ChatGPT

Perplexity

Gemini

Claude

Grok

Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App built for both personal and business customers. 

Access your Account Conveniently 
• See avai

Introducing the M&T CentreSuite mobile app!

For M&T Commercial Card Client Use Only. This app is accessible to existing users of the M&T CentreSuite online card and expense management system.

M&T Ce

Introducing the M&T Treasury Center mobile app!

This application is only for Commercial and Business Banking clients who are subscribed to Treasury Center services. It will not allow access to person

Treating others with respect and doing the right thing, even when nobody is watching, building trust through ethical conduct in all business relationships and maintaining the highest standards of honesty.

Integrity

Never stopping learning, encouraging new ways of doing things, and embracing and adapting to change to better serve customers and communities in an evolving financial landscape.

Curiosity

Being open and honest in all communications, seeking and sharing feedback constructively to build stronger relationships with colleagues, customers, and stakeholders.

Candor

Understanding what's important to customers and communities, taking responsibility for delivering exceptional service and making decisions that create long-term value for all stakeholders.

Ownership

Supporting civic, cultural, health and human service organizations with over $67.4 million contributed to 4,200+ nonprofits in 2024, earning the highest CRA rating on every exam since 1982.

Community Commitment

M&T Bank Corporation is a leading regional bank headquartered in Buffalo, New York, providing commercial, retail, and wealth management services across 12 states and Washington D.C. through over 1,000 branches with $211 billion in total assets.

René F. Jones

Chairman & Chief Executive Officer

Daryl Bible

Chief Financial Officer

Peter D'Arcy

Head of Commercial Banking

Eric Feldstein

Head of Retail and Business Banking

Michael Wisler

Chief Information Officer

M&T Bank Corporation is an American bank holding company headquartered in Buffalo, New York. It operates 940+ branches in 12 states and Washington D.C. across the Eastern United States, from Maine to Virginia. Until May 1998, the bank's holding company was named First Empire State Corporation. M&T Bank has been profitable in every quarter since 1976. Along with Northern Trust, M&T was one of two banks in the S&P 500 not to lower their dividends during the 2008 financial crisis. The bank owns the Buffalo Savings Bank building in downtown Buffalo, Bridgeport Center in Bridgeport, Connecticut, and the M&T Tech Hub in the Seneca One Tower. It also sponsors M&T Bank Stadium, home of the Baltimore Ravens, as well as M&T Bank Auditorium and M&T Bank Atrium of the University at Buffalo. M&T Bank is the official bank of the Buffalo Bills in Western New York and of their home Highmark Stadium in Orchard Park.

Comprehensive commercial banking including lending and leasing, letters of credit, deposit products, cash management, and treasury management services designed to optimize cash flow and protect against fraud for organizations of all sizes across 12 states.

Commercial Banking Services

Strategic investment banking services through M&T Securities, providing debt and equity capital markets solutions, M&A advisory, and private placements for corporate clients seeking sophisticated financial advisory and capital raising services.

M&T Securities Investment Banking

Extensive retail banking network with over 1,000 branches and 2,200 ATMs spanning 12 states and Washington D.C., offering deposit accounts, automobile and recreational finance loans, home equity products, credit cards, residential mortgages, and digital banking platforms.

Retail Banking & Branch Network

Dedicated small business banking services including business loans, cash management, payroll services, direct deposit, merchant services, and business checking and savings accounts tailored to entrepreneurs and growing businesses.

Small Business Banking

Global wealth management, private banking, investment management, and fiduciary services through Wilmington Trust subsidiary. Offers family office services, personal trust, planning and advisory, and asset management for high-net-worth clients, corporations, and institutions.

Wilmington Trust Wealth Management

Comprehensive residential mortgage lending, home equity loans and lines of credit, and real estate financing solutions delivered through branch network and specialized mortgage advisors across all markets.

Mortgage and Home Equity Products

Modern digital banking platforms enabling customers to manage accounts, transfer funds, pay bills, deposit checks remotely, and access banking services 24/7 through web and mobile applications with robust security features.

Digital and Mobile Banking

M&T Bank reported quarterly net income of $681 million or $3.86 diluted EPS and full-year net income of $2.59 billion or $14.64 diluted EPS for 2024. The bank's CET1 capital ratio increased for the seventh consecutive quarter to 11.67%, and M&T repurchased $200 million of common stock in Q4 2024.

M&T Bank Reports Full Year 2024 Results with $2.59 Billion Net Income

M&T Bank Corporation completed its acquisition of People's United Financial, Inc., creating a combined company with approximately $200 billion in assets covering 12 states from Maine to Virginia plus Washington D.C. The all-stock transaction valued at approximately $7.6 billion represents M&T's first major acquisition since 2015.

M&T Bank Completes Acquisition of People's United Financial

M&T Bank reported solid Q1 2025 results characterized by strong net interest margin of 3.66%, up from 3.58% in Q4 2024, and disciplined capital allocation with $662 million in share repurchases. The bank demonstrated continued asset quality improvement and operational excellence across all business segments.

M&T Bank Reports Strong First Quarter 2025 Results

M&T Bank's CET1 capital ratio increased to an estimated 11.67% at December 31, 2024, representing a 13 basis-point increase from 11.54% at September 30, 2024. This marks the seventh consecutive quarter of capital ratio improvement, demonstrating strong capital generation and disciplined risk management.

