Gravie logo

Gravie

Challenger

Gravie provides employer-sponsored health benefits for small and midsize businesses through its Comfort plan with zero copays and zero deductibles, and ICHRA solutions giving employees individual plan choice.

Best for: Employer Health Benefits
Insurance & RiskEmployer Health BenefitsWebsiteUpdated May 2026

Company Overview

About Gravie

Gravie is a Minneapolis-based health benefits company that redesigns employer-sponsored insurance for small and midsize businesses. Its flagship product, Comfort, is a level-funded health plan offering members zero copays and zero deductibles on 85% of common healthcare services including office visits, specialist care, labs, imaging, generic prescriptions, and mental health services — shifting the focus from catastrophic coverage to everyday healthcare access.

Business Model & Competitive Advantage

Gravie also offers ICHRA (Individual Coverage Health Reimbursement Arrangement) solutions, enabling employers to fund employee health insurance while giving workers the freedom to select their own marketplace plans. Employers using Gravie''s ICHRA save up to 29% on healthcare costs at renewal compared to prior-year plans. The company raised $75 million in a Series E round, reflecting strong growth in the SMB benefits modernization market.

Competitive Landscape 2025–2026

Gravie''s model challenges traditional group health insurance design by prioritizing plan usability and employee engagement over deductible accumulation, making it attractive to employers seeking to provide more meaningful benefits without increasing spend.

Curated content • Fact-checked and verified

Key Differentiators

Strong Challenger

Gravie is an established challenger with significant market presence and competitive offerings in Insurance & Risk.

Frequently Asked Questions

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