Checkout.com vs Stark Bank
Side-by-side comparison of AI visibility scores, market position, and capabilities
Enterprise global payment platform processing for Deliveroo, Klarna, and Grab; 150+ currencies, direct bank connections for high authorization rates at scale.
About
Checkout.com is a global payment processing platform providing enterprise-grade payment APIs, gateway, and acquiring services for large-scale merchants and platforms. Founded in 2012 and headquartered in London, Checkout.com serves some of the world's largest digital commerce companies including Grab, Deliveroo, Klarna, and Pizza Hut with a global payments infrastructure covering 150+ currencies and 45+ countries. The company became Europe's most valuable fintech company at a $40 billion valuation in January 2022.
São Paulo Brazil YC W20 open banking API at 155B BRL ($31B) payments 2023 with 3x YoY growth and doubled net income; $58.2M total ($45M Ribbit/Bezos Series B 2022) serving Gol/Localiza/QuintoAndar competing for Brazil fintech infrastructure.
About
Stark Bank is a São Paulo, Brazil-based open banking API platform and digital business bank — backed by Y Combinator (W20) with $58.2 million in total funding including a $45 million Series B in April 2022 led by Ribbit Capital with Lachy Groom and Bezos Expeditions (Jeff Bezos's personal investment vehicle) — providing companies with payment processing infrastructure, banking APIs, and financial services built on Brazil's open banking framework. In 2023, Stark Bank processed 155 billion reais ($31 billion USD) in payments (3x year-over-year growth), doubled net income to 71.5 million reais, and serves 600+ enterprise clients including Gol Airlines, Localiza, Ultragaz, Loft, and QuintoAndar. Founded in 2018 by Rafael Stark.
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