Worth AI

Emerging

Raised $30M Series A (Mar 2026) led by Fulcrum with Amex Ventures and TTV Capital. 700M+ businesses across 200+ countries. Patented crosswalking engine for SMB onboarding and underwriting.

SMB Identity & Underwriting AI
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Updated April 2026

Company Overview

About Worth AI

Worth AI is a business identity and underwriting intelligence platform that unifies business identity, risk, and financial data for SMB onboarding and credit assessment. The company raised $30 million in Series A financing in March 2026 led by Fulcrum Equity Partners, with American Express Ventures and TTV Capital as co-investors. The platform covers 700 million+ businesses across 200+ countries through a patented crosswalking engine that links disparate business identity records into a comprehensive risk profile.

Business Model & Competitive Advantage

The SMB compliance and onboarding gap is a genuine market failure: banks, fintechs, and enterprise software companies routinely lose 20-40% of SMB applicants in onboarding flows that require extensive manual documentation and review. Worth AI's real-time business identity resolution — linking UCC filings, state business registrations, financial data, and proprietary signals — allows instant automated underwriting decisions that legacy manual review cannot match.

Competitive Landscape 2025–2026

American Express Ventures' participation signals network-level intent: Amex is one of the world's largest SMB payment processors and lenders, and Worth AI's 700M+ business coverage would be directly applicable to Amex's SMB financial services underwriting. Founders Sal Rehmetullah and Suneera Madhani are serial fintech operators with prior exits, providing operational credibility for a platform that addresses a complex data integration challenge.

Revenue
$30M
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Key Differentiators

Emerging Innovator

Worth AI is an emerging player bringing innovative solutions to the Fintech market.

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