Soldo vs MANTL
Side-by-side comparison of AI visibility scores, market position, and capabilities
Soldo (London/Rome) provides programmable prepaid Mastercards for distributed teams — field sales, franchise operators — with individual spending rules and centralized oversight; serves European SMBs and mid-market.
About
Soldo is a London and Rome-based business spending company that provides programmable prepaid Mastercard cards and an expense management platform for businesses needing to distribute spending power across teams, departments, or subsidiaries. Companies load funds onto Soldo and assign cards to employees with individual spending rules — category restrictions, single-transaction limits, merchant blocks — giving decentralized spending control with centralized oversight. The platform is particularly suited for businesses with distributed workforces including field sales teams, franchise operators, and multi-location businesses. Soldo integrates with accounting software including Xero and QuickBooks and provides real-time transaction feeds that dramatically reduce reconciliation time. Founded in 2014 with offices in London and Rome, Soldo raised over $180M from investors including Battery Ventures, Accel, and Silicon Valley Bank. The company serves over 30,000 businesses across Europe and competes with Pleo, Spendesk, and Payhawk in the European business spending market.
MANTL was acquired by Alkami for $400M in Feb 2025; prior to acquisition had 112 bank and credit union clients and raised $96M; platform streamlines consumer and commercial account opening.
About
MANTL is a New York-based fintech company that built digital account origination software for banks and credit unions, enabling them to open consumer and commercial deposit accounts digitally in minutes rather than days. The platform integrates with core banking systems (Jack Henry, Fiserv, FIS) and automates KYC, compliance, and funding workflows — giving community and regional financial institutions the digital account opening capabilities of large bank competitors without extensive custom development.
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