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Carrum Health connects self-insured employers with Centers of Excellence (COE) hospital systems through bundled payment surgical care arrangements; raised $45M Series B in 2022;
Carrum Health is a San Francisco-based healthcare technology company founded in 2014 by Sach Jain. It operates a value-based care platform that connects self-insured employers directly with a curated national network of Centers of Excellence (COE) — high-quality regional hospital systems and surgical facilities — through bundled payment arrangements for elective and complex surgical procedures. Rather than routing employees through standard in-network insurance plans where surgical quality varies widely, Carrum's model steers patients to top-performing surgical centers, covers travel costs when necessary, and eliminates employee out-of-pocket costs entirely for covered procedures.
Zocdoc is a patient appointment booking marketplace that lets patients find and book in-network doctors in real time, with insurance verification and same-day availability filters.
Zocdoc operates a two-sided marketplace connecting patients with physicians, dentists, and mental health providers who accept their specific insurance and have real-time appointment availability. Patients can filter by specialty, insurance plan, location, and next available appointment, then book online in seconds — eliminating the phone-tag and hold-time historically required to schedule care. The platform verifies insurance acceptance in real time and sends automated reminders to reduce no-shows.
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