Harper vs Liberty Mutual

Side-by-side comparison of AI visibility scores, market position, and capabilities

Liberty Mutual leads in AI visibility (91 vs 26)
Harper logo

Harper

EmergingInsurTech

AI Commercial Insurance Brokerage

Raised $47M combined seed + Series A (Feb 2026) led by Emergence Capital. YC W25. 5,000+ customers. Largest publicly disclosed Series A by a Black founder. Mostly autonomous licensed commercial insurance agency.

AI VisibilityBeta
Overall Score
D26
Category Rank
#1 of 1
AI Consensus
70%
Trend
up
Per Platform
ChatGPT
28
Perplexity
21
Gemini
18

About

Harper is an AI-native commercial insurance brokerage that is nearly fully autonomous — matching SMBs to coverage across 160+ carriers, routing quotes, processing documents, and following up with underwriters without requiring human broker involvement for most transactions. The company raised $47 million across seed and Series A financing in February 2026 led by Emergence Capital, following its Y Combinator W25 graduation. Harper serves 5,000+ customers and represents the largest publicly disclosed Series A by a Black founder.

Full profile
Liberty Mutual logo

Liberty Mutual

LeaderInsurance Tech

Auto Insurance

Top 5 US P&C insurer with $48-50B revenue; mutual company providing financial flexibility in insurance cycles; personal auto, home, and commercial insurance across 30+ countries through direct, independent agent, and affinity distribution channels.

AI VisibilityBeta
Overall Score
A91
Category Rank
#2 of 9
AI Consensus
63%
Trend
up
Per Platform
ChatGPT
94
Perplexity
97
Gemini
99

About

Liberty Mutual is one of the largest property and casualty insurance companies in the United States, providing personal auto, home, commercial, and specialty insurance products to millions of customers globally. Founded in 1912 in Boston, Massachusetts and still headquartered there, Liberty Mutual is a mutual insurance company (owned by policyholders, not public shareholders), which provides financial flexibility in managing through insurance cycles. The company generates approximately $48-50 billion in annual revenue.

Full profile

AI Visibility Head-to-Head

26
Overall Score
91
#1
Category Rank
#2
70
AI Consensus
63
up
Trend
up
28
ChatGPT
94
21
Perplexity
97
18
Gemini
99
23
Claude
98
30
Grok
84

Key Details

Category
AI Commercial Insurance Brokerage
Auto Insurance
Tier
Emerging
Leader
Entity Type
brand
company

Capabilities & Ecosystem

Capabilities

Only Harper
AI Commercial Insurance Brokerage
Only Liberty Mutual
Auto Insurance

Integrations

Only Liberty Mutual
Liberty Mutual is classified as company.

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