Company Overview
About Huntington Bancshares
Huntington Bancshares Incorporated is a Columbus, Ohio-based regional bank holding company — publicly traded on the NASDAQ (NASDAQ: HBAN) as an S&P 500 Financials component — providing commercial and consumer banking, mortgage, auto finance, equipment finance, and wealth management services to customers across an 11-state Midwest footprint including Ohio, Michigan, Indiana, Pennsylvania, Kentucky, West Virginia, Colorado, Minnesota, Illinois, Wisconsin, and Wisconsin through approximately 19,000 employees. In fiscal year 2024, Huntington reported net revenues of approximately $7.4 billion and net income of approximately $1.7 billion, as the regional bank benefited from balance sheet repositioning — managing the interest rate sensitivity of its loan and deposit portfolios through the Federal Reserve's 2024 rate cutting cycle — while growing commercial loan originations in its expanded Midwest and Southeast US footprint. CEO Steve Steinour has led Huntington's decade-long expansion from a pure Ohio bank into a 11-state Midwest super-regional through the acquisitions of TCF Financial (Michigan, Minnesota — $6B acquisition in 2021) and Capstone Partners (investment banking boutique), creating a bank with $200+ billion in total assets that competes for middle market and small business banking in the auto industry supply chain, healthcare, government, and technology sectors concentrated in the Midwest. Huntington's "Fair Play Banking" brand positioning (pioneering 24-hour grace period on overdraft fees, Asterisk-Free Checking with no minimum balance, and small business lending commitment) differentiates Huntington from big national banks on consumer-friendly fee policies.
Business Model & Competitive Advantage
Huntington Bancshares' regional bank model creates competitive advantages through deep Midwest community relationships and sector specialization in the automotive supply chain: Huntington's Commercial Banking segment has built a specialization in auto dealer floorplan financing (financing dealer inventory of new vehicles from OEM delivery to consumer sale) that serves hundreds of GM, Ford, Stellantis, and import auto dealers across the Midwest — a relationship-intensive commercial lending product where trust, speed of credit decisions, and inventory management expertise create stickiness that national bank competitors rarely replicate at dealer-relationship depth. The Ohio state university and healthcare system lending relationships (Ohio State University Medical Center, Cleveland Clinic, Nationwide Children's Hospital — Huntington's home market anchor clients) provide anchor commercial banking relationships that drive treasury management, payroll, and employee banking product revenue. Huntington's wealth management segment (Private Client Group) serves affluent Midwest families and business owners through relationship-based investment management, trust services, and succession planning — a growing revenue mix that diversifies beyond spread-income banking into fee-based advisory.
Competitive Landscape 2025–2026
In 2025, Huntington Bancshares competes in Midwest regional banking against Fifth Third Bancorp (NASDAQ: FITB, Cincinnati-based, ~$22B revenue, Midwest regional bank), KeyCorp (NYSE: KEY, Cleveland-based, $7.6B revenue, Midwest and Southeast regional bank), and U.S. Bancorp (NYSE: USB, Minneapolis-based, largest US regional bank) for commercial and industrial loan originations, middle market treasury management contracts, and small business banking relationships in Ohio, Michigan, and the broader Midwest. The 2024 Federal Reserve rate cuts (100 basis points of cuts in Q4 2024) reduced net interest margin pressure as Huntington's floating-rate loan repricing dynamics and deposit beta management navigated the rate environment shift from the 2022-2023 high-rate period. The commercial real estate exposure management (office property stress in major Midwest markets — Columbus, Cleveland, Detroit — from work-from-home persistence) requires ongoing credit quality monitoring in Huntington's CRE portfolio. The 2025 strategy focuses on commercial loan growth in Huntington's target sectors (healthcare, auto supply chain, technology), middle market treasury management share gain, and wealth management fee revenue growth through Private Client Group expansion.
The Huntington Bancshares Story
Founders
Company Timeline
Major milestones in Huntington Bancshares's journey
Leadership Team
Meet the leaders behind Huntington Bancshares
Stephen D. Steinour
Stephen Steinour has led Huntington Bancshares as CEO since January 2009, bringing over 16 years of leadership to the organization. Under his direction, Huntington has transformed into a $223 billion regional bank holding company delivering comprehensive commercial and retail banking, investment management, and insurance services. Steinour has orchestrated major strategic acquisitions including TCF Financial (2021), Veritex Community Bank (2025), and Cadence Bank (2025), significantly expanding Huntington's geographic footprint and market presence. He also serves on the board of Bath & Body Works and as a trustee of The Ohio State University.
Amit Dhingra
Amit Dhingra joined Huntington's executive leadership team in March 2024, overseeing the bank's comprehensive payments strategy and operations. He leads initiatives to modernize payment systems, enhance digital payment capabilities, and deliver innovative payment solutions to retail and commercial customers.
Kendall Kowalski
Kendall Kowalski became CIO and joined the executive leadership team in March 2024, responsible for technology strategy, infrastructure, cybersecurity, and digital innovation. She drives the bank's technology transformation to enhance customer experience and operational efficiency.
Prashant Nateri
Prashant Nateri joined Huntington's executive leadership team in March 2024, overseeing corporate operations, process optimization, and operational excellence initiatives across the organization to support growth and improve efficiency.
Rajeev Syal
Rajeev Syal serves as Chief Human Resources Officer, leading talent acquisition, employee development, compensation and benefits, and culture initiatives for Huntington's nearly 20,000 employees. He champions the bank's commitment to diversity, equity, and inclusion while fostering an environment where employees can thrive.
Open Positions
Reddit Discussions
Key Differentiators
Market Leader
Huntington Bancshares is recognized as a market leader in the Consumer Finance sector, demonstrating strong industry presence and customer trust.
Enterprise Scale
With $7400M in revenue, Huntington Bancshares operates at enterprise scale with proven market validation.
Frequently Asked Questions
Not So Random Others
Campfire
Campfire is a United States-based AI-native enterprise resource planning (ERP) company — backed by Y Combinator (S23) with $38.5 million raised including a $35 million Series A led by Accel in June 20
Abhi
Abhi is a Karachi, Pakistan-based financial wellness and earned wage access platform — backed with $64.1 million in total funding including a $17 million Series A in April 2022 led by Speedinvest with
Abacum
Abacum is an FP&A (Financial Planning and Analysis) automation platform helping finance teams at growth-stage companies build automated financial models, track KPIs in real time, and collaborate on bu
American Express
American Express Company is a New York-based global financial services company — listed on NYSE (NYSE: AXP) and a Berkshire Hathaway top holding — operating a closed-loop payment network that integrat
Arva AI
Arva AI is a financial intelligence company that applies AI to the research and analysis workflows of investment management, helping portfolio managers, analysts, and wealth advisors process market in
Eazipay Inc.
Eazipay is a Lagos-based payroll and payment automation platform enabling Nigerian and African businesses, fintech companies, and embedded finance platforms to process payroll, distribute wages, and m
Compare Huntington Bancshares with Competitors
Side-by-side AI visibility scores, platform breakdown, and market position.
Claim This Profile
Are you from Huntington Bancshares? Claim your profile to see full AI mention excerpts, get weekly visibility change alerts, and optimize how AI systems describe your brand.
Claim Huntington Bancshares Profile →Track AI Visibility in Real Time
Monitor how ChatGPT, Gemini, Perplexity, and Claude mention Huntington Bancshares vs competitors. Get alerts when AI recommendations shift.
Start Free Tracking →