Mastercard vs Decimal

Side-by-side comparison of AI visibility scores, market position, and capabilities

Mastercard leads in AI visibility (92 vs 18)

Mastercard

LeaderFinance

Payment Networks

Purchase NY payment network (NYSE: MA) at $28.2B 2024 revenue, $500B+ market cap; $9T+ gross dollar volume, Recorded Future $2.65B cybersecurity acquisition, Services >35% revenue competing with Visa.

AI VisibilityBeta
Overall Score
A92
Category Rank
#1 of 2
AI Consensus
76%
Trend
up
Per Platform
ChatGPT
92
Perplexity
89
Gemini
98

About

Mastercard Incorporated is a Purchase, New York-based global payment technology network — publicly traded on the New York Stock Exchange (NYSE: MA) as an S&P 500 Financials component with a market capitalization exceeding $500 billion — operating a four-party payment network connecting approximately 3.4 billion cardholders, 90+ million merchant acceptance locations, and 25,000+ financial institution issuers across 210+ countries and territories through approximately 34,000 employees. In Q1 2025, Mastercard reported revenue of $7.3 billion (+14% year-over-year) and diluted EPS of $3.73 (+13%), continuing a trajectory from full-year 2024 revenue of $28.2 billion. Mastercard's network processes over $9 trillion in gross dollar volume annually across credit, debit, and prepaid products. In September 2024, Mastercard acquired Recorded Future for $2.65 billion — the world's largest threat intelligence company — expanding Mastercard's cybersecurity services beyond payment fraud into enterprise security intelligence. Mastercard reorganized its business in April 2024 into three segments: Core Payments, Commercial & New Payment Flows, and Services (the fastest-growing segment, now exceeding 35% of total revenue).

Full profile

Decimal

EmergingFintech

Tech-Enabled Bookkeeping

Tech-enabled bookkeeping pairing dedicated accountants with proprietary automation; flat monthly subscription; founded 2020 in Fishers, Indiana; faster close with full client transparency.

AI VisibilityBeta
Overall Score
D18
Category Rank
#1 of 1
AI Consensus
84%
Trend
up
Per Platform
ChatGPT
21
Perplexity
17
Gemini
23

About

Decimal is a Fishers, Indiana-based technology-enabled bookkeeping company that provides small businesses with a dedicated accounting team and a modern software platform for a flat monthly subscription. Founded in 2020, Decimal was built to address the most common frustration of small business owners who have outgrown DIY bookkeeping but find traditional bookkeeping firms slow, expensive, and opaque. Decimal pairs each client with a dedicated bookkeeper and accounting team who are supported by proprietary software that automates routine transaction processing, exception identification, and reporting, allowing the human team to focus on accuracy review, month-end close, and client communication rather than manual data entry.\n\nDecimal's product experience centers on transparency and responsiveness. Clients access their books through a web portal with real-time financial dashboards showing cash position, profit and loss, and accounts receivable and payable balances. The platform includes a communication thread for each question or task, giving small business owners visibility into the status of their bookkeeping without email chains or phone tag. Decimal's pricing model is a flat monthly subscription based on business complexity rather than hours worked, making costs predictable and removing the billing anxiety that characterizes traditional bookkeeping relationships.\n\nDecimal targets small businesses with $500,000 to $10 million in annual revenue that need accurate, timely books and periodic financial guidance but are not yet ready for a full-time accounting hire or a CFO-level engagement. The company operates as a fully remote team and serves clients across the United States in industries including professional services, e-commerce, retail, and service businesses. Decimal competes with Bench, Pilot, and Botkeeper in the technology-enabled bookkeeping market, differentiating on its dedicated team model, the quality of its software-plus-human integration, and its Midwestern operational roots that keep its cost structure competitive.

Full profile

AI Visibility Head-to-Head

92
Overall Score
18
#1
Category Rank
#1
76
AI Consensus
84
up
Trend
up
92
ChatGPT
21
89
Perplexity
17
98
Gemini
23
93
Claude
18
98
Grok
22

Capabilities & Ecosystem

Capabilities

Only Mastercard
Payment Networks
Only Decimal
Tech-Enabled Bookkeeping

Integrations

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