At-Bay vs Liberty Mutual
Side-by-side comparison of AI visibility scores, market position, and capabilities
Active cyber and tech E&O insurance combining security scanning with incident response; scans policyholders' attack surfaces throughout the policy period to prevent losses before claims.
About
At-Bay is a San Francisco-based cyber insurance provider that uses continuous, technology-driven risk assessment to underwrite and manage cyber liability policies. The company scans insured businesses' external attack surfaces throughout the policy period, monitoring for vulnerabilities like unpatched software, misconfigured services, and new threat indicators, and proactively contacts policyholders with specific remediation guidance before a breach occurs. At-Bay also offers tech E&O and executive lines coverage and serves businesses ranging from SMBs to mid-market enterprises. The company's data-driven underwriting model allows it to price risk more accurately and sustainably than traditional insurers relying on static application data. Founded in 2016 with offices in San Francisco and Tel Aviv, At-Bay raised over $300M from investors including Lightspeed Venture Partners, ION Crossover Partners, and Munich Re Ventures. It competes with Coalition, Cowbell Cyber, and incumbent cyber insurers.
Top 5 US P&C insurer with $48-50B revenue; mutual company providing financial flexibility in insurance cycles; personal auto, home, and commercial insurance across 30+ countries through direct, independent agent, and affinity distribution channels.
About
Liberty Mutual is one of the largest property and casualty insurance companies in the United States, providing personal auto, home, commercial, and specialty insurance products to millions of customers globally. Founded in 1912 in Boston, Massachusetts and still headquartered there, Liberty Mutual is a mutual insurance company (owned by policyholders, not public shareholders), which provides financial flexibility in managing through insurance cycles. The company generates approximately $48-50 billion in annual revenue.
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