Eazipay Inc. logo

Eazipay Inc.

Emerging

Lagos payroll and payment API for 15,000+ African businesses with embedded fintech microloans and early wage access; YC $125K serving Nigeria's $200B payroll market with API-first infrastructure for embedded finance.

Best for: HR SoftwareEmerging, rapid growth
25
AI Score
Grade D↑ Trending
AI Visibility Score (Beta)
HR & People TechHR SoftwareWebsiteUpdated March 2026

Brand Intelligence Graph

Company Overview

About Eazipay Inc.

Eazipay is a Lagos-based payroll and payment automation platform enabling Nigerian and African businesses, fintech companies, and embedded finance platforms to process payroll, distribute wages, and manage worker payments via API — serving as the payroll infrastructure layer for the African market where 100+ million workers and $200 billion in annual payroll volume remain largely unbanked and cash-dominant. Founded in 2021 and backed by Y Combinator with $125,000 in seed funding raised in 2022, Eazipay serves 15,000+ businesses including YC portfolio companies and provides features including microloans, cashback rewards, and early wage access for the workers processed through its platform.

Business Model & Competitive Advantage

Eazipay's API-first payroll infrastructure targets the embedded finance use case: rather than competing directly with HR software (SAP, Oracle HCM) for large enterprise payroll, Eazipay provides the payroll rails that other fintech products embed. A gig economy platform that pays delivery riders daily can integrate Eazipay's API for instant wage disbursement without building its own payroll compliance infrastructure; a BNPL platform serving Nigerian merchants can offer embedded employee benefits through Eazipay's microloans and early wage access. The Nigerian payroll compliance layer handles PAYE tax calculations, pension fund contributions (PFA), and NSITF (Nigeria Social Insurance Trust Fund) deductions that businesses must legally process for formal employees.

Competitive Landscape 2025–2026

In 2025, Eazipay competes in the African payroll and HR tech market with Workpay (East African payroll, Kenya/Nigeria), Bento Africa (multi-country HR and payroll), and ChapChap (Ghana payroll) for API-accessible payroll infrastructure across Africa. The African fintech ecosystem's growth has created demand for payroll APIs that neobanks, super-apps, and HR platforms can embed without building payroll compliance from scratch. Y Combinator's validation provides Eazipay with access to YC portfolio companies expanding into Africa as early customers. The 2025 strategy focuses on growing the embedded payroll API revenue from fintechs and platforms, expanding early wage access (EWA) as a consumer financial product for low-income Nigerian workers, and entering East African markets (Kenya, Ghana) where similar payroll infrastructure gaps exist.

Founded
2021
Curated content • Fact-checked and verified

Recent Activity

View all →
blog_post
How to Move From Cash Payments to Digital Payroll for Deskless Workers

Finance How to Move From Cash Payments to Digital Payroll for Deskless Workers Oluwakemi Adesina May 13, 2026 This is what successful digital payroll for deskless workers in Nigeria looks like. One business pays 200 deskless workers at four locations in Lagos every week. Transfers are sent on Friday morning, and within 10 minutes, every worker gets a confirmation on their phone. Payroll records are accurate, deductions are correct, and no one asks a supervisor about missing pay. Another business pays the same number of workers with cash, using a register and spending three hours counting. The workforce is the same size, but their Fridays are very different. This guide will help you become like the first business. Who Are Deskless Workers? Deskless workers keep your business physically running. Many are still paid in cash and benefit most from switching to digital payroll. They include: Field workers: Technicians, maintenance staff, and on-site operators often move between locations. Th

blog_post
Casual Worker Payroll in Nigeria: How to Pay Shift Workers, Drivers, and Security Staff

Employee Management Casual Worker Payroll in Nigeria: How to Pay Shift Workers, Drivers, and Security Staff Nikhil Thakur May 11, 2026 If you handle casual workers’ payroll in Nigeria, you know the challenges. Maybe your security guard missed a shift on Monday, your driver worked on a public holiday, 3 factory workers worked only half days all week. Still, everyone expects to be paid correctly by Friday. This isn’t standard payroll. There’s no fixed salary to repeat. The numbers change each week based on attendance, hours worked, and shifts covered. Even a small mistake can mean someone doesn’t get paid what they earned, and when that happens, workers may stop coming, which can affect your business. This guide explains how to manage casual worker payroll in Nigeria, from calculating daily wages to following the right procedures. Who Are You Actually Paying? First, let’s clarify who counts as a casual or shift-based worker in Nigeria. Drivers: For both company drivers and delivery

blog_post
Workers’ Day 2026: Are You Compliant With Nigeria’s Minimum Wage Rules?

