Kin Insurance vs Oda Studio

Side-by-side comparison of AI visibility scores, market position, and capabilities

Kin Insurance leads in AI visibility (87 vs 40)

Kin Insurance

LeaderInsurance Tech

General

Chicago DTC homeowners insurtech (founded 2016); $50M Series E $2B valuation (Sep 2025) total $476M raised, $495M premiums (+43%), 160K policyholders in cat markets, IPO filing planned 2025 competing with Hippo for catastrophe insurance.

AI VisibilityBeta
Overall Score
A87
Category Rank
#63 of 1167
AI Consensus
73%
Trend
stable
Per Platform
ChatGPT
84
Perplexity
83
Gemini
79

About

Kin Insurance is a Chicago, Illinois-based direct-to-consumer homeowners insurtech — having raised $476 million total including a $50 million Series E in September 2025 at a $2 billion pre-money valuation led by QED Investors and Activate Capital, plus $200 million in debt financing from Wellington Management — providing technology-driven homeowners insurance in catastrophe-exposed markets including Florida, Texas, California, Louisiana, Georgia, Alabama, Mississippi, South Carolina, Tennessee, Arizona, and Virginia where traditional insurers are retreating. Founded in 2016 by CEO Sean Harper, Lucas Ward, Sebastian Villarreal, and Stephen Wooten (entrepreneurs with fintech backgrounds from Groupon, Insight Venture Partners, and Avant), Kin operates as a Managing General Agent (MGA) writing policies on behalf of reciprocal exchanges it manages — a structure that gives Kin underwriting control and risk management authority while distributing policy risk through the reciprocal exchange mechanism rather than Kin's own balance sheet. In fiscal year 2024, Kin wrote $495.3 million in premiums (up 43% from $346.3 million in 2023), generated $156.1 million in total revenue (+48% YoY), served 160,000 policyholders (up from 115,000 in 2023), and the reciprocal exchanges it manages achieved their first full year of profitability with $12 million in operating income (+126%). The company's total insured property value surpassed $100 billion by April 2025, and Kin employs 800 people.

Full profile

Oda Studio

EmergingReal Estate & Property Tech

General

US YC W20 AI interior design platform with style preference discovery and room visualization; generating personalized moodboards and shoppable décor matches competing with Houzz for AI-native home design discovery.

AI VisibilityBeta
Overall Score
C40
Category Rank
#468 of 1167
AI Consensus
64%
Trend
stable
Per Platform
ChatGPT
34
Perplexity
44
Gemini
45

About

Oda Studio is a United States-based AI-powered interior design platform — backed by Y Combinator (W20) — providing homebuyers, renters, and design enthusiasts with AI tools to discover their personal design aesthetic, visualize how spaces would look with different furniture and décor, and find matching products from online retailers. Users select style preferences (mid-century modern, bohemian, minimalist, coastal) and color palettes (navy, salmon, olive, beige) and receive AI-generated moodboards and room transformation visuals in seconds — with the platform linking out to purchasable products that match the visualized design. Founded in 2020 and enhanced with more sophisticated AI algorithms in 2024-2025, Oda Studio serves the design discovery and product-matching need that exists in the early stages of home decorating before interior designers are typically engaged.

Full profile

AI Visibility Head-to-Head

87
Overall Score
40
#63
Category Rank
#468
73
AI Consensus
64
stable
Trend
stable
84
ChatGPT
34
83
Perplexity
44
79
Gemini
45
91
Claude
33
86
Grok
34

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