GIMO vs Block
Side-by-side comparison of AI visibility scores, market position, and capabilities
Vietnam YC W22 earned wage access fintech at $6.5M revenue 2024 with 500K workers served; $17.1M Series A Jul 2023 ThinkZone/BK Fund targeting 2.5M underbanked employees competing with MoMo for Vietnam financial inclusion.
About
GIMO is a Ho Chi Minh City, Vietnam-based earned wage access and payroll fintech platform — backed by Y Combinator (W22) with $17.1 million in Series A funding in July 2023 in equity and debt from ThinkZone Ventures and BK Fund — providing Vietnam's underbanked workforce with financial services including earned wage access (EWA), payroll processing, and working capital management, reaching 500,000 Vietnamese workers and generating $6.5 million in revenue in 2024 with a 44-person team. Founded in 2019, GIMO targets 2.5 million underbanked employees by 2025, offering an alternative to predatory payday lending for workers in Vietnam's manufacturing, retail, and services sectors who need access to earned wages before their monthly salary payment date.
San Francisco fintech (NYSE: SQ) added to S&P 500 July 2025; Cash App $5.0B gross profit, Square $3.7B, Afterpay BNPL integration, Jack Dorsey CEO competing with PayPal/Venmo and Stripe for merchant and consumer fintech.
About
Block, Inc. is a San Francisco, California-based financial technology company — publicly traded on the New York Stock Exchange (NYSE: SQ) as an S&P 500 Information Technology component (added to the S&P 500 on July 23, 2025, replacing Hess Corporation) — operating two primary financial platforms: Square (merchant payment processing, point-of-sale hardware, and business banking for small-to-mid-size merchants) and Cash App (peer-to-peer payments, digital banking, stock investing, and Bitcoin transactions for individuals) alongside Afterpay (buy now pay later), Tidal (music streaming), and TBD (decentralized finance), through approximately 12,000 employees. CEO Jack Dorsey (co-founder with Jim McKelvey in 2009 as Square, rebranded to Block in December 2021) leads the company's strategy of building an interconnected ecosystem of financial services that connect individual consumers (Cash App) with merchants (Square) and the broader financial ecosystem. In fiscal year 2024, Block reported gross profit of approximately $8.9 billion, with Cash App generating approximately $5.0 billion in gross profit (+14% year-over-year) driven by Cash App Card, direct deposit adoption, and Cash App Pay, while Square generated approximately $3.7 billion in gross profit (+9%) driven by software and banking products alongside payment processing. Block acquired Afterpay for $29 billion in January 2022 — integrating the Australian buy-now-pay-later platform into both Square (merchant installment offer at checkout) and Cash App (consumer Afterpay integration).
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