Company Overview
About Revfin
Revfin is a Delhi NCR-based financial technology company founded in 2018 by Sameer Aggarwal that specializes in digital lending for electric vehicle purchases, with a focus on underserved and thin-file borrowers. The company uses unconventional underwriting approaches — including biometrics, psychometric profiling, and gamification-based assessments — to evaluate creditworthiness for individuals who lack traditional credit histories, enabling access to EV financing for two-wheeler and three-wheeler operators, small fleet owners, and commercial drivers across India.
Business Model & Competitive Advantage
Revfin raised $14 million in a Series B round led by Omidyar Network India, with participation from the Asian Development Bank, Companion Capital Limited, and existing investors including Green Frontiers Capital and LC Nueva. The company also secured $5 million in debt financing from the US International Development Finance Corporation (DFC). As of late 2024, Revfin had disbursed more than INR 1,000 crore ($120 million) in loans across more than 85,000 electric vehicles spanning 25 Indian states, with approximately 85% of disbursals going to underserved individuals. A partnership with Bajaj Auto, announced in August 2024, strengthened Revfin's position in the high-speed electric three-wheeler segment. The company also took over 15,000 electric vehicles operating on SUN Mobility's platform in September 2024.
Competitive Landscape 2025–2026
Revfin operates at the intersection of three of India's largest policy priorities — financial inclusion, EV adoption, and clean mobility — making it strategically well-positioned as the Indian government continues to incentivize electric vehicle adoption and as the EV two- and three-wheeler market rapidly expands. The company's differentiated underwriting capability and growing OEM partnerships create compounding advantages in a market where traditional lenders have historically underserved commercial EV operators.
Frequently Asked Questions
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