Employee Management Workers’ Day 2026: Are You Compliant With Nigeria’s Minimum Wage Rules? Oluwakemi Adesina May 9, 2026 May 1st is here because workers stood up for their rights. They wanted fair pay, decent treatment, and protection from being taken advantage of by the businesses they helped create; it’s not just a public holiday. Now, your business is part of that story. Payroll compliance on Workers’ Day in Nigeria is more than just a government requirement. It means making sure everyone who works for you gets paid correctly and on time, with the right deductions and proper records to back it up. This is a good day to find out. What Is the Minimum Wage in Nigeria in 2026? Nigeria’s national minimum wage is ₦70,000 per month, set by the National Minimum Wage Act 2024. Every employer with 25 or more employees must pay at least this amount to every worker, no matter their role, tenure, or what the employment contract states. Many businesses forget that the minimum wage is

blog_post
Payroll for Logistics and Delivery Companies in Nigeria: Challenges, Compliance & Solutions

Employee Management Payroll for Logistics and Delivery Companies in Nigeria: Challenges, Compliance & Solutions Oluwakemi Adesina May 7, 2026 It is Friday afternoon. You have 200 riders, drivers, and warehouse staff expecting payment. Thirty transfers have failed. Three people are calling because their figures look wrong. Your finance person is manually fixing account numbers one by one. By the time it is sorted, it is Monday, and half your Saturday crew has made other plans. This is what logistics company payroll in Nigeria looks like when the system is not built for the volume. Most payroll advice targets companies with a simple, salaried workforce and a single monthly pay date. That is not your situation. You handle shift workers, per-trip earners, contract staff, and full-time employees, sometimes all in the same week and across different cities. The risks are higher. If salaries are delayed in an office, it is inconvenient. In logistics, it means your workers may leave. This g

10-Q
10-Q — 10-Q

Quarterly Report filed 2026-05-05

blog_post
PAYE Tax Calculator Nigeria 2026: How to Calculate Employee Tax Deductions

Finance PAYE Tax Calculator Nigeria 2026: How to Calculate Employee Tax Deductions Oluwakemi Adesina May 4, 2026 Have you ever checked an employee’s payslip and questioned the tax amount? Well, you are not alone. Searches for PAYE calculator Nigeria 2026 have increased since the Nigeria Tax Act 2025 began in January. This guide shows you how to calculate PAYE in Nigeria using the 2026 rules. It includes step-by-step instructions with salary examples and a quick reference table you can use immediately. What Is PAYE Tax in Nigeria? PAYE stands for Pay As You Earn. It is a system where employers deduct income tax from employee salaries before payment and send it to the State Internal Revenue Service. All employers with salaried staff in Nigeria must calculate the correct amount, deduct it monthly, and remit it by the 10th of the following month. Employees do not handle this tax. It is deducted before their salary is paid. What Changed in 2026 A quick recap: The Nigeria Tax Act 2025

8-K
8-K — 8-K

Material Event filed 2026-05-04

blog_post
Nigeria Payroll Compliance Checklist: PAYE, Pension, NHF, ITF & NSITF Explained

