by Entrust in 2024.
About
Onfido is an identity verification and eKYC platform that uses AI-powered document analysis and biometric verification to automate identity checks for digital onboarding across financial services, mobility, gaming, and other regulated industries. The platform's Real Identity Platform combines document verification — extracting and authenticating data from government-issued IDs across more than 195 countries — with facial biometric comparison and liveness detection that confirms the applicant is a real, live person matching the presented document. Onfido's AI models are trained on a global dataset of identity documents and fraud attempts, giving them the breadth needed to verify international users with a consistent accuracy standard across diverse document types and geographic markets.
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