Chariot vs Zeffy

About

Chariot is a nonprofit payment network that connects donors to their Donor-Advised Fund (DAF) balances directly within nonprofit donation flows — using embedded DAFpay technology that allows nonprofits to accept DAF contributions without requiring donors to initiate a separate grant request from their sponsoring organization (Fidelity Charitable, Schwab Charitable, etc.). Founded in 2022 and backed by $11 million in Series A funding from Maveron, Y Combinator, and Spark Capital, Chariot addresses the friction that has historically made DAF giving slow and complex for donors and nonprofits alike.\n\nChariot's DAFpay button embeds in a nonprofit's existing donation checkout — donors select "DAF" as a payment method, authenticate with their DAF provider, and initiate a grant directly from their DAF account to the nonprofit in a streamlined flow similar to PayPal or credit card payments. This eliminates the manual process donors previously used (logging into their DAF portal separately, searching for the nonprofit, submitting a grant request, waiting for processing). In 2024, nonprofits using Chariot more than doubled their DAF revenue, with smaller organizations increasing their DAF revenue share to 15% — a 143% increase.\n\nIn 2025, Chariot operates in the rapidly growing DAF giving market — Donor-Advised Funds now hold over $250 billion in assets and represent one of the fastest-growing forms of charitable giving in the United States, but historically much of that money sits in DAF accounts rather than flowing to nonprofits. Chariot competes with DonorSearch, Double the Donation, and payment platforms adding DAF support for nonprofit donation optimization tools. The embedded DAFpay technology creates network effects as more nonprofits adopt it and more donors see DAF as a first-class giving option. The 2025 strategy focuses on growing nonprofit adoption across the US charitable sector and building DAF provider partnerships.