Stash

2

Stash is a personal finance app with 6M+ customers; offers fractional stock investing, banking, and retirement accounts; raised $427M total; targets first-time retail investors.

Updated April 2026
Customers
6M

Brand Intelligence Graph

Capabilities
Personal Investing

Company Overview

About Stash

Stash is a New York-based personal finance platform founded in 2015 by Brandon Krieg and Ed Robinson. The company is designed to democratize investing for everyday Americans who are new to building wealth, offering fractional share investing, banking with a debit card, retirement accounts (IRA), and automated portfolio management under one app. Stash has raised approximately $427 million from investors including LendingClub, Union Square Ventures, and Owl Rock Capital, and has grown to serve over 6 million customers.

Business Model & Competitive Advantage

The platform operates on a subscription model — Stash Growth at $3/month and Stash+ at $9/month — rather than charging per-trade commissions. This structure includes access to all investment accounts, banking features, and educational content. A key differentiator is Stock-Back rewards, where users earn fractional shares of companies when they shop with their Stash debit card, directly linking everyday spending to investment activity.

Competitive Landscape 2025–2026

Stash targets millennials and Gen Z consumers who are beginning their financial journey, offering an educational layer alongside its financial tools. The app breaks down investing concepts into beginner-friendly language and curates investment themes to help users build portfolios aligned with their values and interests. Stash competes with Robinhood, Acorns, and SoFi in the retail investing space, and differentiates through its integrated banking-and-investing model and focus on financial literacy.

Revenue
$427M
Customers
6M
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Key Differentiators

Growth Stage

Stash has achieved $427M in revenue, demonstrating strong product-market fit.

Massive User Base

Trusted by 6M worldwide, demonstrating broad market appeal and proven reliability.

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