Company Overview
About SaveIN
SaveIN is a Gurugram-based healthcare fintech company providing embedded financing solutions — including no-cost EMI (equated monthly installment) payment plans — to patients at the point of care across a network of 7,000+ partner healthcare providers and wellness centers in India, making elective and essential healthcare more financially accessible. Founded in 2020 and backed by Y Combinator with $12+ million raised, SaveIN processed 500,000+ financing applications and achieved ₹7.17 crore in revenue in FY2025 with 250% year-over-year growth.
Business Model & Competitive Advantage
SaveIN's embedded finance model integrates directly with healthcare providers (hospitals, dental clinics, fertility centers, cosmetic surgery practices, wellness centers) at the point where patients face large out-of-pocket costs. When a patient needs a ₹50,000 dental procedure or fertility treatment, SaveIN offers instant approval for 3-12 month no-cost EMI financing at the clinic checkout — improving conversion for healthcare providers while making care financially feasible for patients. The provider network includes both healthcare and wellness categories, recognizing that India's growing middle class is spending on preventive and elective wellness alongside medical care.
Competitive Landscape 2025–2026
In 2025, SaveIN competes in the Indian healthcare financing and BNPL (buy now, pay later) market with Bajaj Finserv Health (the established medical financing leader), Pine Labs (POS financing infrastructure), and CareCredit (US model being adopted in India) for healthcare payment financing. India's healthcare market is large and growing — out-of-pocket health spending is 47% of total health expenditure (versus 11% in the US), creating massive demand for healthcare financing. SaveIN's focus on the provider-embedded model (financing offered at the clinic rather than requiring patients to apply independently) reduces friction and improves approval rates. The 2025 strategy focuses on deepening the provider network density in tier-1 cities, expanding into tier-2 and tier-3 city markets where healthcare financing is even more constrained, and building the insurance integration that connects financing with health insurance gaps.
Open Positions
Reddit Discussions
Key Differentiators
Emerging Innovator
SaveIN is an emerging player bringing innovative solutions to the Healthcare market.
Frequently Asked Questions
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