Side-by-side comparison of AI visibility scores, market position, and capabilities
Vestwell raised $385M Series E in 2026, doubling valuation to $2B; ARR exceeds $200M; serves 500,000+ businesses and 2M+ active savers; powers 401(k), HSA, 529, ABLE, and emergency savings plans for employers, advisors, and financial institutions.
Vestwell is a modern savings platform founded in 2016 by Aaron Schumm and headquartered in New York City. The company provides digital savings infrastructure for employers, financial advisors, payroll providers, and financial institutions — enabling them to offer employees access to a comprehensive suite of savings programs including 401(k) and 403(b) retirement plans, health savings accounts (HSAs), 529 college savings plans, ABLE accounts, and emergency savings programs through a single, unified platform. Vestwell's technology layer simplifies the administration, compliance, and investment management complexity associated with workplace savings programs, making them accessible to businesses of all sizes — including the many small and medium-sized businesses historically underserved by the retirement industry.
Block Inc. (NYSE: SQ) digital banking at 57M MAU generating $16.25B 2024 revenue (half of Block); Bitcoin trading 62% of revenue with Moneybot AI and Lightning Network competing with Venmo and Chime for Gen Z financial services.
Cash App is a San Francisco, California-based digital banking and payments platform — operated by Block, Inc. (NYSE: SQ, formerly Square) — providing 57 million monthly active users with a comprehensive mobile financial services ecosystem including peer-to-peer payments, Cash App Card debit card (24 million users), Bitcoin and fractional stock investing, direct deposit banking, tax filing, and personal loans. In 2024, Cash App generated $16.25 billion in revenue (13.2% year-over-year growth) and processed $282.9 billion in customer inflows — representing half of Block's total revenue with Bitcoin trading comprising 62% of Cash App's revenue stream. Cash App's AI expansion includes Moneybot (an AI-powered financial navigation assistant) and Bitcoin Lightning Network payments using USD balance, with stablecoin support in development. Launched in October 2013 as "Square Cash" by Jack Dorsey and Brian Grassadonia.
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