Found vs Decimal
Side-by-side comparison of AI visibility scores, market position, and capabilities
Found is a banking and tax platform built for self-employed workers, combining a business account with automated tax tracking, estimated payments, and bookkeeping.
About
Found is a fintech company founded in 2019 that provides an all-in-one banking and tax solution specifically designed for the self-employed, including freelancers, contractors, gig workers, and solo business owners. The platform combines a business checking account and debit card with automated bookkeeping, real-time tax liability tracking, and automatic quarterly estimated tax payments, addressing the administrative burden that disproportionately affects independent workers who manage their own finances without a finance department. Found raised $60M in Series B funding and serves hundreds of thousands of self-employed customers across industries including creative services, consulting, construction, and gig platforms. The company differentiates from general business banking by deeply integrating tax management, helping users understand their tax exposure in real time and set aside appropriate funds automatically. As the independent workforce continues to grow as a share of the economy, Found addresses an underserved segment that traditional banks have historically ignored in favor of W-2 employed consumers.
Tech-enabled bookkeeping pairing dedicated accountants with proprietary automation; flat monthly subscription; founded 2020 in Fishers, Indiana; faster close with full client transparency.
About
Decimal is a Fishers, Indiana-based technology-enabled bookkeeping company that provides small businesses with a dedicated accounting team and a modern software platform for a flat monthly subscription. Founded in 2020, Decimal was built to address the most common frustration of small business owners who have outgrown DIY bookkeeping but find traditional bookkeeping firms slow, expensive, and opaque. Decimal pairs each client with a dedicated bookkeeper and accounting team who are supported by proprietary software that automates routine transaction processing, exception identification, and reporting, allowing the human team to focus on accuracy review, month-end close, and client communication rather than manual data entry.\n\nDecimal's product experience centers on transparency and responsiveness. Clients access their books through a web portal with real-time financial dashboards showing cash position, profit and loss, and accounts receivable and payable balances. The platform includes a communication thread for each question or task, giving small business owners visibility into the status of their bookkeeping without email chains or phone tag. Decimal's pricing model is a flat monthly subscription based on business complexity rather than hours worked, making costs predictable and removing the billing anxiety that characterizes traditional bookkeeping relationships.\n\nDecimal targets small businesses with $500,000 to $10 million in annual revenue that need accurate, timely books and periodic financial guidance but are not yet ready for a full-time accounting hire or a CFO-level engagement. The company operates as a fully remote team and serves clients across the United States in industries including professional services, e-commerce, retail, and service businesses. Decimal competes with Bench, Pilot, and Botkeeper in the technology-enabled bookkeeping market, differentiating on its dedicated team model, the quality of its software-plus-human integration, and its Midwestern operational roots that keep its cost structure competitive.
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