Cape Analytics

Cape Analytics is a geospatial intelligence and property analytics company that uses AI and computer vision to analyze aerial and satellite imagery — automatically extracting property characteristics including roof condition and age, tree overhang, square footage, building materials, and environmental risk factors to provide instant property intelligence for insurance underwriting, mortgage lending, and real estate analysis. Founded in 2014 and headquartered in San Mateo, California, Cape Analytics has raised approximately $93 million and serves major property insurance carriers and mortgage lenders.\n\nCape Analytics' platform generates property intelligence reports for individual addresses or large portfolios — insurers can automatically screen new applications for roof condition (aging or damaged roofs are major claim risk factors) without sending an inspector, mortgage servicers can assess property condition for loan-to-value monitoring, and catastrophe modelers can assess post-event damage across entire impacted areas from aerial imagery. The computer vision models analyze high-resolution aerial imagery updated regularly to provide current property condition rather than static historical records.\n\nIn 2025, Cape Analytics competes with Verisk (the dominant property intelligence provider for insurance), Hover (3D property measurement from photos), EagleView (aerial measurement for roofing and insurance), and LiDAR-based property assessment services for automated property intelligence. The property insurance market has experienced significant disruption from wildfire, flood, and storm events — insurers are intensifying property risk assessment to manage catastrophe exposure, creating strong demand for automated, scalable property condition analysis. Cape Analytics' AI-powered approach provides continuous monitoring rather than one-time inspection data. The 2025 strategy focuses on growing with insurers for renewal underwriting screening, expanding into the climate risk assessment use case as insurers integrate hazard and property condition data, and improving change detection capabilities for tracking property modifications.