At-Bay vs Curacel
Side-by-side comparison of AI visibility scores, market position, and capabilities
Active cyber and tech E&O insurance combining security scanning with incident response; scans policyholders' attack surfaces throughout the policy period to prevent losses before claims.
About
At-Bay is a San Francisco-based cyber insurance provider that uses continuous, technology-driven risk assessment to underwrite and manage cyber liability policies. The company scans insured businesses' external attack surfaces throughout the policy period, monitoring for vulnerabilities like unpatched software, misconfigured services, and new threat indicators, and proactively contacts policyholders with specific remediation guidance before a breach occurs. At-Bay also offers tech E&O and executive lines coverage and serves businesses ranging from SMBs to mid-market enterprises. The company's data-driven underwriting model allows it to price risk more accurately and sustainably than traditional insurers relying on static application data. Founded in 2016 with offices in San Francisco and Tel Aviv, At-Bay raised over $300M from investors including Lightspeed Venture Partners, ION Crossover Partners, and Munich Re Ventures. It competes with Coalition, Cowbell Cyber, and incumbent cyber insurers.
African insurtech AI automating claims processing with 70%+ faster cycles across 20 insurers in 8 markets; $5M from YC, Tencent, and Google processing $100M+ in claims for 5,000+ service providers.
About
Curacel is a Lagos-based AI-powered insurance technology platform automating claims management, fraud detection, and embedded insurance infrastructure for African insurers and distributors — processing $100+ million in claims annually across 20 insurance company partners and 5,000+ healthcare and vehicle service providers in eight African markets. Founded and backed by Y Combinator, Tencent, and Google with $5 million raised, Curacel's AI reduces insurance claims processing cycles by 70%+ and enables insurers to handle 10x more claims with the same staff.
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