Employee Management Nigeria Payroll Compliance Checklist: PAYE, Pension, NHF, ITF & NSITF Explained Oluwakemi Adesina April 29, 2026 Payroll compliance in Nigeria means managing five main requirements: PAYE, pension, NHF, ITF, and NSITF. Each has its own deadline, government agency, and penalties for mistakes. Most businesses are familiar with PAYE, but others are also important to comply with. This guide explains each part of payroll compliance in Nigeria and provides a simple checklist to help you stay on track. What Is Payroll Compliance in Nigeria? Payroll compliance in Nigeria means following all legal rules for paying employees. This involves calculating and deducting the correct amounts, sending them to the right agencies on time, and keeping records as proof. It covers tax deductions, required contributions, employee benefits, and filing with federal and state agencies. Most payroll requirements apply to all businesses, but some exceptions exist for very small companies. Fo

blog_post
PAYE Tax in Nigeria Explained: What Businesses Must Know

Finance PAYE Tax in Nigeria Explained: What Businesses Must Know Oluwakemi Adesina April 22, 2026 PAYE tax in Nigeria, which stands for Pay As You Earn, is the system where employers deduct income tax from employee salaries each month and send it to the right State Internal Revenue Service. While this sounds simple, it actually involves tax bands, relief calculations, strict deadlines, and penalties that apply even if mistakes are unintentional. This guide covers how PAYE works, how to calculate it, and what your business should do to stay compliant. What Is PAYE Tax in Nigeria? PAYE tax in Nigeria is a system of employee income tax deduction where employers calculate and withhold the tax due from each employee’s salary before payment is made, then remit the total to the relevant State Internal Revenue Service by the 10th of the following month. It applies to all employees earning income in Nigeria, including full-time staff, part-time workers, and contract employees on the payroll. Th

DEF 14A
DEF 14A — DEF 14A

Proxy Statement filed 2026-04-22

blog_post
Best Payroll Software in Nigeria: What Businesses Should Look For in 2026

Employee Management Best Payroll Software in Nigeria: What Businesses Should Look For in 2026 Nikhil Thakur April 20, 2026 Choosing the best payroll software in Nigeria takes more than just picking a popular or low-cost option. The right choice depends on your team size, pay structure, and whether the software truly meets Nigerian compliance needs like PAYE, pension, NSITF, NHF, and the latest Nigeria Tax Act 2025 rules. Many businesses turn to payroll software after dealing with repeated manual errors, missed remittance deadlines, or payroll cycles that take too long. If you are facing these issues or want to avoid them, this guide will help you know what to look for, what to avoid, and how to choose the right system for your business in 2026. What Is Payroll Software and Why Businesses Need It Payroll software is a digital tool that automates salary calculations, applies statutory deductions, processes payments, and generates compliance documents, all in one place for every pay cycle

blog_post
Salary Structure Explained: Components, Deductions, and How Businesses Calculate Pay

Finance Salary Structure Explained: Components, Deductions, and How Businesses Calculate Pay Nikhil Thakur April 18, 2026 If you’ve ever looked at your payslip and felt more confused than when you started, you’re not alone. Salary structure is one of those topics that sounds simple until you’re looking at a long list of deductions, acronyms, and line items you didn’t expect. It’s not only employees who get confused. Business owners setting up pay for the first time often aren’t sure how to make it fair, legal, or easy for their team to understand. This guide aims to clear things up. We’ll explain what salary structure means, what it includes, how deductions work, and the common mistakes businesses make if they don’t plan ahead. What Is Salary Structure? A salary structure is a system that shows how an employee’s total pay is set up and paid out. It lists all the parts of compensation, like basic salary, allowances, and bonuses, and explains what is deducted before you get your final pa

Key Differentiators

Emerging Innovator

Eazipay Inc. is an emerging player bringing innovative solutions to the HR Tech market.

Frequently Asked Questions

Estimated Visibility Trend (Beta)

Simulated 8-week rolling score

25
↑ Trending

Based on estimated brand signals. Historical tracking coming soon.

Compare Eazipay Inc. with Competitors

Side-by-side AI visibility scores, platform breakdown, and market position.

For Eazipay Inc.

Claim This Profile

Are you from Eazipay Inc.? Claim your profile to see full AI mention excerpts, get weekly visibility change alerts, and optimize how AI systems describe your brand.

Claim Eazipay Inc. Profile →
For competitors & analysts

Track AI Visibility in Real Time

Monitor how ChatGPT, Gemini, Perplexity, and Claude mention Eazipay Inc. vs competitors. Get alerts when AI recommendations shift.

Start Free Tracking →