Lean vs Visa
Side-by-side comparison of AI visibility scores, market position, and capabilities
Lean Technologies builds open banking API infrastructure for the Middle East, enabling fintechs and businesses to access financial data and initiate account-to-account payments across UAE and Saudi Arabia.
About
Lean Technologies is a Riyadh-based fintech infrastructure company founded in 2019 by Hisham Al-Falih, Aditya Sarkar, and Ashu Gupta. It provides secure financial APIs that connect applications to banking infrastructure across the UAE and Saudi Arabia, enabling developers and fintechs to access account data, balances, and transaction history, and to initiate real-time account-to-account payments without card rails.
NYSE: V global payments network at $35.93B FY2024 revenue with 4.48B cards and $15T+ annual volume; 52.2% credit card market share with 233.8B transactions competing with Mastercard and A2A payment rails.
About
Visa Inc. is a San Francisco-based global payments technology company — listed on NYSE (NYSE: V) — operating the world's largest electronic payment network connecting 4.48 billion active cards, 150+ million merchant locations, and 15,000+ financial institution partners across 200+ countries and territories, facilitating $15+ trillion in payment volume annually. Visa generated $35.93 billion in net revenues in fiscal year 2024 (+10% year-over-year) with $19.7 billion in net income (55% net margin) from payment volume fees, data processing fees, and international transaction fees — without issuing a single credit card or carrying any credit risk. Founded in 1958 as the BankAmericard program and reorganized as Visa Inc. through a 2008 IPO, Visa is the infrastructure provider that enables the global credit and debit card ecosystem to function: every Visa card issued by Citibank, Chase, HDFC, or 15,000 other banks worldwide runs on Visa's authorization, clearing, and settlement network.
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