Found vs Workday Adaptive Planning
Side-by-side comparison of AI visibility scores, market position, and capabilities
Found is a banking and tax platform built for self-employed workers, combining a business account with automated tax tracking, estimated payments, and bookkeeping.
About
Found is a fintech company founded in 2019 that provides an all-in-one banking and tax solution specifically designed for the self-employed, including freelancers, contractors, gig workers, and solo business owners. The platform combines a business checking account and debit card with automated bookkeeping, real-time tax liability tracking, and automatic quarterly estimated tax payments, addressing the administrative burden that disproportionately affects independent workers who manage their own finances without a finance department. Found raised $60M in Series B funding and serves hundreds of thousands of self-employed customers across industries including creative services, consulting, construction, and gig platforms. The company differentiates from general business banking by deeply integrating tax management, helping users understand their tax exposure in real time and set aside appropriate funds automatically. As the independent workforce continues to grow as a share of the economy, Found addresses an underserved segment that traditional banks have historically ignored in favor of W-2 employed consumers.
Workday (NASDAQ: WDAY) cloud FP&A platform acquired for $1.55B serving 6,000+ organizations with collaborative budgeting and scenario modeling; competing with Anaplan and OneStream for enterprise finance planning.
About
Workday Adaptive Planning is Workday's (NASDAQ: WDAY) cloud-based financial planning and analysis (FP&A) platform — acquired by Workday in 2018 for $1.55 billion — providing collaborative budgeting, forecasting, scenario modeling, and management reporting for finance teams at mid-market and enterprise organizations. Part of Workday's $8.4 billion revenue platform (fiscal year 2025), Adaptive Planning serves finance and FP&A professionals at 6,000+ organizations including Netflix, The Salvation Army, and Boston Scientific for planning workflows that replace Excel-based budgeting models with connected, version-controlled plans that multiple users can update simultaneously.
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