Raised $47M combined seed + Series A (Feb 2026) led by Emergence Capital. YC W25. 5,000+ customers. Largest publicly disclosed Series A by a Black founder. Mostly autonomous licensed commercial insurance agency.
Harper is an AI-native commercial insurance brokerage that is nearly fully autonomous — matching SMBs to coverage across 160+ carriers, routing quotes, processing documents, and following up with underwriters without requiring human broker involvement for most transactions. The company raised $47 million across seed and Series A financing in February 2026 led by Emergence Capital, following its Y Combinator W25 graduation. Harper serves 5,000+ customers and represents the largest publicly disclosed Series A by a Black founder.
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