Payabli vs Percent

Side-by-side comparison of AI visibility scores, market position, and capabilities

Percent leads in AI visibility (91 vs 44)
Payabli logo

Payabli

EmergingFinTech

Embedded Payments

Embedded payments infrastructure platform enabling software companies to add payment acceptance and monetize transactions without building acquiring infrastructure from scratch.

AI VisibilityBeta
Overall Score
C44
Category Rank
#1 of 1
AI Consensus
63%
Trend
up
Per Platform
ChatGPT
39
Perplexity
54
Gemini
48

About

Payabli is a Miami-based embedded payments infrastructure company founded in 2021 that provides vertical SaaS platforms and software businesses with the full technical and regulatory infrastructure needed to embed payment acceptance into their products and monetize transaction volume. The platform delivers card-present, card-not-present, and ACH payment acceptance alongside merchant onboarding, underwriting, and risk management — the complex payment facilitation components that software companies historically had to build themselves or outsource to a payment facilitator. Payabli operates as a technology layer on top of sponsor banks and card networks, allowing software platforms to become payment facilitators under their own brand while Payabli manages PCI compliance, fraud monitoring, and settlement operations. The company targets vertical software markets including property management, healthcare, field services, and non-profits where the platform provider has the deepest merchant relationships and is best positioned to bundle payments into the software subscription. Revenue sharing models allow Payabli's software partners to earn a percentage of processing fees on every transaction their customers complete. Payabli competes with Stripe Connect, PayFac-as-a-service providers like Infinicept, and Adyen for Platforms in the embedded payments infrastructure market.

Full profile
Percent logo

Percent

LeaderFinance

General

NYC YC W20 private credit investment marketplace with $1B+ in deals funded at up to 20% returns; democratizing institutional private debt access for accredited investors as global private debt fundraising hit $196B in 2024.

AI VisibilityBeta
Overall Score
A91
Category Rank
#28 of 1158
AI Consensus
78%
Trend
stable
Per Platform
ChatGPT
98
Perplexity
90
Gemini
91

About

Percent is a New York City-based private credit investment marketplace — backed by Y Combinator (W20) — providing accredited investors and institutions with access to private credit investment opportunities (asset-backed lending, corporate credit, structured products) that have historically been accessible only to large institutional investors, having facilitated over $1 billion in total deal funding with potential annualized returns of up to 20%. Founded in 2018, Percent operates in the rapidly growing alternative investments market where private debt fundraising reached $196.1 billion globally in 2024, democratizing access to an asset class that represents 50% of asset management industry revenue despite comprising less than 20% of assets under management.

Full profile

AI Visibility Head-to-Head

44
Overall Score
91
#1
Category Rank
#28
63
AI Consensus
78
up
Trend
stable
39
ChatGPT
98
54
Perplexity
90
48
Gemini
91
47
Claude
89
40
Grok
91

Key Details

Category
Embedded Payments
General
Tier
Emerging
Leader
Entity Type
brand
company

Capabilities & Ecosystem

Capabilities

Only Payabli
Embedded Payments
Percent is classified as company.

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