M&T Bank Capital Position Strengthens for Seventh Consecutive Quarter

M&T Bank completed the acquisition of Hudson City Bancorp, originally announced in August 2012. The transaction added approximately $19 billion in loans and expanded M&T's franchise by 135 branches across New Jersey (97 branches), downstate New York (29 branches), and Connecticut (9 branches), along with 123 ATMs.

M&T Bank Completes Hudson City Bancorp Acquisition

M&T Bank marked one year since completing the acquisition of Connecticut-based People's United Financial, with leadership expressing satisfaction with integration results and the combined franchise's performance across the expanded 12-state footprint.

M&T Bank Celebrates One Year Since People's United Acquisition

M&T Bank was recognized as a Best Place to Work for LGBTQ employees, reflecting the bank's long-standing commitment to diversity and inclusion dating back to the founding of its Diversity & Inclusion Council in 2003 and the participation of over 6,000 employees in Employee Resource Groups.

M&T Bank Recognized as Best Place to Work for LGBTQ Employees

M&T BANK CORP

Pascal Paoli Pratt and Bronson Case Rumsey founded Manufacturers and Traders Bank on August 29 in Buffalo, New York with $200,000 in capital to serve the financing needs of the city's growing manufacturing sector. The bank opened at Two East Swan Street, paying $1,200 annual rent.

Manufacturers and Traders Bank Founded

Just four months after opening, Manufacturers and Traders Bank declared its first dividend on January 1, 1857, demonstrating the soundness of its business model and establishing a tradition of financial stability and shareholder returns.

First Dividend Declared

M&T founded its Diversity & Inclusion Council, a 25-member panel charged with guiding the bank's mission to foster an inclusive work environment, demonstrating long-term commitment to diversity decades before it became an industry standard.

Diversity & Inclusion Council Founded

M&T acquired Wilmington Trust, significantly boosting its corporate services and wealth management capabilities. Wilmington Trust continues to operate as a subsidiary offering global corporate and institutional services, private banking, investment management, and fiduciary services.

Wilmington Trust Acquisition

Effective November 1, 2015, M&T completed the acquisition of Hudson City Bancorp (announced August 2012), adding approximately $19 billion in loans and expanding M&T's franchise by 135 branches across New Jersey, downstate New York, and Connecticut. The deal took three years due to regulatory reviews.

Hudson City Bancorp Acquisition Completed

René F. Jones was appointed Chairman and Chief Executive Officer, bringing extensive experience from his previous roles as CFO (2005-2016) and Vice Chairman (2014-2017). His leadership would guide M&T through significant growth and the transformative People's United acquisition.

René F. Jones Becomes CEO

M&T Bank announced the acquisition of Bridgeport, Connecticut-based People's United Financial in an all-stock deal worth $7.6 billion, M&T's first major acquisition since Hudson City in 2015, creating a combined $205 billion banking franchise covering 12 states.

People's United Financial Acquisition Announced

M&T completed the acquisition of People's United Financial on April 2, 2022, creating a $200+ billion banking powerhouse with operations spanning from Maine to Virginia plus Washington D.C., dramatically expanding M&T's retail presence in attractive Northeast and Mid-Atlantic markets.

People's United Financial Acquisition Completed

M&T hired Daryl Bible to serve as Chief Financial Officer in June 2023, bringing extensive banking industry experience to lead the bank's financial operations, capital management, and investor relations during a period of continued integration and growth.

Daryl Bible Joins as CFO

M&T's capital position strengthened for the seventh consecutive quarter, with the CET1 capital ratio increasing to an estimated 11.67% at December 31, 2024, representing a 13 basis-point increase from the previous quarter and demonstrating strong capital generation.

CET1 Capital Ratio Reaches 11.67%

M&T reported full year 2024 net income of $2.59 billion or $14.64 of diluted earnings per common share, demonstrating resilient performance. The bank repurchased $200 million of common stock in Q4 2024, reflecting confidence in its financial position and commitment to shareholder returns.

Reports Full Year 2024 Results

M&T repurchased 3,415,303 shares of common stock for a total cost of $662 million including excise tax in Q1 2025, demonstrating aggressive capital return to shareholders while maintaining strong capital ratios and operational performance.

$662 Million Share Repurchase in Q1

Feeling overwhelmed by parenting questions and confusing ingredient lists? Duckie is your smart parenting companion—scan products for safety AND chat with your personal AI assistant about your child's

Duckie is a United States-based AI customer support company founded in 2023 building AI support agents platform raising $500K from Y Combinator Andreessen Horowitz Greylock KungHo Fund Netflix plus 5 additional investors achieving 80 percent resolution time reduction 71 percent support ticket deflection participating in Y Combinator Winter 2024 batch based in San Francisco CA targeting customer support teams through AI agent builder enabling tasks processes translation into predictable reliable AI workflows reducing resolution times deflecting tickets automating support operations customer service AI automation workflow creation minutes deployment rapid implementation.

A web application built with AngularJS to track your favorite tv-shows with semi-automagic torrent integration

DuckieTV

Self-driving car simulator for the Duckietown universe

gym-duckietown

duckietown-lx

Source code for our paper "Sim-to-real reinforcement learning applied to end-to-end vehicle control"

M&T Bank vs Duckie

M&T Bank

About

Duckie

About

AI Visibility Head-to-Head

Also Compare

Track AI Visibility in Real Time