Company Overview
About Nala
Nala is a cross-border payments company building the B2B payment network for Africa, enabling US businesses and African diaspora to pay African contractors, suppliers, and beneficiaries across 11 countries. The company raised $40 million in Series A financing in 2024 and is targeting a $120 million raise in late 2026 as its Rafiki API — the business payments infrastructure layer — gains traction with US companies operating in or sourcing from Africa.
Business Model & Competitive Advantage
The US-to-Africa B2B payment corridor is structurally underserved: US businesses hiring remote African software engineers, outsourcing to African service providers, or purchasing from African manufacturers face wire transfer fees, multi-day settlement times, and compliance complexity that add significant cost and friction. Nala's Rafiki API abstracts these challenges, providing instant account-to-account payments in local currency through bank partners across 11 African markets.
Competitive Landscape 2025–2026
US businesses representing 60% of Nala's revenue validates that the B2B inbound direction (US→Africa) is the primary near-term market, but the Rafiki API's architecture is designed for multi-directional payments as African businesses scale their international operations. As Africa's technology sector continues its rapid growth — with Nigeria, Kenya, Egypt, and Ghana producing significant software development and digital services export revenue — Nala is positioned as the financial infrastructure layer connecting African talent and businesses to the global economy.
Open Positions
Reddit Discussions
Key Differentiators
Emerging Innovator
Nala is an emerging player bringing innovative solutions to the Fintech market.
Frequently Asked Questions
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