10x Banking logo

10x Banking

Challenger

10x Banking's SuperCore cloud-native platform powers Westpac, Chase UK, and Old Mutual; raised $45M led by BlackRock and JP Morgan in January 2024; launched Meta Core and new AI capabilities in 2025 to accelerate bank modernization.

Best for: Cloud-Native Core Banking Platform
54
AI Score
Grade C
AI Visibility Score (Beta)
Financial ServicesCloud-Native Core Banking PlatformWebsiteUpdated September 2026

Company Overview

About 10x Banking

10x Banking is a financial technology company founded in 2016 by former Barclays CEO Antony Jenkins and headquartered in London, UK. The company provides a cloud-native core banking platform — its SuperCore and Meta Core products — that enables banks to replace or augment legacy core systems with a modern, event-driven, API-first architecture. Unlike traditional core banking vendors (Temenos, FIS, Finastra), 10x Banking's platform is built entirely on the cloud from the ground up, supporting real-time data processing, configuration-based product building, and horizontal scalability across retail, SME, and corporate banking segments.

Business Model & Competitive Advantage

10x Banking raised $45M in January 2024 in a round led by BlackRock and J.P. Morgan — two of its key bank partners — reflecting strategic alignment between the technology provider and its institutional customers. The platform powers Westpac (Australia's oldest bank), Chase UK (J.P. Morgan's UK neobank), and Old Mutual's OM Bank (Africa's second-largest financial services group). In 2025, 10x Banking unveiled its Meta Core — a new category of core banking system designed to bridge the gaps between outdated legacy cores and modern cloud-native neo cores — and launched new AI capabilities to accelerate transformation, improve operational efficiency, and enhance bank decision-making.

Competitive Landscape 2025–2026

10x Banking is certified as a B Corporation, reflecting its commitment to responsible business practices. The company operates offices in London, Sydney, and Singapore, with deployment engagements spanning Europe, Australia, Asia, and Africa. Banking products built on the 10x platform serve millions of end customers globally, positioning 10x Banking as a credible alternative to both tier-1 legacy vendors and newer SaaS core banking providers.

Founded
2016
Headquarters
London, UK
Curated content • Fact-checked and verified

Key Differentiators

Strong Challenger

10x Banking is an established challenger with significant market presence and competitive offerings in Financial Services.

Frequently Asked Questions

Estimated Visibility Trend (Beta)

Simulated 8-week rolling score

54
→ Stable

Based on estimated brand signals. Historical tracking coming soon.

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