Side-by-side comparison of AI visibility scores, market position, and capabilities
Bengaluru digital microfinance platform providing JLG loans to Indian blue-collar workers; $9M raised with $5M CDM Capital Series A at $2.2M revenue using digital joint liability Microfinance 2.0 model.
Kosh is a Bengaluru, India-based digital lending platform providing joint liability group (JLG) loans to blue-collar workers and informal economy participants — a "Microfinance 2.0" model that combines India's traditional community-based joint liability lending structure with digital underwriting, mobile disbursement, and data-driven credit assessment. Founded and backed with $9.03 million raised total including a $5 million Series A in March 2025 led by CDM Capital with participation from LetsVenture, JAFCO Asia, Security and Intelligence Services, and Legacy Asset, Kosh generated ₹18.3 crore ($2.2 million USD) in revenue as of March 2024 with a ₹178 crore valuation.
Karachi Pakistan earned wage access platform at $64.1M total ($17M Speedinvest/FJ Labs Series A Apr 2022) serving Pakistani employees and SMEs through United Bank Limited and Bank Alfalah; cash flow positive competing with Wagestream for South Asia EWA.
Abhi is a Karachi, Pakistan-based financial wellness and earned wage access platform — backed with $64.1 million in total funding including a $17 million Series A in April 2022 led by Speedinvest with Global Ventures, VentureSouq, VEF (Vostok Emerging Finance), Sturgeon Capital, Rallycap, and FJ Labs, following a pre-Series A in November 2021 led by Global Ventures and a $2 million seed in 2021 from Vostok Emerging Finance — providing Pakistani employees with on-demand access to accrued salary before payday (earned wage access), expanding into B2B business financing services for SMEs, and partnering with United Bank Limited and Bank Alfalah for distribution across hundreds of corporate clients. Founded in 2019 and achieving cash flow positive operations, Abhi serves the Pakistani workforce with financial tools addressing the liquidity gap between salary payment dates that pushes employees toward informal high-cost borrowing.
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