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Embedded financial products platform for companies to build savings accounts and debit cards. San Jose CA, focuses on non-fintech companies embedding financial products into vertical SaaS.
Productfy is an embedded financial products platform that enables non-fintech companies — vertical SaaS businesses, marketplaces, and consumer apps — to add savings accounts, debit cards, and payment features to their existing products. Founded in 2019 and headquartered in San Jose, California, Productfy targets the segment of the embedded finance market where the primary customer is not building a fintech product but rather adding financial capabilities to a non-financial software platform.\n\nProductfy's platform provides pre-built financial product modules covering savings and checking accounts, debit card issuance, money transfers, and direct deposit features. Companies integrate these modules through APIs and white-label them under their own brand, allowing them to offer financial products to their existing user base without the operational complexity of setting up their own bank partnerships. Productfy handles KYC, compliance, and bank sponsorship behind the scenes.\n\nProductfy focuses particularly on vertical SaaS companies in sectors like healthcare, gig economy, and property management that have captive user bases with relevant financial needs. For example, a property management platform might offer landlords a business account and debit card through Productfy, or a gig economy platform might offer workers instant payout to a Productfy-powered wallet. This embedded finance model creates new revenue streams for SaaS companies and increases platform stickiness by adding financial utility to existing products.
Adept AI raised $415M to pioneer computer-use AI agents; its core research and agent team moved to Amazon in 2024 in a landmark talent acquisition while the company continues developing ACT-1 for enterprise automation.
Adept AI was founded in 2022 by a team of former OpenAI, DeepMind, and Google Brain researchers to build AI that can take actions on computers — navigating software interfaces, filling forms, and executing multi-step workflows in any application. Its ACT-1 model demonstrated the ability to control web browsers and desktop applications through natural language instructions, pioneering the computer-use agent paradigm that Anthropic later commercialized with Claude's computer use feature.
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