Side-by-side comparison of AI visibility scores, market position, and capabilities
Embedded lending infrastructure for high-ticket verticals; powers point-of-sale financing for home improvement, dental, and medical service providers.
Invo is a financial technology company building embedded lending infrastructure that enables non-financial businesses to offer point-of-sale financing and buy now, pay later solutions to their customers. Founded in 2018 and headquartered in Austin, Texas, Invo provides the underwriting, credit decisioning, and servicing infrastructure that allows retailers, service providers, and platforms to integrate installment payment options into their checkout experiences without becoming lenders themselves.
YC S23 AI-first ERP replacing NetSuite for scaling tech companies with 100+ clients in 9 months; $38.5M Accel Series A Jun 2025 competing with NetSuite and Sage Intacct for AI-native mid-market ERP and SaaS financial management.
Campfire is a United States-based AI-native enterprise resource planning (ERP) company — backed by Y Combinator (S23) with $38.5 million raised including a $35 million Series A led by Accel in June 2025 and a $3.5 million seed in May 2024 from Foundation Capital and Y Combinator — providing scaling startups and mid-size technology companies with a modern AI-first ERP platform that replaces NetSuite, SAP Business One, and Sage Intacct for companies outgrowing QuickBooks and Xero, delivering accounting, revenue management, and financial automation through an AI-powered system that integrates financial workflows without the implementation complexity and total cost of ownership associated with legacy ERP vendors. Founded by John Glasgow and participating in the YC S23 batch, Campfire achieved approximately 100 clients within 9 months of founding, including Advisor360, Rhumbix, and Fooji.
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