Corgi Insurance

Challenger

AI-native full-stack insurance carrier for startups. $108M raised at $630M valuation. Licensed in 49 states. Novel AI Liability product. Y Combinator S24. Founded 2024, SF.

AI-Native Startup Insurance
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Updated April 2026

Company Overview

About Corgi Insurance

Corgi Insurance is a full-stack AI-native insurance carrier for startups, founded 2024 by Nico Laqua and Emily Yuan (Y Combinator S24), headquartered in SF. Underwrites and issues policies directly (not a broker). Offers D&O, Cyber, General Liability plus novel AI Liability (AI Malpractice) product.

Business Model & Competitive Advantage

Early 2026: $108M funding at $630M valuation from YC, Kindred Ventures, Contrary, SV Angel. Licensed in 49 states as carrier and captive reinsurer. ~70 employees.

Competitive Landscape 2025–2026

First AI-native insurer built for startups. End-to-end approach enables faster underwriting and tailored products. Average revenue per customer ~$1,000 annually.

Revenue
$108M
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Key Differentiators

Strong Challenger

Corgi Insurance is an established challenger with significant market presence and competitive offerings in Insurance Tech.

Growth Stage

Corgi Insurance has achieved $108M in revenue, demonstrating strong product-market fit.

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