ChatGPT

Perplexity

Gemini

Claude

Grok

PayPal is a smart and secure way to shop in-store and online, earn cash back on brands you love, send money to friends and much more.

SAVE OFFERS IN THE APP
Get cash back offers from brands you love.

The PayPal business app is the best app available to send invoices, track sales, and manage your money for merchants with businesses of all sizes. This app takes on the role of business manager for yo

The PayPal Prepaid Mobile App lets you manage every aspect of your account wherever you are, whenever you need it. That means it’s easy to do things like:

•	Transfer funds instantly from your PayPal 

Fostering an inclusive environment that cultivates belonging and enables all employees to thrive as their authentic selves

Inclusion

Embracing a growth mindset and continuously developing new solutions to transform digital commerce

Innovation

Working together across teams and geographies to drive collective success and better serve customers

Collaboration

Supporting employee well-being through comprehensive benefits and work-life balance initiatives

Wellness

PayPal is a global digital payments platform that enables individuals and businesses to send and receive money electronically. With 434 million active accounts and $1.68 trillion in payment volume, PayPal revolutionizes commerce through innovative payment solutions including PayPal, Venmo, and Braintree.

“PayPal has demanded that we monitor data traffic as well as customers’ files”

Thinking of Selling on eBay using Paypal? Think Again

PayPal forces buyer to destroy $2500 pre-WWII antique violin in dispute

“We found PayPal vulnerabilities and PayPal punished us for it”

PayPal to allow cryptocurrency buying, selling and shopping on its network

Alex Chriss

President and Chief Executive Officer

Jamie Miller

Chief Financial Officer

Dan Schulman

Former CEO (2015-2023)

PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers; it serves as an electronic alternative to traditional paper methods such as checks and money orders. The company operates as a payment processor for online vendors, auction sites and many other commercial and company users. Established in 1998 as Confinity, PayPal went public through an IPO in 2002. It became a wholly owned subsidiary of eBay later that year, valued at $1.5 billion. In 2015, eBay spun off PayPal to its shareholders, and PayPal became an independent company again. The company was ranked 143rd on the 2022 Fortune 500 of the largest United States corporations by revenue. Since 2023, PayPal is a member of the MACH Alliance.

American worldwide online payments system

PayPal: Digital Payment Platform

PayPal 400M+ Accounts Online Transactions Venmo Cryptocurrency

From Confinity eBay to Payment Standard

PayPal serves users as digital payment platform enabling online transactions for 400M+ accounts, following 1998 Confinity creation before eBay acquisition

The flagship digital payment platform enabling consumers and businesses to send and receive money securely online without sharing financial information. In 2024, PayPal launched a completely redesigned checkout experience with AI-driven personalization to speed up transactions and improve merchant conversion rates.

PayPal Checkout

A peer-to-peer mobile payment service popular among younger users for splitting bills, paying friends, and social payments. Venmo processed over $400 billion in payment volume in 2024 with 10% quarterly growth, and introduced enhanced business profiles to help small businesses be discovered.

Venmo

An enterprise payment processing platform serving major platforms, marketplaces, and software companies with comprehensive payment solutions including credit cards, digital wallets, and alternative payment methods. Braintree powers payments for companies like Uber, Airbnb, and DoorDash.

Braintree

A dramatically faster and smarter guest checkout experience launched in 2024 that accelerates the checkout process for consumers who don't have PayPal accounts, helping merchants convert more transactions.

Fastlane by PayPal

An AI-powered feature introduced in 2024 that provides customers with personalized product recommendations from merchants in their receipts, helping drive repeat purchases and customer loyalty.

Smart Receipts

Comprehensive payment processing, invoicing, and business management tools for merchants of all sizes, including fraud protection, seller protection, and integration with major e-commerce platforms.

PayPal Business Solutions

Business financing solutions that provide small businesses with access to capital based on their PayPal sales history, with no fixed payment schedule and automatic repayment from future sales.

PayPal Working Capital

PayPal announced full year 2024 revenue of $31.8 billion (up 7%), 434 million active accounts, $1.68 trillion in payment volume, and $6.8 billion in free cash flow. The board authorized a new $15 billion stock repurchase program and the company plans approximately $6 billion in repurchases for 2025.

PayPal Reports Strong Fourth Quarter and Full Year 2024 Results

PayPal expanded its global partnership with Fiserv to provide businesses with seamless integration of Fastlane by PayPal, accelerating guest checkout flows and improving merchant conversion rates across the U.S. market.

PayPal Expands Strategic Partnership with Fiserv to Streamline Checkout Experiences

PayPal announced six major innovations including a redesigned checkout experience, Fastlane guest checkout, Smart Receipts with AI-personalized recommendations, an advanced offers platform, a reinvented consumer app, and enhanced Venmo business profiles to help small businesses be discovered.

