FINN logo

FINN

Leader

FINN secured €1B ABS financing in February 2025 to expand its fleet; ARR exceeds €200M with ~40,000 active subscriptions; raised €100M Series C at €600M+ valuation;

Best for: Flexible Car Subscription ServiceMarket leader
73
AI Score
Grade B
AI Visibility Score (Beta)
Automotive & TransportationFlexible Car Subscription ServiceWebsiteUpdated October 2026

Company Overview

About FINN

FINN is a German car subscription company founded in 2019 by Maximilian Wühr and Hüseyin Dursun and headquartered in Munich. The platform offers fully flexible, all-inclusive car subscriptions for terms of 1 to 24 months — covering vehicle use, insurance, registration, maintenance, and roadside assistance in a single monthly fee with no long-term commitment. This model positions FINN between traditional car ownership (which requires large upfront capital and multi-year financing) and car rental (which is priced for short-term use), targeting consumers who want new-car access with full flexibility and no administrative burden.

Business Model & Competitive Advantage

FINN raised €100M in a Series C in January 2024 at a valuation exceeding €600M ($658M), with investors including Picus Capital and HV Capital. In February 2025, FINN closed a €1B asset-backed security (ABS II) financing program — backed by banks including Citi and Jefferies — to fund fleet expansion and accelerate growth in Germany and across Europe. The ABS structure, which uses FINN's vehicle fleet as collateral, provides capital-efficient financing for fleet acquisition without diluting equity. Annual recurring revenue exceeds €200M with approximately 40,000 active subscribers, and FINN is preparing for a future IPO, having appointed a new CFO focused on public-market readiness.

Competitive Landscape 2025–2026

FINN operates primarily in Germany, its home market, where car culture remains strong but urban and younger demographics are increasingly open to subscription and flexible mobility models. The company is building toward broader European expansion, using the ABS II facility as the funding foundation for new national fleet deployments. FINN's subscription model is particularly attractive for electric vehicles — enabling consumers to experience EVs without committing to a purchase during a period of rapid battery and range technology development.

Founded
2019
Headquarters
Munich
Curated content • Fact-checked and verified

Key Differentiators

Market Leader

FINN is recognized as a market leader in the Automotive & Transportation sector, demonstrating strong industry presence and customer trust.

Frequently Asked Questions

Estimated Visibility Trend (Beta)

Simulated 8-week rolling score

73
→ Stable

Based on estimated brand signals. Historical tracking coming soon.

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