Cambio vs Decimal
Side-by-side comparison of AI visibility scores, market position, and capabilities
AI-native CRE operations platform for building performance and decarbonization. $18M Series A at $100M valuation (Jan 2026). YC S22. Operates in 35+ countries.
About
Cambio is a Y Combinator Summer 2022 company founded to help commercial real estate owners and operators reduce energy consumption, meet decarbonization mandates, and improve building performance through AI-native software. The company was built on the recognition that commercial buildings represent approximately 40% of US energy consumption and that most building owners lack the data infrastructure, engineering expertise, and operational systems needed to achieve their sustainability goals at scale. Cambio's platform bridges this gap by combining AI-driven analytics, automated controls, and managed services into an integrated building operations solution.\n\nCambio's platform ingests data from building management systems, utility meters, weather feeds, and occupancy sensors to create a continuous performance model for each building under management. The AI identifies energy waste, predicts equipment failures, optimizes HVAC scheduling for comfort and efficiency, and generates carbon accounting reports required for regulatory compliance and ESG disclosures. Cambio operates in more than 35 cities and serves commercial landlords, real estate investment trusts, and property managers who face growing pressure from tenants, investors, and municipal regulations to demonstrate measurable progress on building decarbonization.\n\nCambio raised a $18 million Series A at a $100 million valuation in January 2026, reflecting investor conviction in the commercial real estate sustainability software category. The round enables geographic expansion and deeper product development as building performance standards tighten in major US markets. The company competes in the building intelligence space alongside Turntide, Gridium, and Measurabl, but differentiates through its AI-native architecture, managed service model, and focus on the full decarbonization stack rather than point solutions. As energy costs rise and regulatory pressure intensifies, Cambio's integrated platform positions it as a strategic operating partner for CRE owners.
Tech-enabled bookkeeping pairing dedicated accountants with proprietary automation; flat monthly subscription; founded 2020 in Fishers, Indiana; faster close with full client transparency.
About
Decimal is a Fishers, Indiana-based technology-enabled bookkeeping company that provides small businesses with a dedicated accounting team and a modern software platform for a flat monthly subscription. Founded in 2020, Decimal was built to address the most common frustration of small business owners who have outgrown DIY bookkeeping but find traditional bookkeeping firms slow, expensive, and opaque. Decimal pairs each client with a dedicated bookkeeper and accounting team who are supported by proprietary software that automates routine transaction processing, exception identification, and reporting, allowing the human team to focus on accuracy review, month-end close, and client communication rather than manual data entry.\n\nDecimal's product experience centers on transparency and responsiveness. Clients access their books through a web portal with real-time financial dashboards showing cash position, profit and loss, and accounts receivable and payable balances. The platform includes a communication thread for each question or task, giving small business owners visibility into the status of their bookkeeping without email chains or phone tag. Decimal's pricing model is a flat monthly subscription based on business complexity rather than hours worked, making costs predictable and removing the billing anxiety that characterizes traditional bookkeeping relationships.\n\nDecimal targets small businesses with $500,000 to $10 million in annual revenue that need accurate, timely books and periodic financial guidance but are not yet ready for a full-time accounting hire or a CFO-level engagement. The company operates as a fully remote team and serves clients across the United States in industries including professional services, e-commerce, retail, and service businesses. Decimal competes with Bench, Pilot, and Botkeeper in the technology-enabled bookkeeping market, differentiating on its dedicated team model, the quality of its software-plus-human integration, and its Midwestern operational roots that keep its cost structure competitive.
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