PayPal and Venmo Unveil Six New Innovations to Revolutionize Commerce

One year into his tenure, CEO Alex Chriss outlined PayPal's strategic transformation focused on innovation, product adoption, partnerships, and operational efficiency. The company aims to revive growth in branded checkout products while competing with big tech and maintaining market leadership.

PayPal CEO Alex Chriss Outlines Strategic Vision for Growth

Mastercard Agent Pay will integrate with PayPal's wallet to expand and scale agent-driven transactions for consumers and businesses globally, enhancing cross-border payment capabilities and financial inclusion.

PayPal Partners with Mastercard to Expand Agent-Driven Transactions

Strategic partnerships with Wix, Cymbio, Commerce, and Shopware will allow PayPal's tens of millions of merchants to be seamlessly discoverable in AI platforms including Perplexity and ChatGPT, helping connect consumers to businesses through conversational commerce.

PayPal Merchants to Be Discoverable in ChatGPT and AI Platforms

PayPal sold its returns management business Happy Returns to UPS for $465 million, generating a meaningful profit and allowing the company to focus on core payment processing and innovation initiatives.

PayPal Divests Happy Returns to UPS for $465 Million

'March to independence': Christine Lagarde wants EU to ditch Visa, Mastercard for own platform - “Visa, MasterCard, PayPal and Alipay are all controlled by American or Chinese companies. We should make sure there is a European offer.”

PayPal and Stripe too

PayPal shares CLOBBERED in premarket. wow!

Delete PayPal. Use Revolut/Skrill/Wise or your local bank.

PayPal killing off cashback rewards redemption in August

PayPal accidentally gave me $7,000 for free

With the death of PayPal debit, what's your plan for Wal-Mart spend? If you shop there

[Notice] PayPal Payments

PayPal never again

PayPal is unusable anymore

paypal

CreditCards

europe

whennews

wallstreetbets

BuyFromEU

NovelAi

PayPal Holdings, Inc.

Max Levchin, Peter Thiel, and Luke Nosek founded Confinity in Palo Alto, California, initially focused on security software for handheld devices before pivoting to digital payments.

Confinity Founded

Elon Musk founded X.com as an online financial services company, investing $12 million from his Zip2 sale to build a digital bank.

X.com Launched by Elon Musk

Confinity launched the first version of its electronic payment system under the PayPal brand.

First PayPal Payment System Launched

Confinity merged with Elon Musk's X.com to create a combined digital payments powerhouse, experiencing explosive growth from 12,000 to 2.7 million accounts within eight months.

Confinity and X.com Merger

Peter Thiel replaced Elon Musk as CEO of the merged X.com/Confinity company following strategic disagreements about the money transfer business.

Peter Thiel Becomes CEO

X.com officially renamed itself PayPal, embracing the brand name that had become synonymous with its digital payment service.

Company Renamed PayPal

PayPal went public on NASDAQ under ticker PYPL at $13 per share, generating over $61 million in the initial public offering.

PayPal IPO

eBay acquired PayPal for $1.5 billion in eBay stock, recognizing its strategic importance to the growth of online commerce and auction payments.

eBay Acquires PayPal

PayPal acquired the VeriSign payment solution to provide enhanced security support for transactions.

VeriSign Payment Solution Acquisition

PayPal announced a strategic partnership with MasterCard, leading to the development and launch of the PayPal Secure Card service.

MasterCard Partnership

PayPal acquired Braintree for $800 million, gaining enterprise payment processing capabilities and the Venmo peer-to-peer payment platform.

Braintree Acquisition

PayPal became an independent publicly traded company, separating from eBay to pursue its own growth strategy. Dan Schulman became CEO of the independent company.

PayPal Spins Off from eBay

Alex Chriss, former Intuit executive, took over as CEO from Dan Schulman to lead PayPal's next phase of transformation and innovation.

Alex Chriss Becomes CEO

PayPal unveiled six major innovations including Fastlane checkout, Smart Receipts, enhanced Venmo business profiles, and advanced AI-driven personalization for merchants and consumers.

Six New AI-Driven Innovations Announced

PayPal reported strong full-year results with revenue of $31.8 billion (up 7%), 434 million active accounts, $1.68 trillion in payment volume, and $6.8 billion in free cash flow. The board authorized a new $15 billion stock repurchase program.

Full Year 2024 Results: $31.8B Revenue

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Voice AI for home services - voice-first AI agents handling phone calls and admin work for craftsmen in Germany

Hey New York Times: a causal loop diagram is not a PowerPoint fail (2013)

Hey Google, tell me something good

Hey developers - tell us what motivates you

Hey HN: Tell us what you want in your AI Database?

Daniel Grittner

Christopher Grittner

AI phone answering, appointment scheduling, and quote generation

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